PayPal Forecasts $33.3 Billion Revenue in 2025 Amid Investor Pessimism
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
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Source: NASDAQ.COM
- Online Banking Trend: A recent survey by the American Bankers Association reveals that as of October, 54% of U.S. bank customers primarily use mobile banking apps, highlighting the growing trend of online banking that fuels growth potential for fintech companies.
- PayPal Revenue Growth: Despite poor stock performance, PayPal is projected to achieve $33.3 billion in revenue by 2025, nearing its profit peak from 2021, indicating strong market share in global online payments and a need for renewed investor confidence in its growth trajectory.
- Upstart Credit Scoring Innovation: Upstart employs AI algorithms to increase loan approval rates by 43%, with over 90% of approvals being fully automated, attracting more than 100 banks and credit unions, showcasing its competitive edge in the lending market.
- Market Volatility Impact: Upstart's stock has experienced significant fluctuations since its 2020 IPO; however, despite economic uncertainties, the number of loans processed more than doubled in the first three quarters of last year, demonstrating the platform's effectiveness in protecting lenders.
Analyst Views on PYPL
Wall Street analysts forecast PYPL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for PYPL is 83.10 USD with a low forecast of 66.00 USD and a high forecast of 105.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
30 Analyst Rating
11 Buy
16 Hold
3 Sell
Moderate Buy
Current: 56.560
Low
66.00
Averages
83.10
High
105.00
Current: 56.560
Low
66.00
Averages
83.10
High
105.00
About PYPL
PayPal Holdings, Inc. offers a technology platform. The Company’s products are designed to enable digital payments and simplify commerce experiences for consumers and merchants to make selling, shopping, and sending and receiving money simple, personalized, and secure, online or offline, including mobile. It provides consumers with a digital wallet that enables them to send payments to merchants securely using a variety of funding sources, which include a bank account, a PayPal or Venmo account balance, its consumer credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products. It operates a global, two-sided network at scale that connects consumers and merchants with 434 million active accounts across approximately 200 markets. Its brands include PayPal, Braintree, Venmo, Xoom, Hyperwallet, PayPal Zettle, PayPal Honey, and Paidy. It offers financing products through the PayPal Working Capital (PPWC) and PayPal Business Loan (PPBL).
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
