Plumas Bancorp Q1 Earnings Exceed Expectations
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4 days ago
0mins
Should l Buy PLBC?
Source: seekingalpha
- Strong Earnings Performance: Plumas Bancorp reported a Q1 GAAP EPS of $1.38, beating expectations by $0.06, indicating a sustained enhancement in profitability that is likely to positively impact shareholder confidence.
- Significant Revenue Growth: The company achieved revenues of $28.13 million, a 29.3% year-over-year increase, surpassing market expectations by $0.29 million, demonstrating robust business expansion and strong market demand that may attract more investor interest.
- Substantial Increase in Loans and Deposits: Gross loans rose by $491 million, or 49%, to $1.5 billion, while deposits increased by $402 million, or 29%, reflecting the company's strong performance in the credit market and heightened customer trust.
- Enhanced Shareholder Equity: Shareholders' equity grew by $78 million, a 41% increase to $265 million, with book value per share rising by $6.37, or 20%, which will strengthen the company's competitive position and financing capabilities in the capital markets.
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Analyst Views on PLBC
Wall Street analysts forecast PLBC stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 52.250
Low
61.00
Averages
61.00
High
61.00
Current: 52.250
Low
61.00
Averages
61.00
High
61.00
About PLBC
Plumas Bancorp is a bank holding company. The Company's principal subsidiary is Plumas Bank (the Bank), which is a full-service community bank. The Bank operates approximately 19 branches: seventeen located in the California counties of Butte, Lassen, Modoc, Nevada, Placer, Plumas, Shasta, Sutter, and Tehama and two branches located in Nevada in the counties of Carson City and Washoe. The Bank also operates two loan production offices located in Auburn, California and Klamath Falls, Oregon. The Bank offers a range of financial and investment services to consumers and businesses. The Bank’s products and services include business and personal. The Bank’s business products and services include business online banking, business accounts and small business loans. The Bank’s personal products and services include personal online banking services, personal mobile banking, personal checking accounts, personal savings accounts, tax advantage accounts, and personal loans.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Plumas Bancorp Declares Quarterly Dividend of $0.33
- Quarterly Dividend Announcement: Plumas Bancorp has declared a quarterly dividend of $0.33 per share, maintaining the same level as previous distributions, which reflects the company's stable cash flow and profitability.
- Yield Information: The forward yield of this dividend stands at 2.52%, providing investors with a relatively attractive return, thereby enhancing the stock's appeal in the market.
- Payment Schedule: The dividend will be payable on May 15, with a record date of May 1 and an ex-dividend date also set for May 1, ensuring shareholders receive their earnings promptly.
- Investor Interest: The dividend performance of Plumas Bancorp aligns with its historical earnings data and dividend scorecard, indicating robust performance in the current economic environment, which may attract more investors seeking stable income.
See More
Plumas Bancorp Q1 Earnings Exceed Expectations
- Strong Earnings Performance: Plumas Bancorp reported a Q1 GAAP EPS of $1.38, beating expectations by $0.06, indicating a sustained enhancement in profitability that is likely to positively impact shareholder confidence.
- Significant Revenue Growth: The company achieved revenues of $28.13 million, a 29.3% year-over-year increase, surpassing market expectations by $0.29 million, demonstrating robust business expansion and strong market demand that may attract more investor interest.
- Substantial Increase in Loans and Deposits: Gross loans rose by $491 million, or 49%, to $1.5 billion, while deposits increased by $402 million, or 29%, reflecting the company's strong performance in the credit market and heightened customer trust.
- Enhanced Shareholder Equity: Shareholders' equity grew by $78 million, a 41% increase to $265 million, with book value per share rising by $6.37, or 20%, which will strengthen the company's competitive position and financing capabilities in the capital markets.
See More
Plumas Bancorp Reports Increased Q1 Earnings
- Significant Earnings Growth: Plumas Bancorp reported a net income of $9.76 million for Q1, translating to an EPS of $1.38, which marks a substantial increase from last year's $7.18 million and $1.20 per share, indicating a strong enhancement in the company's profitability.
- Revenue Surge: The company's revenue rose by 42.6% year-over-year to $29.37 million, compared to $20.59 million last year, reflecting robust business expansion and a strong recovery in market demand.
