Empower Federal Credit Union Adopts MANTL's Onboarding Solution
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
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Should l Buy ALKT?
Source: Newsfilter
- Technology Partnership Upgrade: Empower Federal Credit Union has selected MANTL's full onboarding solution to modernize its retail and business account opening experience, aiming to enhance service quality for its 300,000 members, thereby accelerating member growth and advancing its omnichannel strategy.
- Efficiency Improvement: With MANTL's technology, Empower FCU expects online account openings to take less than five minutes and in-branch openings under ten minutes, a significant enhancement that will reduce customer drop-off and elevate the member experience.
- Omnichannel Experience Optimization: This partnership seamlessly integrates MANTL's onboarding technology with the Alkami Digital Banking Platform, ensuring that members enjoy a consistent account opening experience across all channels (online, in-branch, mobile app), further solidifying the credit union's market position.
- Business Banking Expansion: MANTL's business account opening capabilities will strengthen Empower FCU's ability to attract and serve business members, promoting cross-sell opportunities and helping the credit union deepen financial relationships with existing members.
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Analyst Views on ALKT
Wall Street analysts forecast ALKT stock price to rise
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 18.570
Low
28.00
Averages
31.00
High
34.00
Current: 18.570
Low
28.00
Averages
31.00
High
34.00
About ALKT
Alkami Technology, Inc. is a cloud-based digital banking solutions provider. The Company's solution, the Alkami Digital Banking Platform, allows financial institutions (FIs) to onboard and engage new users, accelerate revenues and improve operational efficiency. The Alkami Digital Banking Platform offers an end-to-end set of digital banking software products. Its platform integrates with core system providers and other third-party fintech providers, and acts as the primary interaction point among consumers, businesses, and FIs. It offers FI with a set of core functional components, which includes a rounded suite of products across account opening, marketing, data insights, card experience, money movement, customer service, business banking, financial wellness, security and fraud protection and extensibility. The Company's clients include community, regional and super-regional credit unions and banks across both retail and business banking.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Technology Partnership Upgrade: Empower Federal Credit Union has selected MANTL's full onboarding solution to modernize its retail and business account opening experience, aiming to enhance service quality for its 300,000 members, thereby accelerating member growth and advancing its omnichannel strategy.
- Efficiency Improvement: With MANTL's technology, Empower FCU expects online account openings to take less than five minutes and in-branch openings under ten minutes, a significant enhancement that will reduce customer drop-off and elevate the member experience.
- Omnichannel Experience Optimization: This partnership seamlessly integrates MANTL's onboarding technology with the Alkami Digital Banking Platform, ensuring that members enjoy a consistent account opening experience across all channels (online, in-branch, mobile app), further solidifying the credit union's market position.
- Business Banking Expansion: MANTL's business account opening capabilities will strengthen Empower FCU's ability to attract and serve business members, promoting cross-sell opportunities and helping the credit union deepen financial relationships with existing members.
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- Share Increase: Long Path Partners LP disclosed a purchase of 572,292 shares of Alkami Technology in Q4 2025, bringing its total stake to $72.5 million, an increase of $8.6 million from the previous quarter, indicating strong confidence in the company's long-term value.
- Portfolio Concentration: Following this purchase, Alkami accounted for approximately 25% of Long Path's assets under management, highlighting the fund's focus on Alkami, which is one of only seven U.S.-listed stocks in its concentrated portfolio.
- Market Performance Analysis: As of February 13, 2026, Alkami's stock traded at $16.27, down 50.4% over the past year and underperforming the S&P 500 by 62.2 percentage points, reflecting market concerns over its short-term volatility.
- Long-Term Growth Potential: Despite short-term challenges, Alkami's revenue grew by 33% in 2025, and the company is gaining traction in sales of its AI-powered solutions, indicating significant long-term growth potential in the digital banking transformation.
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- Development Efficiency Boost: Alkami's Automated Stage Match allows developers to align local environments with staging in under 15 minutes, significantly accelerating iteration cycles and shortening the path to user acceptance testing, thereby enhancing development efficiency and responsiveness.
- Customer-Driven Innovation: By listening to customer feedback, Alkami transforms pain points into tools that simplify the development process, enabling developers to test almost immediately, which positively impacts the rollout of new features and enhances customer satisfaction.
- Self-Service Experience: The new feature, integrated into the SDK Wizard, eliminates the need for manual requests and coordination while maintaining high standards for security, privacy, and compliance, providing customers with a more consistent approach to building and testing, thus boosting developer confidence.
- Enhanced Market Adaptability: The Automated Stage Match supports broader adoption of Alkami's SDK, making it easier for new developers to get started while helping existing customers move faster with upgrades and new capabilities, reflecting Alkami's strategic direction as a technology-first company.
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- Enhanced Development Efficiency: Alkami's Automated Stage Match allows developers to align local environments with staging in under 15 minutes, significantly accelerating iteration cycles and shortening the path to user acceptance testing, thereby improving overall development efficiency and responsiveness.
- Customer-Driven Innovation: By listening to customer feedback, Alkami has innovated to address pain points in the development process, enabling developers to test almost immediately, which helps rapidly transform new ideas into real features and enhances customer satisfaction.
- Streamlined Development Process: The new feature eliminates the need for manual requests and behind-the-scenes coordination while maintaining high standards for security, privacy, and compliance, thus providing customers with a more consistent development and testing experience that enhances product competitiveness.
- Technological Strategic Outlook: Alkami will share additional technical updates and long-term platform direction at the upcoming Co:lab 2026 conference, showcasing its vision as a technology-first company and emphasizing the engineering team's leading role in building modern financial solutions.
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- ACH Network Growth: In 2024, the ACH Network processed 35.2 billion payments, reflecting a nearly 5% increase from the previous year, with total payment value reaching $93 trillion, an almost 8% rise, indicating strong market demand and potential for Alkami in the payments sector.
- Preferred Partner Status: By becoming a Nacha Preferred Partner, Alkami is recognized as a technology provider that supports the advancement of the ACH Network, highlighting its strategic positioning and commitment to compliance in the fintech landscape.
- Risk Management Capabilities: Alkami's ACH Positive Pay feature allows businesses to review incoming ACH debit or credit entries before processing, effectively preventing unauthorized transactions and enhancing customer trust and security.
- Modern Payment Experience: Alkami's platform supports both ACH origination and receipt, enabling financial institutions to deliver a modern, secure, and efficient payment experience for their clients, further solidifying its competitive advantage in the financial services industry.
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- ACH Network Growth: In 2024, the ACH Network processed 35.2 billion payments, reflecting a nearly 5% increase, with total payment value reaching $93 trillion, an almost 8% rise, underscoring Alkami's significance in the rapidly evolving payments landscape.
- Strategic Partnership Recognition: Alkami's designation as a Nacha Preferred Partner highlights its commitment to advancing the ACH Network, enhancing its market position among financial institutions and reinforcing trust in its capabilities.
- Risk Management Tools: Alkami's ACH Positive Pay feature allows businesses to review incoming ACH debit or credit entries before processing, effectively preventing unauthorized transactions and increasing client security and confidence.
- Modern Payment Experience: Alkami's platform supports both ACH origination and receipt, enabling financial institutions to provide clients with a modern, secure, and efficient payment experience, meeting the growing demand for rapid and compliant payment solutions.
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