Horace Mann Educators Corp. (HMN) Stock Oversold with RSI at 29.9
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 13 2026
0mins
Should l Buy HMN?
Source: NASDAQ.COM
- Oversold Signal: Horace Mann Educators Corp. (HMN) has an RSI of 29.9, indicating that after hitting a low of $42.87, the stock may be poised for a rebound, presenting potential buying opportunities for investors.
- Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 59.5, HMN's oversold condition suggests that recent selling pressure may be waning, potentially attracting investors looking for entry points at lower prices.
- Price Fluctuation: HMN's 52-week low is $37.19 and high is $48.325, with the current trading price at $43.05, indicating potential rebound space within its trading range.
- Investor Sentiment: While the stock is currently oversold, investors should carefully assess market sentiment to determine whether to enter at this time, avoiding further downside risks.
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Analyst Views on HMN
Wall Street analysts forecast HMN stock price to rise
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 43.290
Low
48.00
Averages
48.00
High
48.00
Current: 43.290
Low
48.00
Averages
48.00
High
48.00
About HMN
Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability, and worksite direct products, including supplemental heart, supplemental cancer, supplemental disability and supplemental accident coverage.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Three Underrated Dividend Stocks for Volatile Markets in 2026
Market Trends: The S&P 500 has experienced fluctuations without a clear positive trajectory, leading investors to consider safer defensive plays, particularly in dividend stocks, amidst fears of a market correction.
Dividend Stocks: Companies like Hancock Whitney, New Market Corp, and Horace Mann Educators are highlighted for their stable dividend payouts, with Hancock Whitney offering a yield of 2.53% and a sustainable payout ratio of 31.7%.
New Market Corp Performance: Despite a 14% decline in shares year-to-date, New Market remains an attractive dividend play, with a focus on specialty materials and a commitment to growth in this segment.
Horace Mann's Growth: Horace Mann has shown strong performance in its property and casualty business, contributing to its overall earnings growth, and is on track to achieve targeted reductions in expense ratios over the next few years.
See More
Horace Mann Educators Corporation Reports Record 2025 Earnings
- Record Core Earnings: Horace Mann reported a record core earnings per share of $4.71 for 2025, reflecting a 39% year-over-year increase, which not only showcases strong performance across all segments but also indicates sustained profitability that is likely to attract more investor interest.
- Significant Revenue Growth: Total revenues increased by 7% year-over-year, with net premiums and contract deposits also rising over 7%, demonstrating the company's growing competitiveness in the market and supporting its long-term sustainable development goals.
- Enhanced Brand Awareness: The expansion of marketing and distribution channels led to brand awareness rising from less than 10% to 35%, with website traffic and online quotes more than doubling, which not only strengthens customer acquisition capabilities but also lays a solid foundation for future sales growth.
- Optimistic Future Outlook: Management anticipates core earnings per share for 2026 to be in the range of $4.20 to $4.50, targeting a 10% average compound annual growth rate, reflecting the company's confidence in future growth and commitment to providing sustainable returns to shareholders.
See More
Horace Mann Educators Q4 Earnings Beat Expectations
- Earnings Beat: Horace Mann Educators reported a Q4 non-GAAP EPS of $1.21, exceeding expectations by $0.03, indicating strong profitability amidst competitive pressures.
- Revenue Miss: The company's revenue of $434.8 million, while up 6.3% year-over-year, fell short of the anticipated $447 million, highlighting challenges in market demand and competition.
- Profitability Improvement: Efforts in cost control and operational efficiency have allowed EPS growth to outpace revenue increases, showcasing Horace Mann's commitment to enhancing profitability.
- Positive Market Reaction: Despite the revenue miss, the positive earnings surprise may boost investor confidence and potentially elevate the stock price in the short term, reflecting a favorable outlook for the company.
