Loading...
Yiren Digital Ltd (YRD) is not a strong buy for a beginner, long-term investor at this time. While the company has shown revenue growth, its net income and EPS have declined. Technical indicators suggest a bearish trend, and there are no significant positive catalysts or trading signals to justify immediate investment. The options data indicates low put-call ratios, but this alone does not outweigh the negative financial and technical trends.
The stock is in a bearish trend with MACD below zero and negatively expanding, RSI in the neutral zone, and moving averages showing a bearish alignment (SMA_200 > SMA_20 > SMA_5). Key support levels are at 3.638 and 3.508, with resistance at 3.848 and 4.058.

Revenue increased by 10.66% YoY in Q3 2025, indicating some growth potential.
Net income and EPS have declined by -10.64% and -10.40% YoY, respectively. MACD and moving averages indicate a bearish trend. No recent news or significant trading trends from hedge funds or insiders. No recent congress trading data.
In Q3 2025, revenue increased to 1,408,844,000 (up 10.66% YoY), but net income dropped to 317,637,000 (down -10.64% YoY), and EPS fell to 1.81 (down -10.40% YoY).
No recent analyst ratings or price target changes available.
