Eagle Bancorp (EGBN) Q4 EPS Beats Expectations with 7.5% Revenue Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 21 2026
0mins
Source: seekingalpha
- Earnings Beat: Eagle Bancorp reported a Q4 GAAP EPS of $0.25, exceeding expectations by $0.26, indicating positive progress in the company's efforts to restore profitability.
- Revenue Growth: The company achieved Q4 revenue of $80.5 million, reflecting a 7.5% year-over-year increase and surpassing market expectations by $12.69 million, demonstrating sustained business growth in a competitive environment.
- Profitability Recovery: Eagle Bancorp is implementing strategies to return to profitability, with expectations to benefit from improved financial performance and market conditions, thereby enhancing investor confidence.
- High Reward Potential: Given its deeply distressed valuation, Eagle Bancorp is viewed as having high reward potential, attracting investor interest and potentially laying the groundwork for future stock price appreciation.
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Analyst Views on EGBN
Wall Street analysts forecast EGBN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for EGBN is 18.50 USD with a low forecast of 18.00 USD and a high forecast of 19.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
0 Buy
2 Hold
0 Sell
Hold
Current: 25.840
Low
18.00
Averages
18.50
High
19.00
Current: 25.840
Low
18.00
Averages
18.50
High
19.00
About EGBN
Eagle Bancorp, Inc. is a bank holding company for EagleBank (the Bank). The Bank is a chartered commercial bank. The Company, through the Bank, conducts a full-service community banking business in Northern Virginia, Suburban Maryland and Washington, D.C. The primary financial services offered by the Bank include real estate, commercial and consumer lending, as well as traditional deposit and repurchase agreement products. The Bank offers a range of commercial banking services to its business and professional clients, as well as consumer banking services to individuals living and/or working primarily in the Bank’s market area. The Bank’s loan portfolio consists of traditional business and real estate secured loans. It operates 12 branch offices: six in Suburban Maryland, three located in the District of Columbia, and three in Northern Virginia. It also has four lending centers and utilizes various digital capabilities, including remote deposit services and mobile banking services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Eagle Bancorp (EGBN) Reports $7.6M Net Income in Q4 2025 with Improved Asset Quality
- Return to Profitability: Eagle Bancorp reported a net income of $7.6 million in Q4 2025, translating to $0.25 per share, a significant recovery from a $67.5 million loss in the previous quarter, which enhances investor confidence in the bank's financial health.
- Improved Asset Quality: Nonperforming loans declined to $106.8 million, down $12 million from the prior quarter, while special mention and substandard loans totaled $783.4 million, a reduction of $175.1 million, indicating effective measures taken to reduce risk and enhance asset quality.
- Funding Structure Optimization: In 2025, Eagle Bancorp successfully reduced brokered deposits by $602 million while increasing core deposits by $692 million, reflecting a proactive shift in funding management that supports future stability and profitability.
- Optimistic Outlook: The company forecasts a significant expansion in net interest margin for 2026, expected to range between 2.6% and 2.8%, with noninterest income projected to increase by 15% to 25%, demonstrating management's confidence in sustained performance improvements and strategic direction.
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