Greene County Bancorp (GCBC) Recognized as Piper Sandler's Class of 2025 Sm-All Stars for 9th Time
- Industry Recognition: Greene County Bancorp ranks 9th among 24 banks in Piper Sandler's Class of 2025 Sm-All Stars, highlighting its exceptional performance in the small-cap banking sector and reinforcing its reputation as a top performer.
- Sustained Performance: The bank has been recognized nine times since the list's inception in 2004, making it the most recognized bank in the Class of 2025, which underscores the resilience and sustainability of its business model.
- Market Position: To qualify as an All Star, the company must meet stringent criteria including a market cap below $2.5 billion and outperform industry metrics in growth, profitability, credit quality, and capital strength, indicating its competitive edge in the market.
- Community Banking Strategy: The company's focus on community banking, credit quality, and relationship-based growth not only enhances customer service quality but also strengthens its market presence in the Hudson Valley and Capital Region of New York State.
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- Dividend Declaration: Greene County Bancorp has declared a quarterly dividend of $0.10 per share, consistent with previous distributions, indicating the company's stable cash flow and commitment to shareholder returns.
- Yield Overview: The forward yield of 1.78% provides investors with a relatively stable income source, although market fluctuations may impact stock performance.
- Payment Schedule: The dividend is payable on February 27, with a record date of February 13 and an ex-dividend date also set for February 13, ensuring shareholders receive their earnings promptly.
- Market Reaction: Despite a recent dip in stock price, analysts believe this dividend policy does not alter the company's fundamentals, reflecting a cautious market sentiment regarding its long-term value.
- Quarterly Cash Dividend: Greene County Bancorp has declared a quarterly cash dividend of $0.10 per share, maintaining an annual cash dividend rate of $0.40, which reflects the company's stable cash flow and shareholder return strategy.
- Record Date for Shareholders: The dividend is set to be paid on February 27, 2026, with a record date of February 13, 2026, ensuring timely returns for shareholders and enhancing investor confidence.
- Holding Company Background: Greene County Bancorp is a majority-owned subsidiary of Greene County Bancorp, MHC, which holds 54.1% of the company's common shares; while the MHC has historically waived its dividend rights, it will not do so this quarter, ensuring stable cash flow for the company.
- Market Positioning: As the holding company for the Bank of Greene County and Greene County Commercial Bank, Greene County Bancorp primarily serves the Hudson Valley and Capital District regions of New York, showcasing its strong influence in the local financial market.

- Industry Recognition: Greene County Bancorp ranks 9th among 24 banks in Piper Sandler's Class of 2025 Sm-All Stars, highlighting its exceptional performance in the small-cap banking sector and reinforcing its reputation as a top performer.
- Sustained Performance: The bank has been recognized nine times since the list's inception in 2004, making it the most recognized bank in the Class of 2025, which underscores the resilience and sustainability of its business model.
- Market Position: To qualify as an All Star, the company must meet stringent criteria including a market cap below $2.5 billion and outperform industry metrics in growth, profitability, credit quality, and capital strength, indicating its competitive edge in the market.
- Community Banking Strategy: The company's focus on community banking, credit quality, and relationship-based growth not only enhances customer service quality but also strengthens its market presence in the Hudson Valley and Capital Region of New York State.
Validea's Small-Cap Growth Investor Model: The model, based on Motley Fool's strategy, identifies small-cap growth stocks with strong fundamentals and price performance, highlighting several stocks with improved ratings, such as Finward Bancorp and FRMO Corp.
Company Ratings and Descriptions: Various companies, including NewtekOne Inc. and RADCOM Ltd., have seen their ratings increase significantly, indicating potential investment interest based on their financial health and market performance.
Industry Focus: The stocks analyzed span multiple industries, including banking, investment services, and technology, showcasing a diverse range of investment opportunities for small-cap and mid-cap stocks.
Investment Strategy Insights: The article emphasizes the importance of scoring above 80% for investment interest, with detailed analyses provided for each company to assess their alignment with the investment strategy's criteria.
Selective Insurance Group Insider Buying: Patrick Sean Brennan, CFO of Selective Insurance Group, purchased 2,700 shares of SIGI for $205,659 at $76.17 each, following a previous buy of $249,450 shares at $83.15 each within the last year.
Greene County Bancorp Insider Buying: Director Jay P. Cahalan bought 4,300 shares of Greene County Bancorp for $97,743 at $22.73 each, after a prior purchase of $99,911 shares at $26.69 each in the past year.
Market Performance: Selective Insurance Group's stock is down approximately 0.3% on Monday, while Greene County Bancorp's stock is up about 1.7%.
Disclaimer: The views expressed in the report are those of the author and do not necessarily reflect the opinions of Nasdaq, Inc.

Financial Performance: Greene County Bancorp, Inc. reported a net income of $8.9 million for the quarter ending September 30, 2025, a 41.7% increase from $6.3 million in the same period the previous year, with record highs in total assets, loans, and deposits.
Growth and Expansion: The company is set to expand into Saratoga County with a new office opening on October 25, 2025, reflecting its commitment to growth and community banking excellence.
Interest Income and Margin: Net interest income rose to $17.5 million, driven by an increase in interest-earning assets and a higher net interest margin of 2.48%, up from 2.03% a year earlier.
Credit Quality: The provision for credit losses increased to $1.3 million due to higher loan volumes, while nonperforming loans slightly rose to $3.6 million, representing 0.22% of net loans.







