Should I Buy FDBC? FDBC 2026 Analysis

Should You Buy Fidelity D&D Bancorp Inc (FDBC) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion

Buy

Latest Price

46.760

1 Day change

0.56%

52 Week Range

50.000

Analysis Updated At

2026/01/28

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Buy now for a long-term position. FDBC is in a broader uptrend (bullish moving averages) but has pulled back to near key support (~$42.49), while insider buying has surged and recent fundamentals/dividend actions are improving. For a beginner long-term investor with $50k–$100k and no desire to wait for a “perfect” entry, the current dip near support is an attractive entry point.

Technical Analysis

Price closed at $42.50 (-2.17%), sitting right on S1 support at ~$42.49 (next support S2 ~$41.55). Trend is still constructive: SMA_5 > SMA_20 > SMA_200 indicates a bullish longer-term structure despite the daily pullback. RSI(6) at 34.15 suggests the stock is leaning toward short-term oversold/weakness (but not an extreme washout), which can be favorable for entries near support. MACD histogram is slightly positive (0.0141) but contracting, implying upside momentum has cooled and the stock may consolidate before the next move. Overhead resistance levels: pivot ~$44.01 then R1 ~$45.52. **Intellectia Proprietary Trading Signals** - [AI Stock Picker](module://ai_stock_pick): no signal on given stock today. - [SwingMax](module://swingmax): No signal on given stock recently.

Positive Catalysts

Insiders are Buying: reported insider buying amount up ~1407.76% over the last month, a strong internal-confidence signal.
Fundamentals/news: recent report cited Q4 GAAP EPS of $1.37 and revenue of $24.4M, described as strong earnings growth and improving fundamentals.
Shareholder returns: quarterly dividend raised to $0.43 (+7.5%), reinforcing cash-return strength.
Technical setup: price is entering near a clearly defined support zone (~$42.49), which can improve risk/reward for a buy now.

Neutral/Negative Catalysts

Near-term momentum softened: MACD is still positive but contracting, and the stock just had a sharp down day (-2.17%), implying short-term sellers are active.
Event risk ahead: earnings are scheduled for 2026-02-04 (pre-market), which can drive a gap up/down.
Limited visibility from institutions: hedge funds are reported as Neutral with no significant trend, offering less “big money” confirmation.

Financial Performance

Latest provided quarter (2025/Q3): Revenue $21.776M (+16.61% YoY), Net Income $7.346M (+47.90% YoY), EPS $1.27 (+47.67% YoY) — clear acceleration in profitability versus revenue growth. Most recent news on Q4: GAAP EPS $1.37 and revenue $24.4M, described as strong earnings growth/improving fundamentals, consistent with the strong Q3 growth trend. Dividend: quarterly dividend increased to $0.43/share (+7.5%), supporting the long-term income profile.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

No analyst rating/price target change data was provided. Practical takeaway: FDBC appears to have limited/unclear Wall Street coverage in the supplied data, so the pros case leans on company-reported fundamentals and insider buying rather than broad analyst consensus. Congress/politician activity: no recent congress trading data available.

Analyst Rating

Wall Street analysts forecast FDBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FDBC is 0 USD with a low forecast of 0 USD and a high forecast of 0 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Buy

Hold

Sell

Current: 46.500

Low

Averages

High