CNB Financial Reports Q1 2026 Earnings with Key Metrics
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3 days ago
0mins
Should l Buy CCNE?
Source: seekingalpha
- Earnings Performance: CNB Financial reported a Q1 2026 non-GAAP EPS of $0.87, indicating stable profitability despite market challenges, which may positively influence investor confidence.
- Loan and Deposit Trends: As of March 31, 2026, total loans stood at $6.4 billion, down $67.3 million from the previous quarter primarily due to prepayments in larger commercial real estate loans, while total deposits reached $7.1 billion, with organic deposit growth of 1.62%, reflecting increased customer trust.
- Net Interest Margin Stability: The net interest margin for Q1 2026 was 3.83%, slightly down from 3.84% in Q4 2025, demonstrating the company's resilience in a changing interest rate environment despite competitive pressures.
- Asset Quality Improvement: Total nonperforming assets were approximately $49.2 million, or 0.58% of total assets, as of March 31, 2026, up from $42.2 million and 0.50% in Q4 2025, indicating ongoing focus on credit quality management.
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Analyst Views on CCNE
Wall Street analysts forecast CCNE stock price to fall
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 30.220
Low
28.00
Averages
28.00
High
28.00
Current: 30.220
Low
28.00
Averages
28.00
High
28.00
About CCNE
CNB Financial Corporation is a financial holding company. The Company conducts business primarily through its principal subsidiary, CNB Bank (the Bank). The Bank is a full-service bank engaging in a full range of banking activities and services, including trust and wealth management services, for individual, business, governmental, and institutional customers. The Bank’s operations include a private banking division, and 78 branches comprised of one loan production office, one drive-up office, one mobile office, and 75 full-service offices in Pennsylvania, Ohio, New York, and Virginia. Its divisions include ERIEBANK, based in Erie, Pennsylvania; FCBank, based in Worthington; BankOnBuffalo, based in Buffalo, New York; Ridge View Bank, based in Roanoke, Virginia; ESSA Bank, based in Stroudsburg, Pennsylvania, and Impressia Bank, a division focused on banking opportunities for women, which operates in CNB Bank's primary market areas.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
CNB Financial Corp Reports $27 Million Net Income in Q1
- Net Income Growth: CNB Financial Corp reported a net income of $27 million in Q1, with earnings per share of $0.88, demonstrating the company's robust performance in the economic landscape and boosting investor confidence.
- Revenue Exceeds Expectations: The bank's total revenue reached $122 million, with net revenue after interest expense at $84.1 million, surpassing market forecasts, indicating improved operational efficiency and strong market demand.
- Enhanced Profitability: The growth in net income and earnings per share compared to the same period last year reflects the company's successful strategies in cost control and revenue diversification, further solidifying its competitive position in the regional market.
- Optimistic Market Outlook: With the ongoing economic recovery, CNB Financial Corp is expected to continue benefiting from increased loan demand and an improving interest rate environment, driving future profitability and market share growth.
See More
CNB Financial Reports Q1 2026 Earnings with Key Metrics
- Earnings Performance: CNB Financial reported a Q1 2026 non-GAAP EPS of $0.87, indicating stable profitability despite market challenges, which may positively influence investor confidence.
- Loan and Deposit Trends: As of March 31, 2026, total loans stood at $6.4 billion, down $67.3 million from the previous quarter primarily due to prepayments in larger commercial real estate loans, while total deposits reached $7.1 billion, with organic deposit growth of 1.62%, reflecting increased customer trust.
- Net Interest Margin Stability: The net interest margin for Q1 2026 was 3.83%, slightly down from 3.84% in Q4 2025, demonstrating the company's resilience in a changing interest rate environment despite competitive pressures.
- Asset Quality Improvement: Total nonperforming assets were approximately $49.2 million, or 0.58% of total assets, as of March 31, 2026, up from $42.2 million and 0.50% in Q4 2025, indicating ongoing focus on credit quality management.
See More
CNB Financial Reports Strong Q4 Earnings Beat
- Earnings Beat: CNB Financial reported a Q4 GAAP EPS of $1.10, exceeding expectations by $0.34, which highlights a significant improvement in profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved revenues of $86.4 million in Q4, representing a 45.5% year-over-year increase and surpassing market expectations by $13.3 million, indicating strong business expansion and market demand.