- Solid Financial Performance: Against the backdrop of ongoing economic recovery, Plumas Bancorp's financial results exceeded market expectations, demonstrating its ability to maintain a healthy growth trajectory in the competitive financial services sector.
- Optimistic Future Outlook: With continued growth in revenue and earnings, Plumas Bancorp is well-positioned to further expand its market share and strengthen its competitive position within the industry.
See More
Plumas Bancorp Reports Record Q1 Earnings
- Significant Profit Growth: Plumas Bancorp reported a net income of $9.8 million for Q1 2026, translating to earnings per share of $1.40, a substantial increase from $7.2 million and $1.21 per share in Q1 2025, indicating a robust enhancement in profitability and market confidence.
- Substantial Increase in Loans and Deposits: As of March 31, 2026, total loans surged by $491 million, or 49%, while deposits rose by $402 million, or 29%, reflecting a significant expansion in market share and customer base following the acquisition of Cornerstone Community Bancorp.
- Slight Decline in Non-Interest Income: Non-interest income decreased from $3.2 million in 2025 to $3.0 million in 2026; however, excluding the $1.1 million legal settlement in 2025, the actual increase was $902 thousand, showcasing the company's solid performance in core operations.
- Substantial Increase in Shareholder Equity: Shareholder equity rose by $77.8 million, or 41.5%, as of March 31, 2026, reflecting not only strong profitability but also enhancing the capital base to support future growth and investments.
See More
Plumas Bancorp Approves $25M Stock Repurchase Program
- Repurchase Program Approval: Plumas Bancorp's board has approved a stock repurchase program of up to $25 million, expected to run through Q4 2026, reflecting the company's confidence in its stock value.
- Funding Sources Defined: The repurchase is anticipated to be funded through available cash and retained earnings, which not only enhances the company's financial flexibility but also indicates management's optimistic outlook on future profitability.
- Market Reaction Anticipated: Stock repurchase programs are typically viewed as a positive signal for shareholder value enhancement, likely leading to a short-term positive impact on the stock price and attracting more investor interest.
- Long-term Strategic Consideration: By implementing this repurchase plan, Plumas Bancorp aims to optimize its capital structure and enhance earnings per share, further solidifying its position in a competitive financial market.
See More
Plumas Bancorp (PLBC) Declares $0.33 Quarterly Dividend, 10% Increase
- Dividend Increase: Plumas Bancorp has declared a quarterly dividend of $0.33 per share, marking a 10% increase from the previous $0.30, which reflects the company's ongoing profitability improvement and boosts investor confidence.
- Yield Performance: The forward yield of 2.66% offers investors a stable cash return, further attracting income-seeking investors to the stock, enhancing its appeal in the market.
- Payment Schedule: The dividend is payable on February 18, with a record date of February 4 and an ex-dividend date also on February 4, ensuring shareholders receive their earnings promptly and enhancing the company's reputation among investors.
- Financial Transparency: Plumas Bancorp provides a detailed dividend scorecard and earnings data, which enhances market trust in its financial health while also offering potential investors a basis for decision-making.
See More
Plumas Bancorp Declares Quarterly Dividend of $0.33
- Quarterly Dividend Announcement: Plumas Bancorp has declared a quarterly dividend of $0.33 per share, maintaining the same level as previous distributions, which reflects the company's stable cash flow and profitability.
- Yield Information: The forward yield of this dividend stands at 2.52%, providing investors with a relatively attractive return, thereby enhancing the stock's appeal in the market.
- Payment Schedule: The dividend will be payable on May 15, with a record date of May 1 and an ex-dividend date also set for May 1, ensuring shareholders receive their earnings promptly.
- Investor Interest: The dividend performance of Plumas Bancorp aligns with its historical earnings data and dividend scorecard, indicating robust performance in the current economic environment, which may attract more investors seeking stable income.
See More
Plumas Bancorp Q1 Earnings Exceed Expectations
- Strong Earnings Performance: Plumas Bancorp reported a Q1 GAAP EPS of $1.38, beating expectations by $0.06, indicating a sustained enhancement in profitability that is likely to positively impact shareholder confidence.
