Neptune Insurance Releases 2025 Financial Results
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
0mins
Should l Buy NP?
Source: Businesswire
- Financial Performance Overview: Neptune Insurance reported total revenues of $159.55 million for Q4 2025, representing a 33.7% increase from 2024, indicating strong growth potential in the insurance market that is likely to attract more investor interest.
- Adjusted EBITDA Growth: The company achieved an Adjusted EBITDA of $95.00 million in 2025, up 31.8% from 2024, demonstrating ongoing improvements in operational efficiency and profitability, which could enhance its competitive position in the market.
- Revenue Per Employee Increase: In 2025, revenue per employee reached $2,659, a 15.5% increase from 2024, reflecting the company's success in scaling operations and improving efficiency, potentially boosting investor confidence.
- Future Outlook and Investor Engagement: Neptune plans to host an earnings call on February 18, 2026, to elaborate on future growth strategies and market expectations, which is expected to positively impact the company's stock price.
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Analyst Views on NP
Wall Street analysts forecast NP stock price to rise
12 Analyst Rating
6 Buy
4 Hold
2 Sell
Moderate Buy
Current: 19.390
Low
22.50
Averages
28.45
High
35.00
Current: 19.390
Low
22.50
Averages
28.45
High
35.00
About NP
Neptune Insurance Holdings Inc. is a data-driven managing general agent. The Company offers a range of easy-to-purchase residential and commercial insurance products including primary flood insurance, excess flood insurance, and parametric earthquake insurance distributed through a network of agencies.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Neptune Insurance Q4 Earnings Exceed Expectations
- Earnings Beat: Neptune Insurance reported a Q4 non-GAAP EPS of $0.42, surpassing expectations by $0.32, which highlights a significant improvement in profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved Q4 revenue of $43.8 million, reflecting a 39% year-over-year increase and exceeding expectations by $4.38 million, indicating strong business expansion and market demand that further solidifies its market position.
- Strong Financial Performance: Neptune's robust financial results demonstrate effective cost control and market strategies, which are expected to attract more investor interest and drive stock price appreciation.
- Historical Performance Data: Seeking Alpha's Quant Rating on Neptune Insurance, along with historical earnings data, further validates its sustained growth potential, providing strong support for future investment decisions.
See More
Neptune Insurance Releases 2025 Financial Results
- Financial Performance Overview: Neptune Insurance reported total revenues of $159.55 million for Q4 2025, representing a 33.7% increase from 2024, indicating strong growth potential in the insurance market that is likely to attract more investor interest.
- Adjusted EBITDA Growth: The company achieved an Adjusted EBITDA of $95.00 million in 2025, up 31.8% from 2024, demonstrating ongoing improvements in operational efficiency and profitability, which could enhance its competitive position in the market.
- Revenue Per Employee Increase: In 2025, revenue per employee reached $2,659, a 15.5% increase from 2024, reflecting the company's success in scaling operations and improving efficiency, potentially boosting investor confidence.
- Future Outlook and Investor Engagement: Neptune plans to host an earnings call on February 18, 2026, to elaborate on future growth strategies and market expectations, which is expected to positively impact the company's stock price.
See More
Neptune Insurance Reports Strong 2025 Financial Results
- Significant Revenue Growth: Neptune Insurance reported a 34% increase in revenue for 2025, reaching $159.6 million, indicating strong performance in the insurance market, particularly with record new business sales, reflecting sustained market demand.
- Net Income Fluctuations: While net income grew by 8% to $37.4 million in 2025, the fourth quarter saw a 63% drop to $4.3 million, primarily due to $4.6 million in IPO-related expenses, highlighting cost pressures faced during expansion.
- Adjusted Net Income Improvement: Adjusted net income rose by 38% to $56.9 million, with adjusted EBITDA increasing by 32% to $95 million, demonstrating effective measures in controlling operational costs and enhancing profitability, thereby boosting investor confidence.
- Increased Revenue per Employee: Revenue per employee grew by 15% to $2.659 million in 2025, while adjusted EBITDA per employee increased by 14% to $1.583 million, indicating significant achievements in operational efficiency and human resource management.