- Improved Profitability: The combination of robust revenue growth and effective cost management has significantly enhanced CNB Financial's overall profitability, which is expected to positively impact future shareholder returns.
- Positive Market Reaction: The earnings beat is likely to attract more investor attention, further driving up the stock price and strengthening the company's competitive position in the financial market.
See More
CNB Financial Q4 Earnings Exceed Expectations
- Earnings Beat: CNB Financial reported a Q4 GAAP EPS of $1.10, surpassing expectations by $0.34, indicating a significant improvement in profitability.
- Strong Revenue Growth: The company achieved revenues of $86.4 million in Q4, representing a 45.5% year-over-year increase, which not only exceeded expectations by $13.3 million but also highlights robust business momentum.
- Positive Market Reaction: The earnings beat is likely to positively impact CNB Financial's stock price, attracting more investor interest in its future growth potential.
- Solid Financial Health: The strong performance provides a solid foundation for future dividend payments and reinvestments, further enhancing market confidence in CNB Financial's financial stability.
See More
Eagle Bancorp Projects 42.3% Annual Growth Over Next Three Years
- Valuation Potential: Eagle Bancorp is currently trading at $21.42, significantly below its fair value of $31.99, indicating a potential upside of 33%, and despite a net loss of $67.51 million in Q3 2025, its strong fundamentals continue to attract investor interest.
- Revenue Growth Outlook: The company is projected to achieve an annual revenue growth rate of 42.3% over the next three years, significantly outpacing the broader U.S. market's growth rate of 10.5%, which will aid in restoring profitability in a competitive banking landscape.
- Bad Debt Risk: Although facing a high bad loans ratio of 8.8% that could impact future profitability, the robust revenue growth and earnings outlook still provide confidence to investors, indicating the company is actively addressing challenges.
- Market Positioning: As a bank holding company with a market cap of $640.83 million, Eagle Bancorp focuses on commercial and consumer banking services in the U.S., and it is expected to enhance its competitive edge through operational optimization and improved service quality.
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Upcoming Ex-Dividend Dates: Evercore, SL Green Realty, and CNB Financial
Upcoming Ex-Dividend Dates: On 11/28/25, Evercore Inc Class A (EVR), SL Green Realty Corp (SLG), and CNB Financial Corp (CCNE) will trade ex-dividend, with respective dividends of $0.84, $0.2575, and $0.18 scheduled for payment on 12/12/25 and 12/15/25.
Expected Price Adjustments: Following the ex-dividend date, shares of EVR, SLG, and CCNE are expected to open lower by approximately 0.27%, 0.55%, and 0.69%, respectively, based on their recent stock prices.
Dividend Aristocrats Contender: Evercore Inc Class A is nearing eligibility for the "Dividend Aristocrats" index, having achieved over 18 years of consecutive dividend increases.
Current Stock Performance: As of Wednesday trading, shares of Evercore Inc Class A, SL Green Realty Corp, and CNB Financial Corp have seen increases of approximately 1.8%, 4.3%, and 3.1%, respectively.
See More
CNB Financial Corp Reports $27 Million Net Income in Q1
- Net Income Growth: CNB Financial Corp reported a net income of $27 million in Q1, with earnings per share of $0.88, demonstrating the company's robust performance in the economic landscape and boosting investor confidence.
- Revenue Exceeds Expectations: The bank's total revenue reached $122 million, with net revenue after interest expense at $84.1 million, surpassing market forecasts, indicating improved operational efficiency and strong market demand.
- Enhanced Profitability: The growth in net income and earnings per share compared to the same period last year reflects the company's successful strategies in cost control and revenue diversification, further solidifying its competitive position in the regional market.
- Optimistic Market Outlook: With the ongoing economic recovery, CNB Financial Corp is expected to continue benefiting from increased loan demand and an improving interest rate environment, driving future profitability and market share growth.
See More
CNB Financial Reports Q1 2026 Earnings with Key Metrics
- Earnings Performance: CNB Financial reported a Q1 2026 non-GAAP EPS of $0.87, indicating stable profitability despite market challenges, which may positively influence investor confidence.
