Coastal Financial CEO Eric Sprink Sells $1.28 Million in Shares
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 11 2026
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Source: NASDAQ.COM
- Insider Selling: Coastal Financial CEO Eric Sprink sold 11,000 shares over two days at a weighted average price of approximately $116.69 per share, totaling $1.28 million, which reduced his direct holdings by 5.61%, indicating a cautious stance towards the market.
- Ownership Status: Post-sale, Sprink retains 182,884 shares in direct ownership with no change in indirect holdings, reflecting a continued strong economic interest in the company's long-term performance despite the sale.
- Financial Performance: Coastal Financial reported a net income of $13.5 million in Q3, up from $11 million in the previous quarter, with loans receivable increasing by $163.5 million and deposits growing by 1.5%, demonstrating robust growth in both traditional banking and Banking-as-a-Service (BaaS).
- Transaction Context: The sale was executed under a Rule 10b5-1 trading plan as per SEC Form 4, indicating that the transaction was pre-planned and does not detract from the company's long-term strategic focus on BaaS and margin management.
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Analyst Views on CCB
Wall Street analysts forecast CCB stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CCB is 155.00 USD with a low forecast of 155.00 USD and a high forecast of 155.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 100.810
Low
155.00
Averages
155.00
High
155.00
Current: 100.810
Low
155.00
Averages
155.00
High
155.00
About CCB
Coastal Financial Corporation is a bank holding company, whose wholly owned subsidiaries are Coastal Community Bank (Bank) and Arlington Olympic LLC (LLC). The Company operates through three segments: the community bank, CCBX and treasury & administration. The community bank segment includes all community banking activities, with a primary focus on providing a wide range of banking products and services to consumers and small to medium-sized businesses in the broader Puget Sound region in the state of Washington and through the Internet and its mobile banking application. The CCBX segment provides banking as a service (BaaS) that allows its broker-dealer and digital financial service partners to offer their customers banking services. The treasury & administration segment includes investments, debt and other reporting items that are not specific to the community bank or CCBX segments. It operates about 14 full-service banking locations, 12 of which are located in Snohomish County.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Coastal Financial Reports Q4 2025 Earnings with Strong Asset Growth
- Earnings Performance: Coastal Financial reported a GAAP EPS of $0.82 for Q4 2025, indicating stable profitability despite market fluctuations.
- Revenue Growth: The company generated $138 million in revenue for the fourth quarter, reflecting a healthy operational state and continued business resilience.
- Asset Increase: Total assets rose by $188.4 million, or 4.1%, to $4.74 billion as of December 31, 2025, primarily driven by increases in interest-earning deposits and loans, enhancing the company's financial stability.
- Liquidity Position: With $737 million in cash on hand and the capacity to borrow up to $642.2 million from the Federal Reserve and correspondent banks, the company demonstrates strong liquidity management capabilities to support future business expansion.
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Coastal Financial CEO Sells 12,402 Shares Worth $1.4 Million
- Transaction Scale Analysis: Coastal Financial CEO Eric M Sprink sold 12,402 shares through multiple open-market transactions on January 21 and 22, 2026, valued at approximately $1.4 million, indicating a larger-than-typical sale compared to his historical median of 8,518 shares, reflecting a trend of reducing his holdings.
- Ownership Stake Change: This sale reduced Sprink's direct ownership by 7.23%, leaving him with 159,126 shares, a significant decline from over 430,000 shares in early 2023, illustrating his ongoing strategy of divesting shares over time.
- Market Performance Overview: Coastal Financial's stock has returned 24% over the past 12 months, with stellar average annualized returns of 38.7% and 27.8% over the past five and ten years, respectively, showcasing the company's strong performance in a competitive regional banking landscape.
- Acquisition and Strategic Development: On January 9, the company acquired the GreenFi brand, launching climate-friendly consumer financial services products, which enhances its market competitiveness in sustainable investing and aligns with its innovative banking-as-a-service platform strategy.
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