Home BancShares (HOMB) Reports Over $475M Net Profit in 2025, Announces Mountain Commerce Acquisition
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: seekingalpha
- Strong Annual Performance: Home BancShares reported over $475 million in net profit for 2025, an 18.2% increase year-over-year, achieving an EPS of $2.41, showcasing robust profitability and market competitiveness.
- Robust Loan Growth: The company generated over $2.1 billion in loan production in Q4, with nearly $1.2 billion from the Community Bank, leading to a total loan growth of $922 million for the year, reflecting aggressive expansion in the lending market.
- Acquisition Strategy Advancement: Home BancShares announced a Letter of Intent with Mountain Commerce, expected to close in 2026, with management stating that the merger will provide immediate benefits to both sets of shareholders, further solidifying their market position in Tennessee.
- Improved Financial Metrics: Q4 revenue reached $282.1 million, with a net interest margin of 4.61% and an efficiency ratio of 39.53%, indicating ongoing improvements in cost management and profitability.
Analyst Views on HOMB
Wall Street analysts forecast HOMB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HOMB is 33.00 USD with a low forecast of 32.00 USD and a high forecast of 35.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
6 Analyst Rating
2 Buy
4 Hold
0 Sell
Moderate Buy
Current: 28.610
Low
32.00
Averages
33.00
High
35.00
Current: 28.610
Low
32.00
Averages
33.00
High
35.00
About HOMB
Home BancShares, Inc. is a bank holding company. The Company is primarily engaged in providing a range of commercial and retail banking and related financial services to businesses, real estate developers and investors, individuals and municipalities through its wholly owned community bank subsidiary, Centennial Bank. The Company originates loans primarily secured by single and multi-family real estate, residential construction and commercial buildings. In addition, it provides loans to small and medium-sized commercial businesses, as well as to consumers for a variety of purposes. It offers a wide range of deposit services, including checking, savings, money market accounts and certificates of deposit. The Company offers a range of products and services, including 24-hour Internet banking, mobile banking and voice response information, cash management, overdraft protection, direct deposit, safe deposit boxes, United States savings bonds and automatic account transfers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
