May 2026 Mortgage Performance Trends Released by ICE
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jun 26 2026
0mins
Source: Newsfilter
- Overall Delinquency Rate Increase: In May 2026, the U.S. mortgage delinquency rate rose by 15 basis points to 3.50%, primarily due to calendar-related factors, indicating market stability as it remains below January 2020 levels.
- Serious Delinquency Trends: The number of loans seriously delinquent for 90 days or more increased by 111,000 year-over-year to 577,000, marking the largest annual increase since 2020, highlighting rising potential risks in the market.
- Foreclosure Starts and Inventory Rise: Although foreclosure starts fell by 9% from April, they remain 19% above last year's levels, with active foreclosure inventory reaching 280,000 loans, up 34% annually, indicating increasing market pressure.
- Prepayment Speed Decline: The single-month mortality rate fell to 0.79% in May, down 15% from April, reflecting the impact of rising mortgage rates on market liquidity, although it remains above year-ago levels.
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Analyst Views on ICE
Wall Street analysts forecast ICE stock price to rise
10 Analyst Rating
9 Buy
1 Hold
0 Sell
Strong Buy
Current: 134.910
Low
174.00
Averages
191.60
High
223.00
Current: 134.910
Low
174.00
Averages
191.60
High
223.00
About ICE
Intercontinental Exchange, Inc. provides financial technology and data services across major asset classes, helping its customers access workflow tools that increase transparency and efficiency. Its Exchanges segment operates regulated marketplace technology for the listing, trading and clearing of an array of derivatives contracts and financial securities as well as data and connectivity services related to its exchanges and clearing houses. Its Fixed Income and Data Services segment provides fixed income pricing, reference data, indices, analytics and execution services as well as global credit default swaps (CDS), clearing and multi-asset class data delivery technology. Its Mortgage Technology segment provides a technology platform that offers customers comprehensive, digital workflow tools that aim to address inefficiencies and mitigate risks that exist in the United States residential mortgage market life cycle, from application through closing, servicing and the secondary market.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Energy Market Strength: Open interest in energy trading rose by 6%, with natural gas open interest up 8%, while Asian gas open interest surged by 44% to a record 252,000 lots, demonstrating sustained demand for energy in the region.
- Agriculture and Metals Performance: The average daily volume (ADV) for agriculture and metals increased by 29%, with open interest rising by 43%, indicating these sectors are outperforming others and may attract more investor interest.
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See More
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See More
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- Potential Impact: Robinhood CEO Vlad Tenev described these accounts as potentially 'life-changing', indicating that the policy could significantly influence the investment habits of the younger generation and promote broader economic participation.
See More
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- Energy Market Performance: Open interest in the energy sector rose by 6% year-over-year, with natural gas open interest up 8%, and a remarkable 44% increase in Asian gas open interest, reaching a record 252,000 lots, reflecting strong demand in the region.
- Agricultural and Metals Trading Activity: The average daily volume (ADV) for agriculture and metals increased by 29% year-over-year, with open interest up 43%, notably cocoa ADV surged by 97% and open interest by 73%, indicating strong investor interest in these commodities.
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See More
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- COIL Index Functionality: The COIL Index tracks GPU compute and connectivity costs, while the futures contracts will be U.S. dollar-denominated and cash settled, providing market participants with clearer cost expectations and risk management tools.
- Market Demand Response: With the surge in demand for AI infrastructure, the introduction of these futures contracts is expected to meet the urgent needs of companies for managing GPU compute costs, further solidifying ICE's leadership position in the financial derivatives market.
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See More
