Social Media Influencers Can Amass Wealth: A Financial Advisor's Guide to Money Management.
Career Transition: Natasha Howe transitioned from a marketing role to wealth management after participating in a cold-calling campaign for Siebert Financial.
Current Role: At 31, she is now a vice president at Siebert, managing her own client portfolio from the Miami headquarters.
Client Base: Approximately 30% of her clients are corporate employees dealing with equity compensation and forgotten 401(k)s, alongside retail investors and social-media influencers.
Growth in Influence: Howe's client base includes a growing segment of social-media influencers, reflecting a shift in how wealth management is approached.
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- Price Target Adjustment: Goldman Sachs has lowered its price target for Siemens (SIEGY) from EUR 286 to EUR 245 while maintaining a Buy rating, indicating a cautious outlook on the company's future performance.
- Earnings Outlook: Ahead of the fiscal Q2 report scheduled for May 13, Goldman expects Siemens to achieve 'solid organic growth momentum' in Q2, yet maintains a mixed view on the company's overall outlook, reflecting market divergence on its growth potential.
- Market Reaction: The reduction in price target may exert short-term pressure on Siemens' stock price, prompting investors to closely monitor the upcoming earnings report to assess whether the company can meet growth expectations.
- Investment Strategy: Despite the target price cut, Goldman remains optimistic about Siemens' fundamentals, suggesting that the company is undervalued, and investors should consider looking for entry points following the price adjustment.
- Market Rebound Signal: The S&P 500 index rose 3.4% by the end of the holiday-shortened week, marking its best performance since May, indicating increased investor confidence in a market rebound despite fluctuations on Thursday.
- Oil Price Impact Analysis: With U.S. gasoline prices surpassing $4 per gallon, concerns about future inflation have intensified, particularly as the conflict in the Strait of Hormuz has driven up key commodity prices, and the upcoming consumer price index is expected to reflect the war's economic impact.
- Market Risk Warning: Despite the rebound, Siebert Financial's investment chief Mark Malek cautioned that current volatility is not over, advising investors to be cautious with short-term trades, especially during the holiday weekend when ground military actions could escalate.
- Future Data Outlook: Next week will bring significant economic data, including the March consumer price index, which is expected to jump from 2.4% to 3.1%, serving as the first key indicator to assess the war's impact, prompting market participants to closely monitor these figures to adjust their investment strategies.
- Revenue Growth: Siebert Financial reported FY2024 revenue of $94.2 million, reflecting a 12.3% year-over-year increase, indicating the company's robust performance and growth potential in the market.
- Surge in Lending Revenue: Stock borrow/loan revenue soared by 51% to $29 million, compared to $19.2 million in 2024, highlighting increased activity in capital market operations and enhanced profitability.
- Decline in Operating Income: Operating income fell to $5.6 million from $17.5 million in 2024, primarily due to investments in new business lines and technology initiatives, which exerted short-term pressure on profitability despite revenue growth.
- Increase in Retail Customer Net Worth: Retail customer net worth rose by 9% to $19.5 billion, up from $18 billion at the end of 2024, demonstrating the company's success in attracting and retaining clients, thereby strengthening its competitive position in the market.
- Economic Ambitions: President Trump may see a positive impact on one of his key economic goals due to a stronger-than-expected jobs report for January.
- Disappointment Ahead: Despite the positive jobs report, Trump is likely to face disappointment regarding another economic ambition.
- Earnings Outlook: Next week, earnings reports from tech giants Alphabet and Amazon are highly anticipated, especially after Microsoft's report led to a 10% stock drop despite beating expectations, indicating a shift in investor scrutiny towards profitability and growth metrics.
- Job Cuts and Efficiency: Amazon announced a restructuring that will eliminate 16,000 jobs, adding to the 14,000 cuts made in October, resulting in a 10% reduction in its corporate and tech workforce, with CEO Andy Jassy emphasizing that AI-driven efficiency gains will significantly impact operational costs moving forward.
- Labor Market Insights: A crucial jobs report is set to be released next Friday, alongside the Job Openings and Labor Turnover Survey (JOLTS), providing investors with insights into the labor market, particularly after the Fed indicated an improving economic outlook, which may alter interest rate expectations.
- Government Shutdown Risks: The market is also wary of a potential partial government shutdown, as a planned Senate vote on funding has stalled, despite a strong January performance; this uncertainty could lead to increased volatility, prompting investors to remain cautious in their strategies.

Career Transition: Natasha Howe transitioned from a marketing role to wealth management after participating in a cold-calling campaign for Siebert Financial.
Current Role: At 31, she is now a vice president at Siebert, managing her own client portfolio from the Miami headquarters.
Client Base: Approximately 30% of her clients are corporate employees dealing with equity compensation and forgotten 401(k)s, alongside retail investors and social-media influencers.
Growth in Influence: Howe's client base includes a growing segment of social-media influencers, reflecting a shift in how wealth management is approached.









