Nexo's Loan Book Reaches $2.03B with 69.2% YoY Growth as Investors Favor Borrowing
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 08 2026- Loan Book Growth: Nexo's total loan book reached $2.03 billion in Q3 2025, marking a 69.2% year-over-year increase, indicating a behavioral shift among crypto investors as borrowing replaces selling as the primary strategy.
- Changing Borrowing Trends: Data shows that investors are increasingly using assets like Bitcoin and Ethereum as collateral for loans instead of liquidating positions, allowing them to access liquidity while maintaining long-term investments, reflecting market participants' confidence in future price appreciation.
- Enhanced Market Confidence: The growth in Nexo's loan book closely aligns with Bitcoin's upward price trend, suggesting increased confidence among holders, as the rise in borrowing activity indicates a willingness to leverage crypto assets rather than de-risk, signaling optimism in the market.
- Market Dynamics Signal: The steady rise in loan book value indicates a reduced urgency to sell spot holdings and an increased use of crypto as productive collateral, suggesting that if this trend continues, it may support the crypto market structure rather than signal an exit strategy.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
