Sezzle Stock Surges 86% in 2026, Outperforming Peers
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 03 2026
0mins
Source: stocktwits
- Significant Revenue Growth: Sezzle reported Q1 2026 total revenue of $135.5 million, reflecting a 29% year-over-year increase, while net income surged 41.9% to $51.3 million, demonstrating its strong performance in the rapidly growing BNPL market and solidifying its market position.
- Optimistic Market Expectations: Buckley Capital Advisors believes Sezzle is undervalued and likely to exceed conservative financial guidance, reflecting confidence in its future growth potential, especially as the BNPL sector grows at a rate of 20% annually.
- Enhanced Convenience through Integration: Sezzle's integration with Knot's CardSwitcher API will enable automatic updates of virtual cards, improving user payment convenience across merchants like Amazon, Walmart, and Uber, which is expected to enhance user payment preferences and drive increased transaction frequency.
- Price Target Increase: B. Riley raised Sezzle's price target from $117 to $141, implying an upside potential of over 19%, indicating analysts' optimistic outlook on the company's future performance, further attracting investor interest.
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Analyst Views on SEZL
Wall Street analysts forecast SEZL stock price to fall
3 Analyst Rating
2 Buy
1 Hold
0 Sell
Moderate Buy
Current: 146.730
Low
83.00
Averages
101.00
High
110.00
Current: 146.730
Low
83.00
Averages
101.00
High
110.00
About SEZL
Sezzle Inc. is a fintech company. The Company’s payment platform increases the purchasing power of consumers by offering access to point-of-sale financing options and digital payment services connecting millions of customers with its global network of merchants. Its payment options allow consumers to take control over their spending. Its digital payments platform provides consumers a flexible alternative to traditional credit. Its Sezzle Platform offers a payments solution for consumers that instantly extends credit at the point-of-sale, allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time. The Sezzle Platform flagship product, pay-in-four, allows consumers to pay a fourth of the purchase price up front, and then another fourth of the purchase price every two weeks thereafter over a total of six weeks. Its Sezzle Virtual Card provides rapid-installation and point-of-sale option for brick-and-mortar retailers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Sezzle Expands Beyond Buy Now, Pay Later Services
- User Engagement Surge: In Q1 2026, Sezzle's GMV exceeded $1 billion for the second consecutive quarter, with active subscribers growing 48.4% year-over-year, indicating a significant increase in consumer willingness to engage with the platform daily, thereby driving sustained business growth.
- Success of Earn Tab: The Earn Tab, launched in June 2025, has become a daily utility for users, generating over 20% more revenue per active user, which demonstrates its ability to create incremental value beyond core BNPL services and further solidifies Sezzle's market position.
- Introduction of Pay-in-5: The Pay-in-5 installment option has resulted in average order values 44% higher than Pay-in-4, attracting new merchants like RockAuto and Follett, showcasing Sezzle's innovative capabilities in payment flexibility.
- AI Technology Implementation: Sezzle has fully integrated AI across its platform, with an AI-powered chatbot resolving 70% of user inquiries, enhancing customer service efficiency, while developing an AI Shopping Assistant aimed at providing personalized shopping recommendations, further enriching user experience.
See More
Sezzle Stock Surges 86% in 2026, Outperforming Peers
- Significant Revenue Growth: Sezzle reported Q1 2026 total revenue of $135.5 million, reflecting a 29% year-over-year increase, while net income surged 41.9% to $51.3 million, demonstrating its strong performance in the rapidly growing BNPL market and solidifying its market position.
- Optimistic Market Expectations: Buckley Capital Advisors believes Sezzle is undervalued and likely to exceed conservative financial guidance, reflecting confidence in its future growth potential, especially as the BNPL sector grows at a rate of 20% annually.
- Enhanced Convenience through Integration: Sezzle's integration with Knot's CardSwitcher API will enable automatic updates of virtual cards, improving user payment convenience across merchants like Amazon, Walmart, and Uber, which is expected to enhance user payment preferences and drive increased transaction frequency.
- Price Target Increase: B. Riley raised Sezzle's price target from $117 to $141, implying an upside potential of over 19%, indicating analysts' optimistic outlook on the company's future performance, further attracting investor interest.
See More
Sezzle Inc Shares Surpass Analyst Target Price
- Stock Performance: Sezzle Inc's shares recently surpassed the average analyst 12-month target price of $114.67, trading at $116.05, indicating increased market confidence that may attract more investor interest.
- Analyst Reactions: When a stock hits an analyst's target price, they typically either downgrade or adjust their target; currently, six analysts have target prices ranging from $108.00 to $122.00, reflecting varied market perspectives.
