Acima Becomes Exclusive Lease-to-Own Provider for Bob's Discount Furniture
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 03 2025
0mins
Source: Newsfilter
- Exclusive Partnership: Acima has become the exclusive lease-to-own provider for Bob's Discount Furniture, expanding its market reach across over 200 stores in the U.S. and enabling more consumers to access quality home furnishings flexibly.
- No Credit Barriers: By offering lease-to-own solutions, Acima empowers consumers with less-than-perfect credit to easily apply, significantly enhancing access to furniture for low-income families and promoting inclusive consumption.
- Streamlined Shopping Experience: This partnership will optimize Bob's shopping process, allowing customers to conveniently utilize Acima's lease-to-own services, thereby increasing customer satisfaction and enhancing brand loyalty.
- Market Leadership: Acima's lease-to-own network solidifies its position as a leading alternative financing solution for big-ticket purchases, further amplifying the company's influence in the furniture retail market.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy UPBD?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on UPBD
Wall Street analysts forecast UPBD stock price to rise
3 Analyst Rating
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 18.590
Low
28.00
Averages
29.50
High
31.00
Current: 18.590
Low
28.00
Averages
29.50
High
31.00
About UPBD
Upbound Group, Inc. is a technology and data-driven company in financial products that addresses the needs of consumers. Its customer-facing operating units include brands, such as Rent-A-Center, Brigit, and Acima that facilitate consumer transactions across a range of store-based and digital channels, including over 2,300 company branded retail units across the United States, Mexico and Puerto Rico. Its Acima segment offers the lease-to-own transaction to consumers who do not qualify for traditional financing through staffed or unstaffed kiosks located within third-party retailer locations or other virtual options. Its Mexico segment consists of its Company-owned stores in Mexico that lease household durable goods to customers on a lease-to-own basis. Brigit segment operates in the United States, and includes the operations of Bridge IT Inc. It also offers earned wage access and credit building products for consumers who are underserved by traditional financial institutions.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Sirius XM Subscriber Growth: Sirius XM boasts 33 million subscribers, and despite a slight revenue decline in recent years, it has shown signs of stability with back-to-back quarters of marginal growth, while generating over $1 billion in free cash flow, indicating strong profitability and potential to attract more investors.
- Royal Caribbean Growth Potential: With a price-to-earnings ratio of 15.7, Royal Caribbean expects an 11% increase in revenue and earnings this year, alongside a raised quarterly dividend of 1.8%, positioning it favorably among the three major cruise operators and appealing to growth-seeking investors.
- Upbound Diversified Revenue: Upbound anticipates annual revenue between $4.7 billion and $4.95 billion, with earnings per share projected at $4.00 to $4.35, trading at less than five times forward earnings, showcasing its leadership in the rental market and strong growth potential, attracting investors interested in the rental community.
- Dividend Attractiveness: The dividend yields for these three stocks are 3.94%, 1.84%, and 8.32%, with Upbound's 8.3% yield particularly appealing to investors seeking stable cash flow, highlighting their attractiveness in the current market environment.
See More
- MercadoLibre's Market Challenges: Despite a 360 basis point contraction in net income margin to 4.7% due to intensified competition, MercadoLibre's latest quarter saw a 49% year-over-year revenue increase, highlighting its robust growth potential in the Latin American e-commerce and fintech sectors.
- Upbound's Growth Outlook: Upbound's full-year revenue guidance ranges from $4.7 billion to $4.95 billion, with adjusted earnings per share projected between $4.00 and $4.35, and while it faces leverage risks, its sustainable 8.6% yield and low earnings multiple present a viable option for low-income renters.
- Dutch Bros' Ongoing Expansion: Dutch Bros reported a 31% revenue increase in the latest quarter and plans to open at least 185 new locations by 2026, and although profits are primarily reinvested into expansion and acquiring early franchisees, its 19-year streak of positive same-store sales indicates strong market demand.
- Investor Confidence Rebounds: As market interest in these stocks rises, investors are focusing on undervalued stocks with high growth potential, making MercadoLibre, Upbound, and Dutch Bros noteworthy investment targets, reflecting an optimistic outlook for future growth.
See More
- Quarterly Dividend Announcement: Upbound Group declares a quarterly dividend of $0.39 per share, consistent with previous distributions, reflecting the company's stable cash flow and profitability, which enhances investor confidence.
- Dividend Yield: The forward yield stands at 8.38%, indicating that the company can still provide attractive returns in the current market environment, potentially attracting more income-focused investors.
- Shareholder Record Date: The dividend will be payable on July 7, with a record date of June 16 and an ex-dividend date also on June 16, ensuring shareholders receive their payouts promptly, which may strengthen their holding intentions.
- Future Earnings Outlook: Upbound projects earnings per share for 2026 to be between $4 and $4.35, and although Acima targets flat to low single-digit growth in GMV, the company still demonstrates a positive earnings outlook, which could drive stock price appreciation.
See More
- Market Performance: Music and electronics store stocks collectively rose by approximately 4.5%, indicating relative strength in the sector and reflecting ongoing consumer demand for electronic products.
- Best Buy Leads: Best Buy's stock surged by about 17.1%, positioning it as the leader in the sector, which suggests enhanced competitiveness and consumer trust in the brand.
- Upbound Group Growth: Upbound Group's stock increased by approximately 2.3%, showing stability and potential growth opportunities despite a smaller gain compared to its peers.
- Industry Trend Analysis: The upward trend in stock prices may be linked to rising consumer demand for electronic and music-related products, signaling potential for future sales growth.
See More
- Strong Financial Performance: Upbound Group reported Q1 revenue of $1.2 billion, a 3.7% year-over-year increase, with adjusted EBITDA rising nearly 8% to $136 million, demonstrating the company's ability to meet financial targets despite a challenging operating environment, thereby boosting market confidence.
- Acquisition Integration Advantage: With the acquisition of Brigit, Upbound now boasts three complementary brands focused on leveraging data and AI to enhance personalization and underwriting efficiency, which is expected to improve customer retention and expand market share.
- Liquidity and Leverage Management: As of quarter-end, liquidity stood at approximately $465 million, with net debt around $1.4 billion and a leverage ratio of 2.6x, indicating the company's commitment to deleveraging while maintaining solid liquidity, thus enhancing financial stability.
- Cautious Future Outlook: Management anticipates consolidated revenue for 2026 to range between $4.7 billion and $4.95 billion, with adjusted EBITDA targets set at $500 million to $535 million, although Acima's GMV growth outlook has been revised to flat to low single digits, reflecting challenges in the market environment.
See More
- Earnings Announcement: Upbound Group is set to release its Q1 2023 earnings report on April 30 before market open, with a consensus EPS estimate of $1.07, reflecting a 7.0% year-over-year growth, indicating the company's ongoing profitability.
- Revenue Expectations: The revenue estimate for Q1 stands at $1.23 billion, representing a 4.2% year-over-year increase; however, the revenue forecast has faced six downward revisions in the past three months, suggesting potential challenges in achieving growth targets.
- Historical Performance: Over the last two years, Upbound Group has consistently beaten both EPS and revenue estimates 100% of the time, which bolsters investor confidence in the company's future financial performance and stability.
- Estimate Revision Dynamics: While EPS estimates have seen four upward revisions and two downward adjustments in the last three months, the lack of upward revisions in revenue estimates indicates a cautious market outlook regarding the company's revenue growth potential, which may influence investor decisions.
See More









