Equifax highlights AI innovations in 2025 Security Annual Report
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Mar 18 2026
0mins
Should l Buy EFX?
Source: PRnewswire
Equifax Inc. shares fell as the stock hit a 20-day low amid broader market weakness, with the Nasdaq-100 down 0.58% and the S&P 500 down 0.23%.
The company's 2025 Security Annual Report showcased significant advancements in AI technology deployment and cybersecurity maturity, highlighting a 30% increase in daily cyber threat defenses and a score of 4.4 in cybersecurity program maturity. However, this positive news did not prevent the stock from declining, indicating sector rotation despite the company's strong performance in innovation and security.
Investors may need to consider the broader market conditions affecting Equifax's stock performance, as the company continues to lead in cybersecurity while navigating a challenging market environment.
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Analyst Views on EFX
Wall Street analysts forecast EFX stock price to rise
14 Analyst Rating
10 Buy
4 Hold
0 Sell
Moderate Buy
Current: 177.400
Low
195.00
Averages
232.08
High
283.00
Current: 177.400
Low
195.00
Averages
232.08
High
283.00
About EFX
Equifax Inc. is a global data, analytics, and technology company. The Company is engaged in helping financial institutions, companies, employers, and government agencies make critical decisions. The Company’s Workforce Solutions segment provides services enabling customers to verify income, employment, educational history, criminal justice data, healthcare professional licensure and sanctions of people in the United States. The Company’s U.S. Information Solutions (USIS) segment provides consumer and commercial information solutions to businesses in the United States, including online information, decisioning technology solutions, identity management services, analytical services, e-commerce fraud and charge back protection services, portfolio management services, mortgage information and marketing services. The Company’s International segment provides products and services similar to those available in the USIS segment but with variations by geographic region.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Declining Credit Scores: According to FICO, the national average credit score has dropped to 714, down two points from last year, primarily due to the resumption of student loan and mortgage delinquency reporting, reflecting an overall deterioration in consumer credit health.
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- Oversold Signal: Equifax (Ticker: EFX) saw its RSI drop to 29.99 during Tuesday's trading, indicating the stock has entered oversold territory, suggesting that the recent heavy selling pressure may be waning, thus providing potential buying opportunities for investors.
- Price Fluctuation: The stock traded as low as $166.07, nearing its 52-week low of $166.02, with the current trading price at $169.50, indicating significant market attention and volatility surrounding the stock.
- Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 38.6, EFX's oversold condition may attract bullish investors looking for entry points in anticipation of a rebound.
- Historical Performance: EFX's 52-week high stands at $281.03, and the current price shows a significant gap from this peak, reflecting a lack of market confidence that could provide room for future recovery.
See More
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- Market Reaction: The drop in stock prices is linked to increasing calls for more affordable options for potential home buyers.
See More
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- Defense Optimization: In 2025, Equifax defended against an average of 19.8 million cyber threats daily, a 30% increase from the previous year, continuously optimizing security operations through a cloud-native infrastructure and security-first culture to ensure safe innovation use.
- AI Technology Deployment: Equifax accelerated the deployment of patented EFX.AI technology in new product innovations, leveraging unique data advantages that not only enhanced internal efficiencies but also allowed teams to focus more on complex creative and collaborative challenges, driving the company forward.
- Cybersecurity Maturity Improvement: According to a leading global research firm, Equifax's cybersecurity program maturity reached a score of 4.4 in 2025, outperforming all major industry benchmarks for the sixth consecutive year, demonstrating its leadership in the technology and financial services sectors.
- Future Development Strategy: Looking ahead, Equifax will continue to evolve its defenses to outpace emerging threats and ensure that security remains a powerful accelerator of innovation, reinforcing its position as an industry leader in cybersecurity.
See More
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- Market Competition: The decline is attributed to Fair Isaac's efforts to maintain its market share against the three major credit bureaus.
See More
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- Uber User Distress: Los Angeles resident Warris Bokhari received a 1099-K form indicating $2,317 in income from Uber despite never driving for the company, and after an investigation, Uber confirmed that his personal information had been stolen, leaving him responsible for taxes on this phantom income and causing significant financial stress.
- Lengthy Resolution Process: After three weeks of communication with Uber's customer service, Bokhari finally received an amended 1099-K showing $0 income, with Uber also filing the corrected tax form with the IRS; however, this lengthy and complex process reflects the difficulties identity theft victims face in resolving such issues.
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