Assurant, Inc. Reports Strong Q4 2025 Earnings Growth and Strategic Developments
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 day ago
0mins
Should l Buy AIZ?
Source: seekingalpha
- Sustained Profit Growth: Assurant achieved its ninth consecutive year of profitable growth in 2025, with adjusted EBITDA rising 11% and adjusted earnings per share increasing 12%, demonstrating strong performance in its Lifestyle and Housing segments and reinforcing its market leadership.
- Device Protection Expansion: The company added nearly 2 million protected devices globally, bringing the total to over 66 million, indicating robust momentum in Connected Living and Global Automotive, which enhances its customer base and market share.
- Strong Housing Performance: Global Housing's adjusted EBITDA exceeded $1 billion, more than doubling since 2022, with a combined ratio of 80%, reflecting a strong recovery and profitability in the housing market.
- Future Investment Plans: Assurant plans to invest an additional $15 million to $20 million in its Home Warranty business in 2026, while expecting share repurchases to range between $250 million and $350 million, showcasing the company's confidence in future growth and commitment to shareholders.
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Analyst Views on AIZ
Wall Street analysts forecast AIZ stock price to rise
7 Analyst Rating
6 Buy
1 Hold
0 Sell
Strong Buy
Current: 216.010
Low
246.00
Averages
255.67
High
265.00
Current: 216.010
Low
246.00
Averages
255.67
High
265.00
About AIZ
Assurant, Inc. is a global protection company that partners with various brands to safeguard and service connected devices, homes and automobiles. It utilizes data-driven technology solutions to provide customer experiences. It operates in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. Global Lifestyle segment provides mobile device solutions, extended service contracts and related services for consumer electronics and appliances and credit and other insurance products (referred to as Connected Living), and vehicle protection services, commercial equipment services and other related services (referred to as Global Automotive). Global Housing segment provides lender-placed homeowners, manufactured housing and flood insurance, as well as voluntary manufactured housing, condominium and homeowners insurance (referred to as Homeowners), and renters insurance and other products (referred to as Renters and Other).
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Assurant, Inc. Reports Strong Q4 2025 Earnings Growth and Strategic Developments
- Sustained Profit Growth: Assurant achieved its ninth consecutive year of profitable growth in 2025, with adjusted EBITDA rising 11% and adjusted earnings per share increasing 12%, demonstrating strong performance in its Lifestyle and Housing segments and reinforcing its market leadership.
- Device Protection Expansion: The company added nearly 2 million protected devices globally, bringing the total to over 66 million, indicating robust momentum in Connected Living and Global Automotive, which enhances its customer base and market share.
- Strong Housing Performance: Global Housing's adjusted EBITDA exceeded $1 billion, more than doubling since 2022, with a combined ratio of 80%, reflecting a strong recovery and profitability in the housing market.
- Future Investment Plans: Assurant plans to invest an additional $15 million to $20 million in its Home Warranty business in 2026, while expecting share repurchases to range between $250 million and $350 million, showcasing the company's confidence in future growth and commitment to shareholders.
See More
Assurant Reports Increased Q4 Profit and Revenue Growth
- Profit Growth: Assurant Inc reported a fourth-quarter profit of $225.2 million, or $4.41 per share, which marks a significant increase from last year's $201.3 million and $3.87 per share, indicating a strong improvement in the company's profitability.
- Adjusted Earnings: Excluding special items, Assurant's adjusted earnings reached $286.5 million, or $5.61 per share, demonstrating robust performance in its core operations and a continued enhancement of profitability.
- Revenue Increase: The company's revenue rose by 8.1% to $3.35 billion in the fourth quarter, up from $3.10 billion last year, reflecting increased market demand and successful business expansion efforts.
- Market Impact: Assurant's profit and revenue growth not only boosts investor confidence but also lays a solid foundation for future business development and market share expansion, enhancing the company's competitive position in the insurance industry.
See More
Assurant (AIZ) Set to Release Q4 Earnings on February 10
- Earnings Announcement Date: Assurant (AIZ) is scheduled to announce its Q4 2023 earnings on February 10 after market close, with a consensus EPS estimate of $5.50, reflecting a 14.8% year-over-year growth, indicating sustained improvement in profitability.
- Revenue Growth Expectations: Analysts project revenue to reach $3.28 billion, up 5.8% year-over-year, which underscores the company's robust performance and growth potential, likely enhancing investor confidence.
- Historical Performance: Over the past two years, Assurant has beaten both EPS and revenue estimates 100% of the time, demonstrating its strong profitability and market adaptability, which may attract more investor interest.
- Revision Trends: In the last three months, EPS estimates have seen five upward revisions with no downward adjustments, and revenue estimates have had one upward revision, indicating increasing analyst confidence in Assurant's future performance, potentially driving stock price appreciation.
See More
Assurant and Compass International Holdings Introduce New Home Warranty Solutions for Selected Brands
New Home Warranty Solutions: Assurant and Compass International Holdings have launched new home warranty solutions aimed at enhancing customer service across select brands.
Focus on Customer Experience: The initiative emphasizes improving the overall customer experience in home warranty services, catering to the needs of homeowners.
See More
Key Focus Areas This Week: Jobs, Consumer Prices, Coca-Cola, CVS, Ford, McDonald's, and More
- Market Performance: The Dow Jones Industrial Average rose by 2.5% and closed above 50,000 for the first time.
