NTB PE Ratio & Valuation, Is NTB Overvalued

Historical Valuation

Bank of NT Butterfield & Son Ltd (NTB) is now in the Fair zone, suggesting that its current forward PE ratio of 9.16 is considered Fairly compared with the five-year average of 8.28. The fair price of Bank of NT Butterfield & Son Ltd (NTB) is between 41.35 to 56.80 according to relative valuation method.

Relative Value

Fair Zone

41.35-56.80

Current Price：50.23

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Bank of NT Butterfield & Son Ltd (NTB) has a current Price-to-Book (P/B) ratio of 1.82. Compared to its 3-year average P/B ratio of 1.57, the current P/B ratio is approximately 16.22% higher. Relative to its 5-year average P/B ratio of 1.73, the current P/B ratio is about 5.47% higher. Bank of NT Butterfield & Son Ltd (NTB) has a Forward Free Cash Flow (FCF) yield of approximately 11.12%. Compared to its 3-year average FCF yield of 15.79%, the current FCF yield is approximately -29.59% lower. Relative to its 5-year average FCF yield of 14.42%, the current FCF yield is about -22.88% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for NTB competitors is 3.10, providing a benchmark for relative valuation. Bank of NT Butterfield & Son Ltd Corp (NTB.N) exhibits a P/S ratio of 3.39, which is 9.42% above the industry average. Given its robust revenue growth of 4.73%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of NTB increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of NTB in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is NTB currently overvalued or undervalued?

What is Bank of NT Butterfield & Son Ltd (NTB) fair value?

NTB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Bank of NT Butterfield & Son Ltd (NTB) is between 41.35 to 56.80 according to relative valuation method.

How does NTB's valuation metrics compare to the industry average?

The average P/S ratio for NTB's competitors is 3.10, providing a benchmark for relative valuation. Bank of NT Butterfield & Son Ltd Corp (NTB) exhibits a P/S ratio of 3.39, which is 9.42% above the industry average. Given its robust revenue growth of 4.73%, this premium appears unsustainable.

What is the current P/B ratio for Bank of NT Butterfield & Son Ltd (NTB) as of Mar 12 2026?

As of Mar 12 2026, Bank of NT Butterfield & Son Ltd (NTB) has a P/B ratio of 1.82. This indicates that the market values NTB at 1.82 times its book value.

What is the current FCF Yield for Bank of NT Butterfield & Son Ltd (NTB) as of Mar 12 2026?

As of Mar 12 2026, Bank of NT Butterfield & Son Ltd (NTB) has a FCF Yield of 11.12%. This means that for every dollar of Bank of NT Butterfield & Son Ltd's market capitalization, the company generates 11.12 cents in free cash flow.

What is the current Forward P/E ratio for Bank of NT Butterfield & Son Ltd (NTB) as of Mar 12 2026?

As of Mar 12 2026, Bank of NT Butterfield & Son Ltd (NTB) has a Forward P/E ratio of 9.16. This means the market is willing to pay $9.16 for every dollar of Bank of NT Butterfield & Son Ltd's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Bank of NT Butterfield & Son Ltd (NTB) as of Mar 12 2026?

As of Mar 12 2026, Bank of NT Butterfield & Son Ltd (NTB) has a Forward P/S ratio of 3.39. This means the market is valuing NTB at $3.39 for every dollar of expected revenue over the next 12 months.

NTB Valuation