Investor Claims He 'Doubled' His Savings by Utilizing ChatGPT for Stock Research – Reveals His Top 5 Stock Picks
Rise of AI in Retail Investing: Retail investors are increasingly utilizing AI models and chatbots for stock trading, with a 46% year-over-year increase in the use of AI tools for portfolio building, according to a survey by eToro Group Ltd.
Successful Portfolio Example: A Reddit user reported using ChatGPT for stock research, resulting in a portfolio that doubled their savings in three months, highlighting the potential of AI in identifying profitable investments.
Top Performing Stocks: Key stocks in the Redditor's portfolio included Bitfarms (178% gain), Tilray Brands (35% gain), Lithium Americas (56% gain), and Solid Power (123% gain), showcasing significant returns in various sectors.
Underperforming Stock: Geron Corp was noted as a loser in the portfolio, with a 15% decline over three months and a 62% drop for the year, illustrating the risks involved in stock investments.
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Earnings Performance: Etorou Group reported a profit beat for Q4, leading to a significant increase in their stock value.
Stock Price Increase: Following the positive earnings report, shares of Etoru Group rose by 16.08%.
- Outlook Cut Affects Stock: Cybersecurity firm Palo Alto Networks (PANW) saw its shares drop by 6% after lowering its full-year earnings outlook, indicating market concerns over its future profitability and potentially diminishing investor confidence.
- Earnings Season Pressure: As of February 13, 74% of S&P 500 companies have reported earnings, with a blended growth rate of 13.2%, which, if sustained, would mark the index's tenth consecutive quarter of annual earnings growth, showcasing resilience in overall market performance.
- Mixed Competitor Performance: General Mills (GIS) experienced a 6% drop in stock price due to disappointing earnings, while online trading platform eToro (ETOR) surged over 20% following a strong quarterly performance, highlighting varied market reactions to different companies.
- Upcoming Earnings Focus: Investors will closely monitor upcoming earnings reports from Walmart (WMT) and Deere & Co. (DE), among others, as these results could significantly influence market sentiment and investment decisions.
- Strong Financial Results: eToro reported adjusted earnings per share of 71 cents and revenue of approximately $3.88 billion for Q4, reflecting the strength of its multi-asset business model, leading to a 17.63% stock price increase to $32.30.
- Net Income Growth: Despite a 10% year-over-year decline in net contribution to $227 million, net income rose 16% to $69 million, while adjusted net income increased by 6% to $70 million, indicating improved profitability.
- Significant Customer Growth: As of December 31, 2025, funded accounts increased by 9% year-over-year to 3.81 million, and assets under administration grew by 11% to $18.5 billion, demonstrating the company's expanding customer base and market appeal.
- Increased Buyback Program: eToro announced a $100 million increase to its existing share repurchase program, raising total remaining authorization to $150 million, and plans to enter into an accelerated share repurchase agreement to buy back approximately $50 million of common shares, enhancing shareholder value.
- Earnings Beat: eToro Group reported an adjusted EPS of $0.71 for Q4, exceeding analyst expectations of $0.60, which underscores the company's robust performance under its multi-asset business model, although it fell from $0.79 in the same quarter last year.
- Buyback Program Expansion: The board approved a $100 million increase to its stock buyback program, bringing the total authorization to $250 million, aimed at enhancing shareholder value and boosting market confidence amid fluctuating stock performance.
- Significant Customer Growth: The number of funded accounts rose to 3.85 million in Q4, up from 3.73 million in Q3, indicating success in attracting new customers, although it still lags behind the 3.48 million from the previous year’s Q4.
- Revenue and AUA Trends: Total revenue for Q4 was $3.87 billion, down from $4.11 billion in the prior quarter, while assets under administration stood at $18.5 billion, reflecting market challenges but still above the Visible Alpha estimate of $19.5 billion.
- eToro's Earnings Report: eToro reported fourth-quarter earnings that exceeded Wall Street expectations.
- Stock Performance: Following the earnings announcement, eToro's shares surged by 20% in early trading on Tuesday.
- User Account Growth: eToro's funded accounts rose by 9% year-on-year to 3.81 million, indicating increased user engagement and strengthening the company's position in the competitive fintech market.
- Assets Under Management Increase: The company's Assets Under Administration grew by 11% YoY to $18.5 billion, reflecting investor confidence in eToro's services and further solidifying its market share.
- Net Income Rise: eToro reported a 16% YoY increase in net income to $69 million for Q4, surpassing market expectations, which highlights the company's success in diversified revenue streams and financial management.
- Enhanced Share Repurchase Program: eToro announced a $100 million increase to its share repurchase program, raising the total to $250 million, demonstrating confidence in future growth and potentially enhancing shareholder value.