- Nasdaq Struggles: In contrast, the Nasdaq Composite ended the week down 1.8%, despite a strong rally on Friday.
See More
U.S. Jobs and Inflation Data Set for Release
- Job Data Expectations: The U.S. is expected to add 60,000 jobs in January, up from 50,000 in December, which could influence the Fed's monetary policy direction amidst ongoing economic uncertainty.
- Inflation Metrics Analysis: The January Consumer Price Index is projected to rise by 0.29% month-over-month and 2.5% year-over-year, showing improvement but still falling short of the Fed's 2% target, potentially affecting investor rate expectations.
- Market Reaction and Risks: Recent signs of labor market weakness, including an ADP report indicating only 22,000 new private sector jobs, may heighten expectations for further Fed rate cuts, although investors remain optimistic about economic resilience.
- Stock Market Rotation Trend: A significant rotation within the stock market is underway, with the Dow Jones Industrial Average rising over 2% this week, reflecting confidence in economic recovery, despite ongoing weakness in tech stocks.
See More
Assurant, Inc. Reports Strong Q4 2025 Earnings Growth and Strategic Developments
- Sustained Profit Growth: Assurant achieved its ninth consecutive year of profitable growth in 2025, with adjusted EBITDA rising 11% and adjusted earnings per share increasing 12%, demonstrating strong performance in its Lifestyle and Housing segments and reinforcing its market leadership.
- Device Protection Expansion: The company added nearly 2 million protected devices globally, bringing the total to over 66 million, indicating robust momentum in Connected Living and Global Automotive, which enhances its customer base and market share.
- Strong Housing Performance: Global Housing's adjusted EBITDA exceeded $1 billion, more than doubling since 2022, with a combined ratio of 80%, reflecting a strong recovery and profitability in the housing market.
- Future Investment Plans: Assurant plans to invest an additional $15 million to $20 million in its Home Warranty business in 2026, while expecting share repurchases to range between $250 million and $350 million, showcasing the company's confidence in future growth and commitment to shareholders.
See More
Assurant Reports Increased Q4 Profit and Revenue Growth
- Profit Growth: Assurant Inc reported a fourth-quarter profit of $225.2 million, or $4.41 per share, which marks a significant increase from last year's $201.3 million and $3.87 per share, indicating a strong improvement in the company's profitability.
- Adjusted Earnings: Excluding special items, Assurant's adjusted earnings reached $286.5 million, or $5.61 per share, demonstrating robust performance in its core operations and a continued enhancement of profitability.
- Revenue Increase: The company's revenue rose by 8.1% to $3.35 billion in the fourth quarter, up from $3.10 billion last year, reflecting increased market demand and successful business expansion efforts.
- Market Impact: Assurant's profit and revenue growth not only boosts investor confidence but also lays a solid foundation for future business development and market share expansion, enhancing the company's competitive position in the insurance industry.
See More
Assurant (AIZ) Set to Release Q4 Earnings on February 10
- Earnings Announcement Date: Assurant (AIZ) is scheduled to announce its Q4 2023 earnings on February 10 after market close, with a consensus EPS estimate of $5.50, reflecting a 14.8% year-over-year growth, indicating sustained improvement in profitability.
- Revenue Growth Expectations: Analysts project revenue to reach $3.28 billion, up 5.8% year-over-year, which underscores the company's robust performance and growth potential, likely enhancing investor confidence.
- Historical Performance: Over the past two years, Assurant has beaten both EPS and revenue estimates 100% of the time, demonstrating its strong profitability and market adaptability, which may attract more investor interest.
- Revision Trends: In the last three months, EPS estimates have seen five upward revisions with no downward adjustments, and revenue estimates have had one upward revision, indicating increasing analyst confidence in Assurant's future performance, potentially driving stock price appreciation.
See More
Assurant and Compass International Holdings Introduce New Home Warranty Solutions for Selected Brands
New Home Warranty Solutions: Assurant and Compass International Holdings have launched new home warranty solutions aimed at enhancing customer service across select brands.
Focus on Customer Experience: The initiative emphasizes improving the overall customer experience in home warranty services, catering to the needs of homeowners.
See More
Key Focus Areas This Week: Jobs, Consumer Prices, Coca-Cola, CVS, Ford, McDonald's, and More
- Market Performance: The Dow Jones Industrial Average rose by 2.5% and closed above 50,000 for the first time.
- Nasdaq Struggles: In contrast, the Nasdaq Composite ended the week down 1.8%, despite a strong rally on Friday.
See More
U.S. Jobs and Inflation Data Set for Release
- Job Data Expectations: The U.S. is expected to add 60,000 jobs in January, up from 50,000 in December, which could influence the Fed's monetary policy direction amidst ongoing economic uncertainty.
- Inflation Metrics Analysis: The January Consumer Price Index is projected to rise by 0.29% month-over-month and 2.5% year-over-year, showing improvement but still falling short of the Fed's 2% target, potentially affecting investor rate expectations.
- Market Reaction and Risks: Recent signs of labor market weakness, including an ADP report indicating only 22,000 new private sector jobs, may heighten expectations for further Fed rate cuts, although investors remain optimistic about economic resilience.
- Stock Market Rotation Trend: A significant rotation within the stock market is underway, with the Dow Jones Industrial Average rising over 2% this week, reflecting confidence in economic recovery, despite ongoing weakness in tech stocks.
See More
