ETF Analysis: The iShares Russell Mid-Cap ETF (IWR) has an implied analyst target price of $110.29, indicating a potential upside of 15.90% from its current trading price of $95.16.
Notable Holdings: Key underlying holdings with significant upside potential include CCC Intelligent Solutions (51.90% upside), UWM Holdings (19.26% upside), and A O Smith Corp (16.34% upside) based on their respective analyst target prices.
Market Sentiment: The disparity between current trading prices and analyst target prices raises questions about whether analysts are overly optimistic or if they are accurately reflecting future market conditions.
Investor Considerations: Investors are encouraged to conduct further research to determine the validity of analyst targets and to assess recent developments that may impact stock performance.
Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is 6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
7 Analyst Rating
Wall Street analysts forecast UWMC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UWMC is 6.54 USD with a low forecast of 5.00 USD and a high forecast of 10.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
5 Hold
0 Sell
Moderate Buy
Current: 5.790
Low
5.00
Averages
6.54
High
10.00
Current: 5.790
Low
5.00
Averages
6.54
High
10.00
Goldman Sachs
Neutral
downgrade
$6 -> $5
2026-01-06
Reason
Goldman Sachs
Price Target
$6 -> $5
AI Analysis
2026-01-06
downgrade
Neutral
Reason
Goldman Sachs lowered the firm's price target on UWM Holdings to $5 from $6 and keeps a Neutral rating on the shares. Regional banks underperformed the market by 200-300 basis points in 2025, weighed by macro concerns and credit worries, though stocks rallied 13% late in the year, the analyst tells investors in a research note. Looking to 2026, solid loan growth, net interest income momentum, positive operating leverage, and improving returns support continued multi-year fundamental improvement, with credit risk as the main wildcard, Goldman says.
Jefferies
Hold
initiated
$5
2025-12-19
Reason
Jefferies
Price Target
$5
2025-12-19
initiated
Hold
Reason
Jefferies initiated coverage of UWM Holdings with a Hold rating and $5 price target. While noting its "dominant position" in the broker channel and significant fixed cost leverage into the next cycle, the firm believes shares are fairly valued for the company's "comparatively narrow business model," the analyst tells investors while launching coverage of the mortgage finance sector.
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Keefe Bruyette
Market Perform
maintain
2025-12-18
Reason
Keefe Bruyette
Price Target
2025-12-18
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on UWM Holdings to $6.75 from $6.50 and keeps a Market Perform rating on the shares. The firm remains reasonably constructive on the mortgage insurers given the expectation that the companies will generate double-digit book value growth, the analyst tells investors in a research note.
Morgan Stanley
Jeffrey Adelson
Equal Weight
downgrade
$6
2025-12-16
Reason
Morgan Stanley
Jeffrey Adelson
Price Target
$6
2025-12-16
downgrade
Equal Weight
Reason
Morgan Stanley analyst Jeffrey Adelson lowered the firm's price target on UWM Holdings to $6 from $6.50 and keeps an Equal Weight rating on the shares. With lower delinquencies to drive lower defaults, a reacceleration in loan growth, and increased capital return, fundamentals remain supportive into 2026 for the consumer finance group, the analyst tells investors in a year-ahead note.
About UWMC
UWM Holdings Corporation, through its subsidiaries, is engaged in the origination, sale and servicing of residential mortgage loans throughout the United States. The Company originates primarily conforming and government loans across all 50 states and the District of Columbia. It operates in a single segment and is engaged in the origination, sale and servicing of residential mortgage loans, exclusively in the wholesale channel. It is focused on originating conventional, agency-eligible loans that can be sold to Fannie Mae, Freddie Mac or transferred to Ginnie Mae pools for sale in the secondary market. Its conventional agency-conforming loans meet the general underwriting guidelines established by Fannie Mae and Freddie Mac. Easiest Application System Ever is its primary LOS that allows clients to interact with the Company and to select products, lock rates and run the Automated Underwriting System. Blink+ is its client facing point of sale system white-labeled for its clients.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
