Bank of Princeton reports Q2 EPS 10c, consensus (3c)
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 24 2025
0mins
Quarterly Performance Overview: President/CEO Edward Dietzler expressed disappointment over a significant credit loss in Q2 but noted improvements in net interest income, non-interest income, and reduced operating expenses, indicating better earnings excluding credit losses.
Share Repurchase and Future Outlook: The company repurchased 173 thousand shares at an average price of $31.14 and anticipates stronger earnings in the second half of 2025.
Get Free Real-Time Notifications for Any Stock
Monitor tickers like BPRN with instant alerts to capture every critical market movement.
Sign up for free to build your custom watchlist and receive professional-grade stock notifications.
Analyst Views on BPRN
About BPRN
Princeton Bancorp, Inc. is the holding company for The Bank of Princeton (the Bank). The Bank is a New Jersey state-chartered commercial bank. The Bank operates over 28 branches in New Jersey; five branches in the Philadelphia, Pennsylvania area and two in the New York City metropolitan area. The Bank is a full-service bank providing personal and business lending and deposit services. The Bank offers traditional retail banking services, one-to-four-family residential mortgage loans, multi-family and commercial mortgage loans, construction loans, commercial business loans and consumer loans. Its loan portfolio consists of variable-rate and fixed-rate loans with a significant concentration on commercial real estate lending. Its commercial real estate and multi-family loan portfolio consists primarily of loans secured by small office buildings, strip shopping centers, small apartment buildings and other properties used for commercial and multi-family purposes located in its market area.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Princeton Bancorp Reports Strong 2025 Financial Results
- Net Income Performance: The bank reported a net income of $6.1 million for Q4 2025, translating to a diluted EPS of $0.90, which, despite a decline from $6.5 million in Q3, marks a significant increase from $5.2 million in Q4 2024, indicating sustained profitability improvements.
- Non-Interest Income Growth: Non-interest income reached $2.1 million in Q4, an 11.1% increase from Q3, primarily driven by a rise in other non-interest income, reflecting the company's success in diversifying its revenue streams.
- Asset Quality Improvement: As of December 31, 2025, non-performing assets totaled $16.5 million, a decrease of $10.6 million from 2024, primarily due to $10 million in charge-offs recorded in 2025, demonstrating effective risk management by the company.
- Increase in Shareholder Equity: Total stockholders' equity rose by $8.7 million, or 3.31%, as of December 31, 2025, primarily due to an increase in retained earnings, showcasing the company's positive performance in capital management and shareholder returns.
Continue Reading
Princeton Bancorp Reports Strong Q4 Earnings
- Earnings Per Share: Princeton Bancorp reported a GAAP EPS of $0.90 for Q4, indicating stability in profitability, which is likely to positively influence investor confidence.
- Revenue Growth: The reported revenue of $20.74 million shows an increase compared to the previous year, reflecting the company's competitive position and expansion of its customer base, potentially laying the groundwork for future business development.
- Financial Health: The financial information from Princeton Bancorp indicates strong profitability and a robust balance sheet, enhancing its standing in the financial markets and helping to attract more investor interest.
- Dividend Performance: The company’s strong dividend scorecard suggests a commitment to shareholder returns, which may appeal to investors seeking stable income.
Continue Reading