See More
Horace Mann Educators Set to Release Q4 Earnings on February 3rd
- Earnings Announcement Date: Horace Mann Educators (HMN) is set to announce its Q4 2023 earnings on February 3rd after market close, with consensus EPS estimate at $1.18, reflecting a 29.8% year-over-year decline, while revenue is expected to reach $447 million, indicating a 9.3% year-over-year growth, showcasing resilience in revenue growth.
- Historical Performance Review: Over the past two years, HMN has beaten EPS estimates 100% of the time, although it has only surpassed revenue estimates 25% of the time, indicating stable performance in profitability but a need for improvement in revenue growth.
- Estimates Revision Dynamics: In the last three months, EPS estimates have seen one upward revision and two downward adjustments, while revenue estimates experienced one upward revision with no downward changes, reflecting a cautious market sentiment regarding the company's future performance, which may impact investor confidence.
- Future Outlook: Horace Mann Educators has raised its 2025 core EPS guidance to between $4.50 and $4.70, with all business segments exceeding targets, indicating a positive outlook for the company's profitability and competitive position in the market.
See More
Horace Mann Educators Corp. (HMN) Stock Oversold with RSI at 29.9
- Oversold Signal: Horace Mann Educators Corp. (HMN) has an RSI of 29.9, indicating that after hitting a low of $42.87, the stock may be poised for a rebound, presenting potential buying opportunities for investors.
- Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 59.5, HMN's oversold condition suggests that recent selling pressure may be waning, potentially attracting investors looking for entry points at lower prices.
- Price Fluctuation: HMN's 52-week low is $37.19 and high is $48.325, with the current trading price at $43.05, indicating potential rebound space within its trading range.
- Investor Sentiment: While the stock is currently oversold, investors should carefully assess market sentiment to determine whether to enter at this time, avoiding further downside risks.
See More
KBW Announces Q4 2025 Index Rebalancing with Changes Across Six Indices
- Index Component Changes: The KBW Nasdaq Insurance Index adds four companies, including Arthur J. Gallagher & Co. and Chubb Limited, while dropping four others, reflecting market dynamics.
- Regional Banking Index Update: The KBW Nasdaq Regional Banking Index adds Axos Financial, Inc. and removes Synovus Financial Corp., indicating a focus on emerging fintech companies.
- Dividend Yield Index Adjustments: The KBW Nasdaq Financial Sector Dividend Yield Index adds eight companies and drops eight, demonstrating ongoing investor interest in high-yield investments.
- REIT Index Expansion: The KBW Nasdaq Premium Yield Equity REIT Index adds twelve companies while removing nine, reflecting the vibrancy of the real estate market and investor confidence.
See More
Three Underrated Dividend Stocks for Volatile Markets in 2026
Market Trends: The S&P 500 has experienced fluctuations without a clear positive trajectory, leading investors to consider safer defensive plays, particularly in dividend stocks, amidst fears of a market correction.
Dividend Stocks: Companies like Hancock Whitney, New Market Corp, and Horace Mann Educators are highlighted for their stable dividend payouts, with Hancock Whitney offering a yield of 2.53% and a sustainable payout ratio of 31.7%.
New Market Corp Performance: Despite a 14% decline in shares year-to-date, New Market remains an attractive dividend play, with a focus on specialty materials and a commitment to growth in this segment.
Horace Mann's Growth: Horace Mann has shown strong performance in its property and casualty business, contributing to its overall earnings growth, and is on track to achieve targeted reductions in expense ratios over the next few years.
See More
Horace Mann Educators Corporation Reports Record 2025 Earnings
- Record Core Earnings: Horace Mann reported a record core earnings per share of $4.71 for 2025, reflecting a 39% year-over-year increase, which not only showcases strong performance across all segments but also indicates sustained profitability that is likely to attract more investor interest.
- Significant Revenue Growth: Total revenues increased by 7% year-over-year, with net premiums and contract deposits also rising over 7%, demonstrating the company's growing competitiveness in the market and supporting its long-term sustainable development goals.