- Loan and Deposit Trends: As of March 31, 2026, total loans stood at $6.4 billion, down $67.3 million from the previous quarter primarily due to prepayments in larger commercial real estate loans, while total deposits reached $7.1 billion, with organic deposit growth of 1.62%, reflecting increased customer trust.
- Net Interest Margin Stability: The net interest margin for Q1 2026 was 3.83%, slightly down from 3.84% in Q4 2025, demonstrating the company's resilience in a changing interest rate environment despite competitive pressures.
- Asset Quality Improvement: Total nonperforming assets were approximately $49.2 million, or 0.58% of total assets, as of March 31, 2026, up from $42.2 million and 0.50% in Q4 2025, indicating ongoing focus on credit quality management.
See More
CNB Financial Reports Strong Q4 Earnings Beat
- Earnings Beat: CNB Financial reported a Q4 GAAP EPS of $1.10, exceeding expectations by $0.34, which highlights a significant improvement in profitability and boosts investor confidence.
- Significant Revenue Growth: The company achieved revenues of $86.4 million in Q4, representing a 45.5% year-over-year increase and surpassing market expectations by $13.3 million, indicating strong business expansion and market demand.
- Improved Profitability: The combination of robust revenue growth and effective cost management has significantly enhanced CNB Financial's overall profitability, which is expected to positively impact future shareholder returns.
- Positive Market Reaction: The earnings beat is likely to attract more investor attention, further driving up the stock price and strengthening the company's competitive position in the financial market.
See More
CNB Financial Q4 Earnings Exceed Expectations
- Earnings Beat: CNB Financial reported a Q4 GAAP EPS of $1.10, surpassing expectations by $0.34, indicating a significant improvement in profitability.
- Strong Revenue Growth: The company achieved revenues of $86.4 million in Q4, representing a 45.5% year-over-year increase, which not only exceeded expectations by $13.3 million but also highlights robust business momentum.
- Positive Market Reaction: The earnings beat is likely to positively impact CNB Financial's stock price, attracting more investor interest in its future growth potential.
- Solid Financial Health: The strong performance provides a solid foundation for future dividend payments and reinvestments, further enhancing market confidence in CNB Financial's financial stability.
See More
Eagle Bancorp Projects 42.3% Annual Growth Over Next Three Years
- Valuation Potential: Eagle Bancorp is currently trading at $21.42, significantly below its fair value of $31.99, indicating a potential upside of 33%, and despite a net loss of $67.51 million in Q3 2025, its strong fundamentals continue to attract investor interest.
- Revenue Growth Outlook: The company is projected to achieve an annual revenue growth rate of 42.3% over the next three years, significantly outpacing the broader U.S. market's growth rate of 10.5%, which will aid in restoring profitability in a competitive banking landscape.
- Bad Debt Risk: Although facing a high bad loans ratio of 8.8% that could impact future profitability, the robust revenue growth and earnings outlook still provide confidence to investors, indicating the company is actively addressing challenges.
- Market Positioning: As a bank holding company with a market cap of $640.83 million, Eagle Bancorp focuses on commercial and consumer banking services in the U.S., and it is expected to enhance its competitive edge through operational optimization and improved service quality.
See More
Upcoming Ex-Dividend Dates: Evercore, SL Green Realty, and CNB Financial
Upcoming Ex-Dividend Dates: On 11/28/25, Evercore Inc Class A (EVR), SL Green Realty Corp (SLG), and CNB Financial Corp (CCNE) will trade ex-dividend, with respective dividends of $0.84, $0.2575, and $0.18 scheduled for payment on 12/12/25 and 12/15/25.
Expected Price Adjustments: Following the ex-dividend date, shares of EVR, SLG, and CCNE are expected to open lower by approximately 0.27%, 0.55%, and 0.69%, respectively, based on their recent stock prices.
Dividend Aristocrats Contender: Evercore Inc Class A is nearing eligibility for the "Dividend Aristocrats" index, having achieved over 18 years of consecutive dividend increases.
Current Stock Performance: As of Wednesday trading, shares of Evercore Inc Class A, SL Green Realty Corp, and CNB Financial Corp have seen increases of approximately 1.8%, 4.3%, and 3.1%, respectively.
See More
