Citigroup's stock fell 4.95% as it hit a 20-day low amid broader market declines.
The company's profit dropped 13% in Q4 to $2.47 billion, primarily due to a $1.2 billion loss from the sale of its Russian business, highlighting challenges in international markets. Despite this, investment banking fees surged 35% year-over-year, reflecting a rebound in M&A activity. The bank's net interest income also rose by 14%, indicating some resilience in its operations.
This profit decline raises concerns about Citigroup's ability to navigate international challenges, but the strong performance in investment banking may provide some offset. The market's reaction to the profit drop and ongoing restructuring efforts could lead to further volatility in Citigroup's stock.
Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 125.50 USD with a low forecast of 87.00 USD and a high forecast of 146.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
16 Analyst Rating
Wall Street analysts forecast C stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for C is 125.50 USD with a low forecast of 87.00 USD and a high forecast of 146.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Buy
3 Hold
0 Sell
Strong Buy
Current: 114.820
Low
87.00
Averages
125.50
High
146.00
Current: 114.820
Low
87.00
Averages
125.50
High
146.00
HSBC
analyst
Buy
maintain
$77 -> $87
2026-01-07
Reason
HSBC
analyst
Price Target
$77 -> $87
AI Analysis
2026-01-07
maintain
Buy
Reason
HSBC raised the firm's price target on Citi to $87 from $77 and keeps a Buy rating on the shares. Bank stocks have pulled back, offering selective opportunities to add exposure, says the analyst, who raised the firm's 2025-26 adjusted EPS estimates among the group by about 1%-7% to incorporate higher net interest income, investment banking fees, and share repurchase estimates.
TD Cowen
Hold
maintain
$110 -> $130
2026-01-07
Reason
TD Cowen
Price Target
$110 -> $130
2026-01-07
maintain
Hold
Reason
TD Cowen raised the firm's price target on Citi to $130 from $110 and keeps a Hold rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.
Unlock Full Analyst Thesis， Get the complete breakdown of rating reason for C
Unlock Now
Wolfe Research
NULL
to
Outperform
maintain
$121 -> $141
2026-01-07
Reason
Wolfe Research
Price Target
$121 -> $141
2026-01-07
maintain
NULL
to
Outperform
Reason
Wolfe Research raised the firm's price target on Citi to $141 from $121 and keeps an Outperform rating on the shares as part of the firm's Top 10 Themes for 2026 note on the Banks, Brokers, and Alternative Managers. Heading into 2026, the firm notes Retail Brokers and Alts are its favorite subsectors.
Truist
Buy
upgrade
$123 -> $129
2026-01-06
Reason
Truist
Price Target
$123 -> $129
2026-01-06
upgrade
Buy
Reason
Truist raised the firm's price target on Citi to $129 from $123 and keeps a Buy rating on the shares. Core themes for the U.S. large-cap banks feel similar to last year's, including ROTCE expansion levers, net interest margin healing, capital return, positive operating leverage capacity, and whether GSIBs can continue to outperform regionals, the analyst tells investors in a research note. Each of the stocks in the firm's large-cap banks universe has an attractive mix of EPS growth and ROTCE expansion drivers, which set up a solid outlook for 2026, Truist says.
About C
Citigroup Inc. is a global diversified financial services holding company. The Company’s segments include Services, Markets, Banking, Wealth and U.S. Personal Banking (USPB). The Services segment includes Treasury and Trade Solutions (TTS) and securities services. TTS provides an integrated suite of tailored cash management, trade and working capital solutions to multinational corporations, financial institutions and public sector organizations. The Markets segment provides corporate, institutional and public sector clients around the world with a full range of sales and trading services across equities, foreign exchange, rates, spread products and commodities. The Banking segment includes investment banking, which supports client capital-raising needs to help strengthen and grow their businesses. The Wealth segment includes Private Bank, Wealth at Work and Citigold and provides financial services to a range of client segments. USPB segment includes branded cards and retail services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
