Bitcoin vs Altcoins: Investment Insights
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jul 01 2026
0mins
Source: NASDAQ.COM
- Altcoin Underperformance: An investor who split $5,000 evenly among Bitcoin, Litecoin, Polkadot, Cardano, and Avalanche in June 2021 would find only Bitcoin yielding positive returns, while the others plummeted between 40% and 94%, highlighting the high risk and low return nature of altcoins.
- Majority of Altcoins Extinct: Research from CoinGecko indicates that of the millions of cryptocurrencies launched since 2021, most have become extinct, with 11.6 million projects failing in 2025 alone, many of which were pump-and-dump scams, underscoring the risks associated with altcoin investments.
- Bitcoin's Clear Advantage: Bitcoin has risen 72% during the same period, and its capped supply along with increasing institutional adoption makes it more appealing for long-term investors, particularly for those employing a dollar-cost averaging strategy, which reduces investment risk.
- Investment Strategy Recommendation: For most investors, the best approach is to disregard altcoins and focus on Bitcoin, unless they already own Bitcoin and have thoroughly researched a specific altcoin, as they may miss out on extreme returns, but this is a byproduct of survivorship bias.
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Analyst Views on LTC
Wall Street analysts forecast LTC stock price to fall
5 Analyst Rating
0 Buy
5 Hold
0 Sell
Hold
Current: 39.230
Low
36.00
Averages
37.20
High
39.00
Current: 39.230
Low
36.00
Averages
37.20
High
39.00
About LTC
LTC Properties Inc. is a real estate investment trust (REIT) focused on seniors housing and health care properties, principally investing through seniors housing operating portfolio (SHOP), as well as triple-net leases, and joint ventures. The Company’s portfolio includes nearly 190 properties throughout the United States. The Company's primary seniors housing and health care property classifications include skilled nursing centers (SNF), independent living communities (ILF), assisted living communities (ALF), memory care communities (MC) and combinations thereof. It also invests in other (OTH) types of properties. The Company's segments include real estate investments and SHOP. Its real estate investments segment consists of owned properties that are leased pursuant to non-cancelable triple-net operating (NNN or Triple-Net) leases, financing receivables, mortgage loans, notes receivable and unconsolidated joint ventures. The Company's SHOP segment is comprised of ILF, ALF and MC.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Acquisition Overview: LTC Properties has completed the acquisition of two SHOP communities located in Colorado and New Mexico for a total purchase price of $73 million, with a cap rate of approximately 7% and an expected unlevered IRR in the low to mid-teens, demonstrating the company's ongoing expansion capabilities in the senior housing market.
- Funding and Management: The acquisition was funded through proceeds from ATM sales, with MorningStar Senior Living continuing to manage the communities, indicating a strong collaborative relationship with existing operators that enhances LTC's competitive position in the market.
- Strategic Growth Objectives: LTC aims to achieve $600 million in acquisitions by year-end and anticipates a 40% annualized SHOP NOI, reflecting the company's confidence in future growth and showcasing its strategic positioning within the senior housing sector.
- Portfolio Expansion: Since launching SHOP in May 2025, LTC has expanded its portfolio to 36 properties, representing 34% of the company's total gross real estate investments, and established partnerships with 11 operators, highlighting its influence and market penetration in the industry.
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- Stable Monthly Dividend: LTC Properties has declared a monthly dividend of $0.19 per share, consistent with previous distributions, demonstrating the company's ongoing ability to maintain stable cash flows, which is likely to attract income-seeking investors.
- Attractive Yield: The forward yield of 5.88% positions LTC competitively in the current market, potentially increasing investor interest in LTC shares and driving stock price appreciation.
- Dividend Payment Schedule: The dividends will be payable on July 31, August 31, and September 30, with record dates of July 23, August 21, and September 22, allowing investors to plan their cash flows in advance.
- Acquisition Strategy: LTC targets $600 million in SHOP acquisitions, with projections indicating that the SHOP mix will account for 45% of investments and 40% of NOI by year-end, further enhancing the company's revenue streams and market position.
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- Dividend Announcement: LTC Properties has declared a monthly cash dividend of $0.19 per common share for Q3 2026, reflecting the company's ongoing profitability and commitment to shareholder returns.
- Payment Schedule: The record dates for the dividends are July 23, August 21, and September 22, 2026, with payment dates set for July 31, August 31, and September 30, ensuring timely returns for shareholders.
- Portfolio Overview: As a real estate investment trust (REIT) focused on seniors housing and healthcare properties, nearly 70% of LTC's assets are senior housing communities, highlighting the company's strategic positioning in this rapidly growing market.
- Market Risk Advisory: The company’s forward-looking statements indicate that while management is optimistic about future expectations, actual results may differ due to various risks and uncertainties, urging investors to assess potential risks carefully.
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- Bitcoin's Strong Performance: Since June 2021, Bitcoin has surged 72%, while other altcoins like Litecoin, Polkadot, and Cardano have plummeted between 40% and 94%, highlighting Bitcoin's robust performance and relative safety in the crypto market.
- Altcoin Survival Crisis: Research from CoinGecko indicates that over 11.6 million crypto projects have failed since 2021, many being pump-and-dump scams, reflecting the high risks and uncertainties associated with new launches, necessitating cautious investor selection.
- Investment Strategy Recommendation: For investors seeking crypto exposure, focusing on Bitcoin rather than diversifying into altcoins is advisable, as the latter often underperform and are difficult to evaluate, making Bitcoin a more promising long-term growth asset.
- Advantages of Dollar-Cost Averaging: Implementing a dollar-cost averaging strategy for Bitcoin can mitigate market volatility risks, leveraging Bitcoin's capped supply and institutional backing to enhance the likelihood of long-term returns, making it suitable for most investors.
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- Altcoin Underperformance: An investor who split $5,000 evenly among Bitcoin, Litecoin, Polkadot, Cardano, and Avalanche in June 2021 would find only Bitcoin yielding positive returns, while the others plummeted between 40% and 94%, highlighting the high risk and low return nature of altcoins.
- Majority of Altcoins Extinct: Research from CoinGecko indicates that of the millions of cryptocurrencies launched since 2021, most have become extinct, with 11.6 million projects failing in 2025 alone, many of which were pump-and-dump scams, underscoring the risks associated with altcoin investments.
- Bitcoin's Clear Advantage: Bitcoin has risen 72% during the same period, and its capped supply along with increasing institutional adoption makes it more appealing for long-term investors, particularly for those employing a dollar-cost averaging strategy, which reduces investment risk.
- Investment Strategy Recommendation: For most investors, the best approach is to disregard altcoins and focus on Bitcoin, unless they already own Bitcoin and have thoroughly researched a specific altcoin, as they may miss out on extreme returns, but this is a byproduct of survivorship bias.
See More
- RLI Corp Dynamics: RLI Corp's stock has plummeted 40% since November 2024, yet both operating and net earnings for 2025 surpassed those of 2024, with insiders starting to buy after the stock bottomed, indicating confidence in the company's future.
- LTC Properties Investment: LTC Properties is shifting towards REIT investment diversification structures, expecting its 'senior housing operating portfolio' to comprise 45% of total asset value, which stabilizes share prices and attracts more investor interest.
- American Assets Trust: Founder Ernest Rady purchased approximately 50,000 shares in the past two weeks, and despite facing vacancy issues, management indicates that the operating environment is improving, which may enhance shareholder returns in the future.
- TXO Partners Investment: TXO Partners founder Bob Simpson bought 600,000 shares for over $8 million in early June, and despite distribution volatility, its 11.3% yield continues to attract investor attention, reflecting confidence in the company's long-term growth.
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