See More
Neptune Insurance Holdings to Report Q4 2025 Results
- Earnings Release Schedule: Neptune Insurance Holdings Inc. is set to announce its financial results for Q4 2025 after market close on February 18, 2026, reflecting the company's commitment to transparency and investor communication.
- Conference Call Details: The company will host a conference call at 5:00 PM ET on February 18, 2026, providing investors with a direct opportunity to engage with management, thereby enhancing investor confidence.
- Webcast Availability: The earnings report will be accompanied by a live webcast, allowing investors to access real-time information on the company's official website, further improving information accessibility.
- Company Background: Founded in 2018, Neptune Insurance Holdings operates as a data-driven managing general agent, offering a range of residential and commercial insurance products, showcasing its innovative capabilities and competitive edge in the insurance industry.
See More
Neptune Insurance to Report Q4 2025 Financial Results
- Earnings Report Schedule: Neptune Insurance Holdings Inc. plans to release its financial results for Q4 2025 after market close on February 18, 2026, demonstrating the company's commitment to transparency and investor communication.
- Conference Call Details: The company will host a conference call at 5:00 PM ET on February 18, 2026, to provide an in-depth analysis of its financial results, aiming to enhance investor understanding and confidence in its performance.
- Webcast Availability: The conference will be available via live webcast, accessible on Neptune's investor relations website, ensuring broad dissemination of information and timely access, which further enhances the company's interaction with investors.
- Company Background: Founded in 2018, Neptune Insurance operates as a data-driven managing general agent offering a range of residential and commercial insurance products, leveraging AI and data science to improve underwriting efficiency, showcasing its innovative capabilities and competitive edge in the insurance industry.
See More
Fermi REIT Prices IPO at $683 Million to Develop 15 Million Square Foot Project
- Fermi REIT Listing: Newly formed REIT Fermi (FRMI) successfully priced its IPO above the midpoint, raising $683 million with a market cap of $13.9 billion, reflecting strong market confidence in its future developments.
- Project Planning: Fermi plans to develop a 15 million square foot integrated power plant and data center in Texas, focusing on AI hyperscaler needs, with an expected 11 GW generation capacity and 1 GW anticipated online by the end of 2026, marking a strategic move into the energy sector.
- Strong Performance of Neptune Insurance: Flood insurance distributor Neptune Insurance (NP) priced its IPO at the top of the range, raising $368 million with a market cap of $3.0 billion, and saw a 52% increase on its first day, indicating robust demand and growth potential in the insurance market.
- Community Bank IPO: Tennessee-based Commercial Bancgroup (CBK) raised $172 million through its IPO at a price below expectations, achieving a market cap of $342 million, and although it only rose 1% on its first day, its full-service banking capabilities across key regions lay a solid foundation for future growth.
See More
Neptune Insurance Q4 Earnings Exceed Expectations
- Earnings Beat: Neptune Insurance reported a Q4 non-GAAP EPS of $0.42, surpassing expectations by $0.32, which highlights a significant improvement in profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved Q4 revenue of $43.8 million, reflecting a 39% year-over-year increase and exceeding expectations by $4.38 million, indicating strong business expansion and market demand that further solidifies its market position.
- Strong Financial Performance: Neptune's robust financial results demonstrate effective cost control and market strategies, which are expected to attract more investor interest and drive stock price appreciation.
- Historical Performance Data: Seeking Alpha's Quant Rating on Neptune Insurance, along with historical earnings data, further validates its sustained growth potential, providing strong support for future investment decisions.
See More
Neptune Insurance Releases 2025 Financial Results
- Financial Performance Overview: Neptune Insurance reported total revenues of $159.55 million for Q4 2025, representing a 33.7% increase from 2024, indicating strong growth potential in the insurance market that is likely to attract more investor interest.
- Adjusted EBITDA Growth: The company achieved an Adjusted EBITDA of $95.00 million in 2025, up 31.8% from 2024, demonstrating ongoing improvements in operational efficiency and profitability, which could enhance its competitive position in the market.
