First Capital reports Q2 EPS $1.13 vs. 85c last year
Net Interest Income Growth: For the quarter ending June 30, 2025, net interest income after credit losses rose by $1.8 million compared to the same period in 2024, driven by an increase in average tax-equivalent yield and balance of interest-earning assets.
Changes in Interest Rates and Balances: The average cost of interest-bearing liabilities decreased while their average balance increased, resulting in a higher tax-equivalent net interest margin from 3.15% in 2024 to 3.59% in 2025.
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First Capital Reports Q4 GAAP EPS of $1.46 with Revenue of $13.49M
- Earnings Highlight: First Capital reported a GAAP EPS of $1.46 for Q4, indicating stable profitability that is likely to positively influence investor confidence.
- Revenue Performance: The company achieved revenue of $13.49 million in Q4, reflecting growth compared to the previous year and showcasing its competitive position and business growth potential in the market.
- Investor Attention: The release of the earnings report is expected to attract increased investor interest in First Capital, potentially driving stock price appreciation and enhancing market expectations for its future development.
- Quant Rating Insight: Seeking Alpha's quant rating on First Capital will provide investors with deeper analysis, aiding them in making more informed investment decisions.
First Capital Inc. Sees Increase in Q3 Earnings
Earnings Growth: First Capital Inc. reported a significant increase in earnings for the third quarter, totaling $4.48 million, or $1.34 per share, compared to $2.90 million, or $0.87 per share, from the previous year.
Revenue Increase: The company's revenue rose by 20% to $10.96 million, up from $9.13 million in the same period last year.
