Mortgage Delinquency Trends Show Improvement
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2 days ago
0mins
Should l Buy ICE?
Source: Newsfilter
- Seasonal Improvement in Delinquencies: The national mortgage delinquency rate fell by 37 basis points to 3.35% in March 2026, aligning with typical seasonal trends, although still 14 basis points higher than last year, indicating improved early-stage loan performance that may bolster market confidence.
- Surge in Prepayment Activity: Prepayment speeds rose by 24 basis points from February to 1.06%, marking the highest level in nearly four years, reflecting borrowers' positive response to a lower-rate environment, which could enhance liquidity in the loan market.
- Significant Rebound in Cure Activity: Total cures reached 547,000 in March, up 27% from February, with a notable increase in cures for loans over 90 days delinquent, indicating improved management of delinquent loans and potentially reducing long-term default risks.
- Rising Serious Delinquencies: Despite overall improvements, the number of borrowers 90 days or more past due increased by 154,000, highlighting a continued rise in late-stage delinquencies and foreclosure pipelines, which warrants market attention to mitigate potential risks.
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Analyst Views on ICE
Wall Street analysts forecast ICE stock price to rise
10 Analyst Rating
9 Buy
1 Hold
0 Sell
Strong Buy
Current: 157.480
Low
174.00
Averages
191.60
High
223.00
Current: 157.480
Low
174.00
Averages
191.60
High
223.00
About ICE
Intercontinental Exchange, Inc. provides financial technology and data services across major asset classes, helping its customers access workflow tools that increase transparency and efficiency. Its Exchanges segment operates regulated marketplace technology for the listing, trading and clearing of an array of derivatives contracts and financial securities as well as data and connectivity services related to its exchanges and clearing houses. Its Fixed Income and Data Services segment provides fixed income pricing, reference data, indices, analytics and execution services as well as global credit default swaps (CDS), clearing and multi-asset class data delivery technology. Its Mortgage Technology segment provides a technology platform that offers customers comprehensive, digital workflow tools that aim to address inefficiencies and mitigate risks that exist in the United States residential mortgage market life cycle, from application through closing, servicing and the secondary market.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Earnings Pressure on Tech Giants: Next week, five of the 'Magnificent Seven' companies will report earnings, with market expectations for them to demonstrate sufficient revenue growth to justify their high AI expenditures; Alphabet, Amazon, Meta, and Microsoft have all seen stock price increases of over 10% this month, highlighting the market's keen interest in their performance.
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- Seasonal Improvement in Delinquencies: The national mortgage delinquency rate fell by 37 basis points to 3.35% in March 2026, aligning with typical seasonal trends, although still 14 basis points higher than last year, indicating improved early-stage loan performance that may bolster market confidence.
- Surge in Prepayment Activity: Prepayment speeds rose by 24 basis points from February to 1.06%, marking the highest level in nearly four years, reflecting borrowers' positive response to a lower-rate environment, which could enhance liquidity in the loan market.
- Significant Rebound in Cure Activity: Total cures reached 547,000 in March, up 27% from February, with a notable increase in cures for loans over 90 days delinquent, indicating improved management of delinquent loans and potentially reducing long-term default risks.
- Rising Serious Delinquencies: Despite overall improvements, the number of borrowers 90 days or more past due increased by 154,000, highlighting a continued rise in late-stage delinquencies and foreclosure pipelines, which warrants market attention to mitigate potential risks.
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- Strong Market Performance: The S&P 500 and Nasdaq Composite indices reached new all-time highs in April, rising over 8% and 13% respectively, indicating robust market resilience despite ongoing geopolitical tensions and AI disruption concerns, reflecting investor confidence in tech stocks.
- Earnings Pressure on Tech Giants: Next week, five of the 'Magnificent Seven' companies will report earnings, with market expectations for them to demonstrate sufficient revenue growth to justify their high AI expenditures; Alphabet, Amazon, Meta, and Microsoft have all seen stock price increases of over 10% this month, highlighting the market's keen interest in their performance.
- Federal Reserve Meeting Impact: This is expected to be Jerome Powell's last meeting as chair, with the market widely anticipating that the Fed will keep interest rates unchanged, although rising oil prices could complicate future monetary policy, necessitating close attention to how this dynamic may affect the market.
- Cautious Investor Sentiment: As the traditional market adage 'Sell in May' approaches, investors remain wary of potential downside risks, particularly in light of poor software stock performance and rising oil prices, which could further dampen market sentiment.
See More
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- Seasonal Improvement in Delinquencies: The national mortgage delinquency rate fell by 37 basis points to 3.35% in March 2026, aligning with typical seasonal trends, although still 14 basis points higher than last year, indicating improved early-stage loan performance that may bolster market confidence.
- Surge in Prepayment Activity: Prepayment speeds rose by 24 basis points from February to 1.06%, marking the highest level in nearly four years, reflecting borrowers' positive response to a lower-rate environment, which could enhance liquidity in the loan market.
- Significant Rebound in Cure Activity: Total cures reached 547,000 in March, up 27% from February, with a notable increase in cures for loans over 90 days delinquent, indicating improved management of delinquent loans and potentially reducing long-term default risks.
- Rising Serious Delinquencies: Despite overall improvements, the number of borrowers 90 days or more past due increased by 154,000, highlighting a continued rise in late-stage delinquencies and foreclosure pipelines, which warrants market attention to mitigate potential risks.
See More
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- Texas Instruments Surge: Shares of Texas Instruments rose by 19% on Thursday, marking its best day since 2000, driven by strong earnings and an analyst upgrade, highlighting the company's robust recovery in the semiconductor sector.
- Vast Data Financing Discussion: Vast Data's Founder and CEO Renen Hallak will join NYSE Live to discuss the company's $1 billion Series F funding, with Nvidia among the participants, reflecting strong market demand for data storage solutions.
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- Regulatory Celebration: SEC Chair Paul Atkins is at the NYSE to celebrate his one-year anniversary in office, marking ongoing interactions between regulatory bodies and the market.
- Company Milestone: Cohen & Steers celebrates its 40th anniversary, with executive Jeffrey Palma discussing the company's history and future outlook on the Taking Stock program, emphasizing its influence in asset management.
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- IPO Launch: Aevex (NYSE: AVEX) successfully debuts on the NYSE, with CEO Roger Wells set to discuss the company's strategy on NYSE Live, which is expected to attract more investor interest and engagement.
- Stock Performance: Madison Air (NYSE: MAIR) saw its shares pop by over 17% on its first day of trading, indicating strong demand and investor confidence, which may pave the way for future fundraising activities.
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