Bank Reports Record Q4 Net Income of $28.2 Million
"We are pleased to report record fourth quarter results, representing the strongest financial quarter in our history," said Daniel Santaniello, President and Chief Executive Officer. "The Bank hit year end assets of $2.7 billion, delivering a 36% year over year increase in net income of $28.2 million and a 35% increase in diluted earnings per share. The full year results reflect the execution of our strategic initiatives, disciplined balance sheet management, and continued improvement in our net interest margin. I am grateful to our bankers for their dedication and focus on serving our clients and our communities well, positioning us for a strong 2026."
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- Earnings Growth: Fidelity D&D Bancorp reported a GAAP EPS of $1.37 for Q4, significantly up from the previous year, indicating a sustained improvement in profitability that is likely to boost shareholder confidence.
- Strong Revenue: The company achieved revenues of $24.4 million in Q4, demonstrating a stable growth trend that further solidifies its competitive position in the market.
- Improving Fundamentals: With favorable rate tailwinds, Fidelity D&D Bancorp's fundamentals are continuously improving, which is expected to support future earnings growth and enhance investor optimism about the company's long-term prospects.
- Dividend Performance: The solid dividend performance of Fidelity D&D Bancorp reflects its commitment to returning value to shareholders, potentially attracting more investors seeking stable income.
- Dividend Increase: Fidelity D&D Bancorp has declared a quarterly dividend of $0.43 per share, marking a 7.5% increase from the previous $0.40, indicating the company's ongoing commitment to enhancing shareholder returns and solidifying its financial strength.
- Yield Performance: The forward yield of 3.74% not only attracts income-seeking investors but also reflects the company's competitive position in the current interest rate environment, suggesting robust financial health.
- Payment Schedule: The dividend is payable on March 10, with a record date of February 13 and an ex-dividend date also on February 13, ensuring shareholders receive timely returns and bolstering investor confidence in the company's stability.
- Financial Health: With strong fundamentals and improving rate tailwinds, Fidelity D&D Bancorp is well-positioned for further dividend growth and overall financial performance, likely drawing increased investor interest in the coming periods.
- New Board Members: On January 2, 2026, Fidelity Bank appointed James Clemente and Rocco DelVecchio as directors, with Clemente serving until 2028 and DelVecchio until 2026, enhancing the board's professional background and industry experience.
- Financial Expertise: Clemente brings over 45 years of accounting and consulting experience, having served as a director for a local community bank, and his expertise will guide Fidelity Bank's strategic direction, further enhancing value for clients and shareholders.
- Leadership Advantage: DelVecchio has decades of leadership experience in financial services, having managed multi-billion-dollar loan and deposit portfolios, and his ability to drive growth and foster client relationships will be a significant asset to the board.
- Community Commitment: Fidelity Bank provided over 5,960 hours of volunteer time and $1.5 million in donations to non-profit organizations in 2024, reflecting its vision to be the best bank for the community and its ongoing commitment to creating long-term value for clients and communities.
Dividend Announcement: Fidelity D & D Bancorp, Inc. has declared a fourth quarter dividend of $0.43 per share, representing a 7.5% increase from the previous dividend of $0.40 per share.
Long-term Growth: This marks the eleventh consecutive year of dividend growth for the company, with more than a twofold increase over the past decade, reflecting a commitment to sustainable shareholder value.
Payment Details: The cash dividend will be payable on December 10, 2025, to shareholders of record as of November 14, 2025.
Company Overview: Fidelity D & D Bancorp operates through The Fidelity Deposit and Discount Bank, serving multiple counties with a focus on community banking and digital services.
Earnings Growth: Fidelity D&D Bancorp Inc reported a profit of $7.35 million for Q3, up from $4.97 million in the same period last year.
Earnings Per Share: The earnings per share (EPS) increased to $1.27, compared to $0.86 in the previous year.
Revenue Increase: The company's revenue rose by 12.4% to $30.68 million, up from $27.299 million last year.
Financial Summary: Key financial figures include earnings of $7.35 million, EPS of $1.27, and revenue of $30.68 million, all showing significant improvement year-over-year.
Dividend Announcement: Fidelity D & D Bancorp, Inc. has declared a third quarter dividend of $0.40 per share, payable on September 10, 2025, to shareholders recorded by August 15, 2025.
Company Overview: The company operates 21 community banking offices across several counties and offers digital banking services through its online platform and mobile app.