- Significant Revenue Growth: The company achieved revenues of $28.13 million, a 29.3% year-over-year increase, surpassing market expectations by $0.29 million, demonstrating robust business expansion and strong market demand that may attract more investor interest.
- Substantial Increase in Loans and Deposits: Gross loans rose by $491 million, or 49%, to $1.5 billion, while deposits increased by $402 million, or 29%, reflecting the company's strong performance in the credit market and heightened customer trust.
- Enhanced Shareholder Equity: Shareholders' equity grew by $78 million, a 41% increase to $265 million, with book value per share rising by $6.37, or 20%, which will strengthen the company's competitive position and financing capabilities in the capital markets.
See More
Plumas Bancorp Reports Increased Q1 Earnings
- Significant Earnings Growth: Plumas Bancorp reported a net income of $9.76 million for Q1, translating to an EPS of $1.38, which marks a substantial increase from last year's $7.18 million and $1.20 per share, indicating a strong enhancement in the company's profitability.
- Revenue Surge: The company's revenue rose by 42.6% year-over-year to $29.37 million, compared to $20.59 million last year, reflecting robust business expansion and a strong recovery in market demand.
- Solid Financial Performance: Against the backdrop of ongoing economic recovery, Plumas Bancorp's financial results exceeded market expectations, demonstrating its ability to maintain a healthy growth trajectory in the competitive financial services sector.
- Optimistic Future Outlook: With continued growth in revenue and earnings, Plumas Bancorp is well-positioned to further expand its market share and strengthen its competitive position within the industry.
See More
Plumas Bancorp Reports Record Q1 Earnings
- Significant Profit Growth: Plumas Bancorp reported a net income of $9.8 million for Q1 2026, translating to earnings per share of $1.40, a substantial increase from $7.2 million and $1.21 per share in Q1 2025, indicating a robust enhancement in profitability and market confidence.
- Substantial Increase in Loans and Deposits: As of March 31, 2026, total loans surged by $491 million, or 49%, while deposits rose by $402 million, or 29%, reflecting a significant expansion in market share and customer base following the acquisition of Cornerstone Community Bancorp.
- Slight Decline in Non-Interest Income: Non-interest income decreased from $3.2 million in 2025 to $3.0 million in 2026; however, excluding the $1.1 million legal settlement in 2025, the actual increase was $902 thousand, showcasing the company's solid performance in core operations.
- Substantial Increase in Shareholder Equity: Shareholder equity rose by $77.8 million, or 41.5%, as of March 31, 2026, reflecting not only strong profitability but also enhancing the capital base to support future growth and investments.
See More
Plumas Bancorp Approves $25M Stock Repurchase Program
- Repurchase Program Approval: Plumas Bancorp's board has approved a stock repurchase program of up to $25 million, expected to run through Q4 2026, reflecting the company's confidence in its stock value.
- Funding Sources Defined: The repurchase is anticipated to be funded through available cash and retained earnings, which not only enhances the company's financial flexibility but also indicates management's optimistic outlook on future profitability.
- Market Reaction Anticipated: Stock repurchase programs are typically viewed as a positive signal for shareholder value enhancement, likely leading to a short-term positive impact on the stock price and attracting more investor interest.
- Long-term Strategic Consideration: By implementing this repurchase plan, Plumas Bancorp aims to optimize its capital structure and enhance earnings per share, further solidifying its position in a competitive financial market.
See More
Plumas Bancorp (PLBC) Declares $0.33 Quarterly Dividend, 10% Increase
- Dividend Increase: Plumas Bancorp has declared a quarterly dividend of $0.33 per share, marking a 10% increase from the previous $0.30, which reflects the company's ongoing profitability improvement and boosts investor confidence.
- Yield Performance: The forward yield of 2.66% offers investors a stable cash return, further attracting income-seeking investors to the stock, enhancing its appeal in the market.
- Payment Schedule: The dividend is payable on February 18, with a record date of February 4 and an ex-dividend date also on February 4, ensuring shareholders receive their earnings promptly and enhancing the company's reputation among investors.
- Financial Transparency: Plumas Bancorp provides a detailed dividend scorecard and earnings data, which enhances market trust in its financial health while also offering potential investors a basis for decision-making.
See More