- Revenue Per Employee Increase: In 2025, revenue per employee reached $2,659, a 15.5% increase from 2024, reflecting the company's success in scaling operations and improving efficiency, potentially boosting investor confidence.
- Future Outlook and Investor Engagement: Neptune plans to host an earnings call on February 18, 2026, to elaborate on future growth strategies and market expectations, which is expected to positively impact the company's stock price.
See More
Neptune Insurance Reports Strong 2025 Financial Results
- Significant Revenue Growth: Neptune Insurance reported a 34% increase in revenue for 2025, reaching $159.6 million, indicating strong performance in the insurance market, particularly with record new business sales, reflecting sustained market demand.
- Net Income Fluctuations: While net income grew by 8% to $37.4 million in 2025, the fourth quarter saw a 63% drop to $4.3 million, primarily due to $4.6 million in IPO-related expenses, highlighting cost pressures faced during expansion.
- Adjusted Net Income Improvement: Adjusted net income rose by 38% to $56.9 million, with adjusted EBITDA increasing by 32% to $95 million, demonstrating effective measures in controlling operational costs and enhancing profitability, thereby boosting investor confidence.
- Increased Revenue per Employee: Revenue per employee grew by 15% to $2.659 million in 2025, while adjusted EBITDA per employee increased by 14% to $1.583 million, indicating significant achievements in operational efficiency and human resource management.
See More
Neptune Insurance Holdings to Report Q4 2025 Results
- Earnings Release Schedule: Neptune Insurance Holdings Inc. is set to announce its financial results for Q4 2025 after market close on February 18, 2026, reflecting the company's commitment to transparency and investor communication.
- Conference Call Details: The company will host a conference call at 5:00 PM ET on February 18, 2026, providing investors with a direct opportunity to engage with management, thereby enhancing investor confidence.
- Webcast Availability: The earnings report will be accompanied by a live webcast, allowing investors to access real-time information on the company's official website, further improving information accessibility.
- Company Background: Founded in 2018, Neptune Insurance Holdings operates as a data-driven managing general agent, offering a range of residential and commercial insurance products, showcasing its innovative capabilities and competitive edge in the insurance industry.
See More
Neptune Insurance to Report Q4 2025 Financial Results
- Earnings Report Schedule: Neptune Insurance Holdings Inc. plans to release its financial results for Q4 2025 after market close on February 18, 2026, demonstrating the company's commitment to transparency and investor communication.
- Conference Call Details: The company will host a conference call at 5:00 PM ET on February 18, 2026, to provide an in-depth analysis of its financial results, aiming to enhance investor understanding and confidence in its performance.
- Webcast Availability: The conference will be available via live webcast, accessible on Neptune's investor relations website, ensuring broad dissemination of information and timely access, which further enhances the company's interaction with investors.
- Company Background: Founded in 2018, Neptune Insurance operates as a data-driven managing general agent offering a range of residential and commercial insurance products, leveraging AI and data science to improve underwriting efficiency, showcasing its innovative capabilities and competitive edge in the insurance industry.
See More
Fermi REIT Prices IPO at $683 Million to Develop 15 Million Square Foot Project
- Fermi REIT Listing: Newly formed REIT Fermi (FRMI) successfully priced its IPO above the midpoint, raising $683 million with a market cap of $13.9 billion, reflecting strong market confidence in its future developments.
- Project Planning: Fermi plans to develop a 15 million square foot integrated power plant and data center in Texas, focusing on AI hyperscaler needs, with an expected 11 GW generation capacity and 1 GW anticipated online by the end of 2026, marking a strategic move into the energy sector.
- Strong Performance of Neptune Insurance: Flood insurance distributor Neptune Insurance (NP) priced its IPO at the top of the range, raising $368 million with a market cap of $3.0 billion, and saw a 52% increase on its first day, indicating robust demand and growth potential in the insurance market.
- Community Bank IPO: Tennessee-based Commercial Bancgroup (CBK) raised $172 million through its IPO at a price below expectations, achieving a market cap of $342 million, and although it only rose 1% on its first day, its full-service banking capabilities across key regions lay a solid foundation for future growth.
See More
