First Western Financial (MYFW) Reports Q4 2025 Profit Growth Driven by $59M Loan Increase
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: seekingalpha
- Significant Loan Growth: First Western Financial reported a $59 million increase in loans held for investment in Q4 2025, demonstrating the company's robust loan production capabilities across diversified markets and industries, thereby enhancing overall profitability.
- Net Interest Income Increase: The company saw a 5.6% increase in net interest income from the prior quarter and a 21.7% increase from Q4 2024, with net interest margin rising to 2.71%, laying a solid foundation for future financial performance.
- Slowed Deposit Growth: Total deposits increased by $102 million, but this was a slowdown compared to $320 million in the previous quarter; management emphasized that establishing new deposit relationships will support future stability and growth.
- Expense Control: Operating expenses rose by $1.2 million due to a one-time OREO write-down, yet core expenses remained stable, with management expecting to achieve higher operating leverage through disciplined expense management.
Analyst Views on MYFW
Wall Street analysts forecast MYFW stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MYFW is 25.50 USD with a low forecast of 25.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 27.230
Low
25.00
Averages
25.50
High
26.00
Current: 27.230
Low
25.00
Averages
25.50
High
26.00
No data
About MYFW
First Western Financial, Inc. is a financial holding company. The Company provides a fully integrated suite of wealth management services on its private trust bank platform, which includes a comprehensive selection of deposit, loan, trust, wealth planning and investment management products and services. It offers services through a branded network of boutique private trust bank offices, which are located in Colorado, Arizona, Wyoming, Montana, and California. The Company’s segments consist of Wealth Management and Mortgage. Its Wealth Management segment consists of operations relating to the Company’s fully integrated wealth management products and services. Services provided include deposit, loan, insurance, and trust and investment management advisory products and services. Its Mortgage segment consists of operations relating to the Company’s residential mortgage service offerings, including soliciting, originating, and selling mortgage loans on the secondary market.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