- Market Signal: The breach of the target price provides investors with a strong signal to reassess the company, prompting them to consider whether the current valuation is justified or if it’s time to take profits to mitigate risk.
- Analyst Ratings: According to Zacks data, analysts rate Sezzle Inc on a scale from 1 to 5, where 1 is Strong Buy and 5 is Strong Sell, helping investors better understand market sentiment and future expectations.
See More
Investment Comparison: Klarna vs. Sezzle
- Klarna's Market Performance: In fiscal year 2025, Klarna achieved revenue of approximately $3.5 billion, a 31.6% increase year-over-year, despite reporting a net loss of $294 million and a net margin of -8.4%, highlighting challenges and opportunities in its global expansion.
- Sezzle's Profitability: Sezzle generated approximately $450.3 million in revenue for fiscal year 2025, marking a 66.1% year-over-year increase, with net income reaching $133.1 million and a net margin of 29.6%, indicating strong growth and profitability in the North American market.
- Financial Health Comparison: Klarna's current ratio stands at about 1 with a debt-to-equity ratio of 0.5, while Sezzle boasts a current ratio of 3.9 and a debt-to-equity ratio of 0.8, demonstrating Sezzle's superior short-term liquidity and financial stability.
- Market Competition Risks: Klarna faces intense competition from established banks and fintech companies like PayPal, while Sezzle is under scrutiny from the CFPB; however, its smaller scale may currently serve as an advantage in the evolving market landscape.
See More
Latest Quant Ratings Snapshot for Small-Cap Financial Stocks
- Top-Rated Companies: Following the latest quarterly earnings releases, StoneX Group (SNEX) leads small-cap financial stocks with a quant rating of 4.94, indicating strong performance across valuation, growth, and profitability metrics, which reflects market confidence in its future growth prospects.
- Strong Buy Ratings: Sezzle (SEZL) and Oscar Health (OSCR) received quant ratings of 4.90 and 4.86 respectively, showcasing their solid performance in earnings estimates and market momentum, likely attracting increased investor interest.
- Low-Rated Companies: Ryan Specialty Holdings (RYAN) has a quant rating of 1.25, categorized as a Strong Sell, highlighting significant deficiencies in profitability and growth potential, which may raise investor concerns about its future performance.
- Share Repurchase Plans: Ryan Specialty announced a $300 million increase to its share repurchase program, while Webull plans a $100 million buyback, actions that may boost stock prices in the short term but also reflect a cautious approach to market conditions.
See More
Sezzle Inc. Recommended as a Growth Stock
- Earnings Growth Potential: Sezzle Inc. boasts a historical EPS growth rate of 380%, with projected EPS growth of 41.7% this year, significantly surpassing the industry average of 13.9%, indicating strong future profitability that attracts investor interest.
- Cash Flow Growth Advantage: The company currently enjoys a year-over-year cash flow growth rate of 92.6%, well above the industry average of -2.2%, enabling it to expand operations without relying on costly external funding, thereby enhancing its competitive position in the market.
- Earnings Estimate Revisions: Sezzle Inc. has seen an 8.2% upward revision in current-year earnings estimates over the past month, a positive trend that correlates strongly with short-term stock price increases, reflecting market confidence in its future performance.
- Market Positioning and Revenue: Targeting millennial and Gen Z audiences, Sezzle Inc. generated nearly $1 billion in revenue last quarter, and the recent market pullback presents an ideal entry point for investors, with expectations for significant returns on investment.
See More
Sezzle Expands Beyond Buy Now, Pay Later Services
- User Engagement Surge: In Q1 2026, Sezzle's GMV exceeded $1 billion for the second consecutive quarter, with active subscribers growing 48.4% year-over-year, indicating a significant increase in consumer willingness to engage with the platform daily, thereby driving sustained business growth.
- Success of Earn Tab: The Earn Tab, launched in June 2025, has become a daily utility for users, generating over 20% more revenue per active user, which demonstrates its ability to create incremental value beyond core BNPL services and further solidifies Sezzle's market position.
- Introduction of Pay-in-5: The Pay-in-5 installment option has resulted in average order values 44% higher than Pay-in-4, attracting new merchants like RockAuto and Follett, showcasing Sezzle's innovative capabilities in payment flexibility.
- AI Technology Implementation: Sezzle has fully integrated AI across its platform, with an AI-powered chatbot resolving 70% of user inquiries, enhancing customer service efficiency, while developing an AI Shopping Assistant aimed at providing personalized shopping recommendations, further enriching user experience.
See More
Sezzle Stock Surges 86% in 2026, Outperforming Peers
- Significant Revenue Growth: Sezzle reported Q1 2026 total revenue of $135.5 million, reflecting a 29% year-over-year increase, while net income surged 41.9% to $51.3 million, demonstrating its strong performance in the rapidly growing BNPL market and solidifying its market position.
