XP Inc is a good buy for a beginner investor with a long-term investment strategy and $50,000-$100,000 available. The stock shows strong financial growth, bullish technical indicators, positive analyst sentiment, and favorable options data, making it a solid long-term investment despite the lack of recent news or political trading data.
The stock shows bullish moving averages (SMA_5 > SMA_20 > SMA_200), a positive MACD histogram (0.0279), and a neutral RSI (35.343). The pre-market price of $19.24 is near the support level (S1: 19.604), suggesting limited downside risk. The overall trend is bullish.

Analysts have raised price targets recently, with UBS setting a target of $28 and maintaining a Buy rating.
The company's financials for Q4 2025 show solid growth: revenue increased by 11.22%, net income by 9.79%, and EPS by 11.93%.
Hedge funds are selling the stock, with a 288.80% increase in selling over the last quarter.
No recent news or congress trading data to act as a short-term catalyst.
In Q4 2025, XP Inc demonstrated strong financial performance with revenue growth of 11.22% YoY, net income growth of 9.79% YoY, and EPS growth of 11.93% YoY. These metrics indicate a healthy and growing business.
Analysts are optimistic about XP Inc. UBS raised the price target to $28 and maintained a Buy rating. BofA raised the target to $26 with a Neutral rating, citing significant revenue growth potential for 2026.