32-Year-Old Investor With Massive NVDA Gains And $350K Cash Asks Reddit: 'What's Stopping Me From Putting It All In SCHD?'
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 20 2025
0mins
Should l Buy NVDA?
Source: Benzinga
Investor's Dilemma: A 32-year-old ex-military investor, who made $700,000 through options trading, is uncertain about whether to continue high-risk strategies or shift to more stable investments, seeking advice on Reddit regarding his next steps with $350,000 in cash and shares of Nvidia.
Advice from the Community: Reddit users recommend diversifying his portfolio instead of investing all funds into a single asset like SCHD, suggesting a mix of growth stocks, dividend-paying investments, and international exposure while considering tax efficiency for long-term wealth growth.
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Analyst Views on NVDA
Wall Street analysts forecast NVDA stock price to rise
41 Analyst Rating
39 Buy
1 Hold
1 Sell
Strong Buy
Current: 175.200
Low
200.00
Averages
264.97
High
352.00
Current: 175.200
Low
200.00
Averages
264.97
High
352.00
About NVDA
NVIDIA Corporation is a full-stack computing infrastructure company. The Company is engaged in accelerated computing to help solve the challenging computational problems. The Company’s segments include Compute & Networking and Graphics. The Compute & Networking segment includes its Data Center accelerated computing platforms and artificial intelligence (AI) solutions and software; networking; automotive platforms and autonomous and electric vehicle solutions; Jetson for robotics and other embedded platforms, and DGX Cloud computing services. The Graphics segment includes GeForce GPUs for gaming and PCs, the GeForce NOW game streaming service and related infrastructure, and solutions for gaming platforms; Quadro/NVIDIA RTX GPUs for enterprise workstation graphics; virtual GPU software for cloud-based visual and virtual computing; automotive platforms for infotainment systems, and Omniverse Enterprise software for building and operating industrial AI and digital twin applications.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Sales Forecast Surge: Nvidia anticipates cumulative sales of Blackwell and Vera Rubin GPUs to reach $1 trillion by 2027, a significant increase from last year's $500 billion estimate, highlighting the company's robust growth potential in the AI sector.
- Attractive Market Valuation: Currently, Nvidia's stock trades at a price-to-earnings ratio of 21.5, lower than the S&P 500's 24.1, indicating that the market's expectations for its future growth remain conservative, making it an opportune time for investors to consider increasing their holdings.
- Revenue Growth Outlook: Analysts project Nvidia's revenue to grow by 71% this year to $369 billion, with a 29% growth forecast for next year, and CEO Jensen Huang's insights suggest this growth rate may be underestimated, further underscoring the company's investment appeal.
- Sustained AI Investment: Despite overall negative market sentiment, Nvidia remains a direct beneficiary of ongoing data center build-outs, indicating that the company will maintain its competitive edge in the market moving forward.
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- Young Investor Confidence: According to The Motley Fool's survey, 68% of Gen Z and 64% of millennials plan to increase stock investments in 2026, reflecting optimism about market potential despite recession and inflation concerns.
- Generational Investment Divide: The survey reveals that over half of baby boomers and 44% of Gen X plan to hold stocks in 2026, compared to only 31% of millennials and 25% of Gen Z, indicating a more active participation from younger investors in the market.
- AI Stock Potential: Nvidia commands about 90% of the GPU market share and is expected to reach $1 trillion in data center sales by 2027, showcasing its strong leadership in AI, which attracts younger investors' attention.
- Rising Capital Expenditures: Tech giants like Meta, Alphabet, and Microsoft are set to spend $650 billion on capital expenditures in 2026, indicating a surge in investment in AI data centers, further fueling young investors' interest in related stocks.
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- Revenue Projection Doubled: Nvidia CEO Jensen Huang announced at the global AI conference that the company expects to generate $1 trillion in revenue from AI chip systems by 2027, doubling the previous forecast of $500 billion, indicating strong growth momentum and market confidence.
- Strong Demand Drivers: Nvidia's optimistic outlook is fueled by robust demand for its current-generation Blackwell processors and significant interest in the upcoming Vera Rubin processors, which are set to launch later this year, further solidifying the company's market position.
- Arm Holdings Benefits: As a key partner of Nvidia, Arm Holdings earns licensing fees and royalties from its CPU architecture designs, and is expected to benefit from Nvidia's growth, particularly amid surging demand in AI data centers.
- Surge in Royalty Revenue: Arm's Armv9 architecture commands a royalty rate twice that of Armv8, leading to over a 100% increase in royalty revenue from AI data centers last quarter, suggesting that the company's growth in the data center business may exceed analysts' expectations.
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- Nvidia Market Share: Despite intensifying competition from AMD and Broadcom, Nvidia retains a 92% market share in data center GPUs, underscoring its dominant position in AI infrastructure and suggesting continued industry leadership.
- Strong Financial Performance: Nvidia reported a record revenue of $215.9 billion for fiscal 2026, a 65% year-over-year increase, with its data center segment growing 75% in Q4 alone, indicating robust demand in the AI sector and significant future growth potential.
- Meta's AI Investment: Meta plans to increase its AI infrastructure spending to $135 billion by 2026, nearly double last year's expenditure, aiming to leverage its vast consumer data to enhance advertising efficiency and user experience, which is expected to lay the groundwork for future revenue growth.
- Market Reaction Analysis: Despite strong business performance from both Nvidia and Meta, their stock prices are under pressure from market skepticism, with Nvidia's forward P/E ratio at 21 and Meta's at 20, reflecting a market undervaluation of their long-term potential, making it an opportune time to buy the dip.
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- Co-Founder Arrested: Supermicro's co-founder and board member Yih-Shyan Liaw was arrested for violating U.S. export controls by smuggling Nvidia AI chip-loaded equipment to China, generating $2.5 billion in sales since 2024, severely impacting the company's reputation and stock price.
- Smuggling Tactics Revealed: Liaw and accomplices allegedly used a Southeast Asian company as a middleman, employing fake documents to disguise the end user of AI servers and hiring a logistics firm to repackage the hardware, exposing significant flaws in the company's compliance system that could trigger broader regulatory investigations.
- Recurring Historical Issues: This is not Supermicro's first regulatory issue, as it faced fines in 2006 for indirectly exporting motherboards to Iran and was temporarily delisted from Nasdaq between 2018 and 2020 due to accounting investigations, highlighting ongoing compliance challenges.
- Negative Market Reaction: The scandal has driven Supermicro's stock to its lowest level in over a year, and while it may appear undervalued at less than one times this year's sales, the management trust crisis suggests investors should be cautious and consider more promising AI stocks instead.
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- Stable Market Share: Despite fierce competition from AMD and Broadcom, Nvidia maintains a 92% market share in data center GPUs, indicating its leadership in AI hardware remains intact, which will continue to drive company growth.
- Strong Financial Performance: Nvidia reported record revenue of $215.9 billion for fiscal 2026, a 65% year-over-year increase, with its data center segment alone generating $62.3 billion in Q4, reflecting robust performance amid rising AI infrastructure demand.
- Meta's AI Investment: Meta plans to spend up to $135 billion on AI infrastructure in 2026, nearly double last year's expenditure, aiming to leverage its vast consumer data to enhance AI model efficiency and drive advertising revenue growth.
- Valuation Compression: Despite rapid growth in Nvidia and Meta's businesses, both companies have forward P/E ratios of 21 and 20, respectively, below historical averages, reflecting market caution regarding their future growth potential and presenting a buying opportunity.
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