- Optimistic Market Expectations: Buckley Capital Advisors believes Sezzle is undervalued and likely to exceed conservative financial guidance, reflecting confidence in its future growth potential, especially as the BNPL sector grows at a rate of 20% annually.
- Enhanced Convenience through Integration: Sezzle's integration with Knot's CardSwitcher API will enable automatic updates of virtual cards, improving user payment convenience across merchants like Amazon, Walmart, and Uber, which is expected to enhance user payment preferences and drive increased transaction frequency.
- Price Target Increase: B. Riley raised Sezzle's price target from $117 to $141, implying an upside potential of over 19%, indicating analysts' optimistic outlook on the company's future performance, further attracting investor interest.
See More
Sezzle Inc Shares Surpass Analyst Target Price
- Stock Performance: Sezzle Inc's shares recently surpassed the average analyst 12-month target price of $114.67, trading at $116.05, indicating increased market confidence that may attract more investor interest.
- Analyst Reactions: When a stock hits an analyst's target price, they typically either downgrade or adjust their target; currently, six analysts have target prices ranging from $108.00 to $122.00, reflecting varied market perspectives.
- Market Signal: The breach of the target price provides investors with a strong signal to reassess the company, prompting them to consider whether the current valuation is justified or if it’s time to take profits to mitigate risk.
- Analyst Ratings: According to Zacks data, analysts rate Sezzle Inc on a scale from 1 to 5, where 1 is Strong Buy and 5 is Strong Sell, helping investors better understand market sentiment and future expectations.
See More
Investment Comparison: Klarna vs. Sezzle
- Klarna's Market Performance: In fiscal year 2025, Klarna achieved revenue of approximately $3.5 billion, a 31.6% increase year-over-year, despite reporting a net loss of $294 million and a net margin of -8.4%, highlighting challenges and opportunities in its global expansion.
- Sezzle's Profitability: Sezzle generated approximately $450.3 million in revenue for fiscal year 2025, marking a 66.1% year-over-year increase, with net income reaching $133.1 million and a net margin of 29.6%, indicating strong growth and profitability in the North American market.
- Financial Health Comparison: Klarna's current ratio stands at about 1 with a debt-to-equity ratio of 0.5, while Sezzle boasts a current ratio of 3.9 and a debt-to-equity ratio of 0.8, demonstrating Sezzle's superior short-term liquidity and financial stability.
- Market Competition Risks: Klarna faces intense competition from established banks and fintech companies like PayPal, while Sezzle is under scrutiny from the CFPB; however, its smaller scale may currently serve as an advantage in the evolving market landscape.
See More
Latest Quant Ratings Snapshot for Small-Cap Financial Stocks
- Top-Rated Companies: Following the latest quarterly earnings releases, StoneX Group (SNEX) leads small-cap financial stocks with a quant rating of 4.94, indicating strong performance across valuation, growth, and profitability metrics, which reflects market confidence in its future growth prospects.
- Strong Buy Ratings: Sezzle (SEZL) and Oscar Health (OSCR) received quant ratings of 4.90 and 4.86 respectively, showcasing their solid performance in earnings estimates and market momentum, likely attracting increased investor interest.
- Low-Rated Companies: Ryan Specialty Holdings (RYAN) has a quant rating of 1.25, categorized as a Strong Sell, highlighting significant deficiencies in profitability and growth potential, which may raise investor concerns about its future performance.
- Share Repurchase Plans: Ryan Specialty announced a $300 million increase to its share repurchase program, while Webull plans a $100 million buyback, actions that may boost stock prices in the short term but also reflect a cautious approach to market conditions.
See More
Sezzle Inc. Recommended as a Growth Stock
- Earnings Growth Potential: Sezzle Inc. boasts a historical EPS growth rate of 380%, with projected EPS growth of 41.7% this year, significantly surpassing the industry average of 13.9%, indicating strong future profitability that attracts investor interest.
- Cash Flow Growth Advantage: The company currently enjoys a year-over-year cash flow growth rate of 92.6%, well above the industry average of -2.2%, enabling it to expand operations without relying on costly external funding, thereby enhancing its competitive position in the market.
- Earnings Estimate Revisions: Sezzle Inc. has seen an 8.2% upward revision in current-year earnings estimates over the past month, a positive trend that correlates strongly with short-term stock price increases, reflecting market confidence in its future performance.
- Market Positioning and Revenue: Targeting millennial and Gen Z audiences, Sezzle Inc. generated nearly $1 billion in revenue last quarter, and the recent market pullback presents an ideal entry point for investors, with expectations for significant returns on investment.
See More
