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Palomar Holdings Inc (PLMR) is a good buy for a beginner investor with a long-term strategy and $50,000-$100,000 available for investment. The company has demonstrated strong financial performance with significant revenue and net income growth, positive analyst sentiment, and a favorable options sentiment. Despite insider selling and neutral hedge fund activity, the overall outlook supports a buy decision.
The stock is currently trading in a neutral zone with RSI at 49.398 and MACD histogram at 0.582, indicating a lack of strong momentum but a slightly positive bias. The pre-market price of $126.44 is near the pivot level of $125.75, suggesting a stable entry point. Resistance levels at $132.191 and $136.169 provide potential upside targets.

Strong Q4 financial performance with 62.7% YoY revenue growth and 60.63% YoY net income growth.
Analyst upgrades with price targets raised to $155 and $171, reflecting confidence in the stock's future performance.
Positive sentiment in the options market with a low put-call ratio.
Insider selling has increased by 421.07% over the last month, which may indicate caution among company executives.
Neutral hedge fund activity suggests a lack of strong institutional support.
In Q4 2025, Palomar Holdings reported revenue of $253.36 million, up 62.26% YoY, and net income of $56.165 million, up 60.63% YoY. EPS increased to $2.06, up 60.94% YoY, reflecting strong profitability and growth.
Analysts are bullish on the stock, with JPMorgan raising the price target to $155 and Keefe Bruyette raising it to $171. Both firms maintain positive ratings, citing strong fundamentals and growth potential in the property and casualty insurance sector.