- Enhanced Brand Awareness: The expansion of marketing and distribution channels led to brand awareness rising from less than 10% to 35%, with website traffic and online quotes more than doubling, which not only strengthens customer acquisition capabilities but also lays a solid foundation for future sales growth.
- Optimistic Future Outlook: Management anticipates core earnings per share for 2026 to be in the range of $4.20 to $4.50, targeting a 10% average compound annual growth rate, reflecting the company's confidence in future growth and commitment to providing sustainable returns to shareholders.
See More
Horace Mann Educators Q4 Earnings Beat Expectations
- Earnings Beat: Horace Mann Educators reported a Q4 non-GAAP EPS of $1.21, exceeding expectations by $0.03, indicating strong profitability amidst competitive pressures.
- Revenue Miss: The company's revenue of $434.8 million, while up 6.3% year-over-year, fell short of the anticipated $447 million, highlighting challenges in market demand and competition.
- Profitability Improvement: Efforts in cost control and operational efficiency have allowed EPS growth to outpace revenue increases, showcasing Horace Mann's commitment to enhancing profitability.
- Positive Market Reaction: Despite the revenue miss, the positive earnings surprise may boost investor confidence and potentially elevate the stock price in the short term, reflecting a favorable outlook for the company.
See More
Horace Mann Educators Set to Release Q4 Earnings on February 3rd
- Earnings Announcement Date: Horace Mann Educators (HMN) is set to announce its Q4 2023 earnings on February 3rd after market close, with consensus EPS estimate at $1.18, reflecting a 29.8% year-over-year decline, while revenue is expected to reach $447 million, indicating a 9.3% year-over-year growth, showcasing resilience in revenue growth.
- Historical Performance Review: Over the past two years, HMN has beaten EPS estimates 100% of the time, although it has only surpassed revenue estimates 25% of the time, indicating stable performance in profitability but a need for improvement in revenue growth.
- Estimates Revision Dynamics: In the last three months, EPS estimates have seen one upward revision and two downward adjustments, while revenue estimates experienced one upward revision with no downward changes, reflecting a cautious market sentiment regarding the company's future performance, which may impact investor confidence.
- Future Outlook: Horace Mann Educators has raised its 2025 core EPS guidance to between $4.50 and $4.70, with all business segments exceeding targets, indicating a positive outlook for the company's profitability and competitive position in the market.
See More
Horace Mann Educators Corp. (HMN) Stock Oversold with RSI at 29.9
- Oversold Signal: Horace Mann Educators Corp. (HMN) has an RSI of 29.9, indicating that after hitting a low of $42.87, the stock may be poised for a rebound, presenting potential buying opportunities for investors.
- Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 59.5, HMN's oversold condition suggests that recent selling pressure may be waning, potentially attracting investors looking for entry points at lower prices.
- Price Fluctuation: HMN's 52-week low is $37.19 and high is $48.325, with the current trading price at $43.05, indicating potential rebound space within its trading range.
- Investor Sentiment: While the stock is currently oversold, investors should carefully assess market sentiment to determine whether to enter at this time, avoiding further downside risks.
See More
KBW Announces Q4 2025 Index Rebalancing with Changes Across Six Indices
- Index Component Changes: The KBW Nasdaq Insurance Index adds four companies, including Arthur J. Gallagher & Co. and Chubb Limited, while dropping four others, reflecting market dynamics.
- Regional Banking Index Update: The KBW Nasdaq Regional Banking Index adds Axos Financial, Inc. and removes Synovus Financial Corp., indicating a focus on emerging fintech companies.
- Dividend Yield Index Adjustments: The KBW Nasdaq Financial Sector Dividend Yield Index adds eight companies and drops eight, demonstrating ongoing investor interest in high-yield investments.
- REIT Index Expansion: The KBW Nasdaq Premium Yield Equity REIT Index adds twelve companies while removing nine, reflecting the vibrancy of the real estate market and investor confidence.
See More
