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United Bankshares Inc (UBSI) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company's strong financial performance in Q4 2025, bullish technical indicators, positive analyst sentiment, and robust options data all support this conclusion. Despite the lack of recent news or congress trading data, the stock's overall outlook aligns well with the user's investment profile.
The technical indicators for UBSI are bullish. The MACD histogram is above 0 and positively contracting, indicating upward momentum. The RSI is neutral at 51.266, showing no overbought or oversold conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), and the stock is trading close to its pivot level of 44.001, with support at 42.444 and resistance at 45.558.

Strong Q4 2025 financial performance: Revenue up 23.36% YoY, Net Income up 36.46% YoY, and EPS up 30.00% YoY.
Positive analyst sentiment: Multiple analysts raised price targets, with Piper Sandler noting better-than-expected Q4 results and robust production levels.
Bullish technical indicators and high probability of short-term gains (70% chance to increase by 7.98% in the next day and 12.54% in the next week).
Lack of recent news or event-driven catalysts.
No significant insider or hedge fund trading trends.
Congress trading data is unavailable.
In Q4 2025, UBSI demonstrated strong financial growth with revenue increasing by 23.36% YoY to $302.8 million, net income rising by 36.46% YoY to $128.8 million, and EPS growing by 30.00% YoY to 0.91. These metrics indicate robust operational performance and profitability.
Analysts have a mixed but generally positive outlook. Keefe Bruyette raised the price target to $43 with a Market Perform rating. Piper Sandler increased the target to $47 with an Overweight rating, citing better-than-expected Q4 results. Stephens raised the target to $44 with an Equal Weight rating, highlighting strong EPS and a premium valuation.