Donegal Group reports Q2 result
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 24 2025
0mins
Source: SeekingAlpha
Q2 Financial Performance: Donegal Group reported a Q2 Non-GAAP EPS of $0.43 and a GAAP EPS of $0.46, with net premiums earned decreasing by 1.1% to $231.8 million and a combined ratio improving to 97.7% from 103.0%.
Book Value Growth: The book value per share increased to $16.62 as of June 30, 2025, up from $14.48 on the same date in 2024, indicating positive margin growth and increasing dividend yields.
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Analyst Views on DGICA
Wall Street analysts forecast DGICA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for DGICA is 21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 18.450
Low
21.00
Averages
21.00
High
21.00
Current: 18.450
Low
21.00
Averages
21.00
High
21.00
About DGICA
Donegal Group Inc. (DGI) is an insurance holding company. The Company, through its insurance subsidiaries and affiliates, offers property and casualty lines of insurance in 21 Mid-Atlantic, Midwestern, Southern and Southwestern regions through approximately 2,100 independent insurance agencies. It operates through three segments: investment function, commercial lines of insurance and personal lines of insurance. The commercial lines products of its insurance subsidiaries consist primarily of commercial automobile, commercial multi-peril, and workers’ compensation policies. The personal lines products of insurance subsidiaries consist primarily of homeowners and private passenger automobile policies. The Company’s insurance subsidiaries are Atlantic States Insurance Company (Atlantic States), Michigan Insurance Company (MICO), the Peninsula Insurance Group (Peninsula), and Southern Insurance Company of Virginia (Southern).
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Donegal Group Declares $0.1825 Quarterly Cash Dividend per Share
- Dividend Announcement: Donegal Group's board declared a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 for Class B, payable on February 17, 2026, reflecting the company's ongoing financial stability and commitment to shareholder returns.
- Shareholder Record: The dividend payment is based on the shareholder record as of the close of business on February 3, 2026, ensuring timely returns to investors and further enhancing investor confidence.
- Company Background: Donegal Group is an insurance holding company offering property and casualty insurance across 21 states, with an A.M. Best rating of A (Excellent), indicating its robust position in the insurance industry.
- Strategic Goals: The company focuses on achieving sustained excellent financial performance and modernizing operations, aiming to enhance market competitiveness through profitable growth opportunities and superior customer experiences.
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Donegal Group Declares $0.1825 Quarterly Cash Dividend per Share
- Dividend Declaration: Donegal Group's board has declared a quarterly cash dividend of $0.1825 per share for Class A common stock and $0.165 for Class B, payable on February 17, 2026, reflecting the company's ongoing financial stability.
- Shareholder Returns: This dividend payment will benefit shareholders of record as of February 3, 2026, indicating the company's commitment to enhancing shareholder value while showcasing its robust profitability.
- Market Positioning: Operating in 21 states, Donegal Group offers property and casualty insurance and holds an A.M. Best rating of A (Excellent), underscoring its strong competitive position and credibility in the insurance market.
- Strategic Objectives: The company focuses on modernizing operations and profitable growth, aiming to enhance market share by providing superior customer experiences and agent services, thereby solidifying its position in the insurance industry.
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