Atlantic Union Bankshares Reports Strong Q1 Financial Results
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Apr 22 2026
0mins
Should l Buy AUB?
Source: Yahoo Finance
- Strong Loan Growth: Atlantic Union Bankshares reported approximately 2.2% annualized loan growth in Q1, with total loans reaching $27.9 billion, showcasing robust loan production that enhances market competitiveness.
- Credit Quality Improvement: The annualized net charge-off ratio was just two basis points, and non-performing assets declined to 0.36%, indicating ongoing improvements in credit quality that bolster investor confidence.
- Net Interest Income Outlook Downgrade: The company lowered its full-year net interest income outlook due to increased deposit rate competition, reflecting challenges in the market environment that may impact future profitability.
- Dividend Increase: The common stock dividend was raised to $0.37 per share, an 8.8% increase from the previous year, demonstrating the company's commitment to shareholder returns while reflecting its solid financial position.
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Analyst Views on AUB
Wall Street analysts forecast AUB stock price to rise
7 Analyst Rating
4 Buy
3 Hold
0 Sell
Moderate Buy
Current: 37.910
Low
40.00
Averages
44.25
High
47.50
Current: 37.910
Low
40.00
Averages
44.25
High
47.50
About AUB
Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank (the Bank), which provides banking and related financial products and services to consumers and businesses. The Bank has branches and ATMs located in Virginia, Maryland, North Carolina, and Washington D.C. Its segments include Wholesale Banking and Consumer Banking. Its Wholesale Banking segment provides loan, leasing, deposit services, treasury management, and capital market services to its wholesale customers throughout Virginia, Maryland, Washington, D.C., North Carolina, and South Carolina. These customers include commercial real estate, commercial and industrial customers. This segment also includes its equipment finance subsidiary and its wealth management business. Its Consumer Banking segment provides loan and deposit services and retail brokerage services to consumers and small businesses throughout Virginia, Maryland, Washington, D.C., and North Carolina.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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Atlantic Union Bankshares Reports Strong Q1 Financial Results
- Strong Loan Growth: Atlantic Union Bankshares reported approximately 2.2% annualized loan growth in Q1, with total loans reaching $27.9 billion, showcasing robust loan production that enhances market competitiveness.
- Credit Quality Improvement: The annualized net charge-off ratio was just two basis points, and non-performing assets declined to 0.36%, indicating ongoing improvements in credit quality that bolster investor confidence.
- Net Interest Income Outlook Downgrade: The company lowered its full-year net interest income outlook due to increased deposit rate competition, reflecting challenges in the market environment that may impact future profitability.
- Dividend Increase: The common stock dividend was raised to $0.37 per share, an 8.8% increase from the previous year, demonstrating the company's commitment to shareholder returns while reflecting its solid financial position.
See More
Atlantic Union (AUB) Q1 2026 Earnings Transcript
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- Executive Change: The appointment of Alexander Dodd as CFO may bring a new financial strategy to the bank, aimed at improving overall financial performance and addressing recent earnings misses.
- Investor Conference Participation: The bank presented at the 47th Annual Raymond James Institutional Investor Conference, demonstrating confidence in future growth despite missing earnings expectations, which may attract potential investor interest.
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- Executive Purchase of AXR: AMREP's Director Timothy S. McNaney bought 1,765 shares of AXR at $28.17 each for a total of $49,720, with the current trading price at $28.41, reflecting a 0.9% gain and indicating confidence in the company's future performance.
- Market Performance Recovery: AMREP's stock rose approximately 0.8% on Thursday, showcasing positive market sentiment, particularly as this marks McNaney's first purchase in the past year, which may attract more investor interest.
- Atlantic Union Purchase Details: Nancy H. Agee of Atlantic Union Bankshares purchased 650 shares at $39.05 each for a total of $25,382, while the current share price is $37.10, 5.0% below her purchase price, highlighting the impact of market fluctuations on investor decisions.
- Investor Opportunities: Agee's purchase reflects confidence in Atlantic Union, and despite the current price being lower than her purchase price, investors can still enter at a relatively low level, potentially setting the stage for future rebounds.
See More
Atlantic Union Bankshares Reports Strong Q1 Financial Results
- Strong Loan Growth: Atlantic Union Bankshares reported approximately 2.2% annualized loan growth in Q1, with total loans reaching $27.9 billion, showcasing robust loan production that enhances market competitiveness.
- Credit Quality Improvement: The annualized net charge-off ratio was just two basis points, and non-performing assets declined to 0.36%, indicating ongoing improvements in credit quality that bolster investor confidence.
- Net Interest Income Outlook Downgrade: The company lowered its full-year net interest income outlook due to increased deposit rate competition, reflecting challenges in the market environment that may impact future profitability.
- Dividend Increase: The common stock dividend was raised to $0.37 per share, an 8.8% increase from the previous year, demonstrating the company's commitment to shareholder returns while reflecting its solid financial position.
See More
Atlantic Union (AUB) Q1 2026 Earnings Transcript
See More
Atlantic Union Bank Q1 Earnings Miss Expectations Despite Revenue Growth
- Earnings Miss: Atlantic Union Bank reported Q1 GAAP EPS of $0.84, missing expectations by $0.03, indicating pressure on profitability that could affect investor confidence.
- Significant Revenue Growth: Revenue surged 69.2% year-over-year to $367.2 million, yet fell short of market expectations by $14.73 million, suggesting challenges in expanding market share.
- Executive Change: The appointment of Alexander Dodd as CFO may bring a new financial strategy to the bank, aimed at improving overall financial performance and addressing recent earnings misses.
- Investor Conference Participation: The bank presented at the 47th Annual Raymond James Institutional Investor Conference, demonstrating confidence in future growth despite missing earnings expectations, which may attract potential investor interest.
See More
Wall Street Earnings Season Faces Major Test
- Earnings Season Significance: Wall Street is set for a packed earnings season featuring key companies like Capital One and Boeing, with investors eager to glean insights into the economic impact of the Iran war from these reports.
- Capital One Performance Focus: Capital One is scheduled to report earnings on Tuesday, with market attention on its consumer health metrics and the progress of its acquisitions of Discover and Brex, particularly amid rising economic uncertainties.
- Boeing Earnings Outlook: Boeing is expected to release its earnings report on Wednesday, with market focus on order volumes in both its commercial and defense sectors, as well as free cash flow performance, especially after previous unexpected losses.
- GE Vernova Order Growth: GE Vernova will report alongside Boeing, with first-quarter new orders anticipated to reach $14.4 billion, reflecting a 65% year-over-year increase, indicating strong market performance amid rising electricity demand.
See More
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- Market Dynamics: Australian shares are approaching a 0.5% gain as investors closely monitor geopolitical developments in the Middle East, which could impact global markets, leading to a cautious search for stable investment opportunities amidst uncertainty.
- Dividend Stock Appeal: Amid market fluctuations, Carlton Investments stands out with a market cap of A$923.49 million and a current dividend yield of 3.23%, which, while below Australia's top dividend payers, is supported by earnings and cash flows, indicating a degree of stability.
- Earnings Growth: Carlton Investments recently announced an interim fully franked dividend of A$0.47 per share for H2 2025, alongside year-on-year earnings growth to A$20.96 million, reflecting the company's resilience and profitability in a volatile market.
- Investor Interest: With increasing market interest in dividend stocks, Carlton Investments' payout ratio of 76.9% demonstrates the company's commitment to maintaining shareholder returns, potentially attracting investors seeking stable income.
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