NAVI PE Ratio & Valuation, Is NAVI Overvalued

Historical Valuation

Navient Corp (NAVI) is now in the Overvalued zone, suggesting that its current forward PE ratio of 11.81 is considered Overvalued compared with the five-year average of 8.01. The fair price of Navient Corp (NAVI) is between 4.28 to 7.43 according to relative valuation method. Compared to the current price of 8.03 USD , Navient Corp By Overvalued By 8.15%.

Relative Value

Fair Zone

4.28-7.43

Current Price：8.03

8.15%

Overvalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Navient Corp (NAVI) has a current Price-to-Book (P/B) ratio of 0.51. Compared to its 3-year average P/B ratio of 0.62, the current P/B ratio is approximately -16.95% higher. Relative to its 5-year average P/B ratio of 0.77, the current P/B ratio is about -33.65% higher. Navient Corp (NAVI) has a Forward Free Cash Flow (FCF) yield of approximately 22.07%. Compared to its 3-year average FCF yield of 31.28%, the current FCF yield is approximately -29.45% lower. Relative to its 5-year average FCF yield of 26.39%, the current FCF yield is about -16.37% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for NAVI competitors is 1.30, providing a benchmark for relative valuation. Navient Corp Corp (NAVI.O) exhibits a P/S ratio of 2.09, which is 60.99% above the industry average. Given its robust revenue growth of -21.36%, this premium appears unsustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of NAVI increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of NAVI in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is NAVI currently overvalued or undervalued?

What is Navient Corp (NAVI) fair value?

NAVI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Navient Corp (NAVI) is between 4.28 to 7.43 according to relative valuation method.

How does NAVI's valuation metrics compare to the industry average?

The average P/S ratio for NAVI's competitors is 1.30, providing a benchmark for relative valuation. Navient Corp Corp (NAVI) exhibits a P/S ratio of 2.09, which is 60.99% above the industry average. Given its robust revenue growth of -21.36%, this premium appears unsustainable.

What is the current P/B ratio for Navient Corp (NAVI) as of Mar 11 2026?

As of Mar 11 2026, Navient Corp (NAVI) has a P/B ratio of 0.51. This indicates that the market values NAVI at 0.51 times its book value.

What is the current FCF Yield for Navient Corp (NAVI) as of Mar 11 2026?

As of Mar 11 2026, Navient Corp (NAVI) has a FCF Yield of 22.07%. This means that for every dollar of Navient Corp's market capitalization, the company generates 22.07 cents in free cash flow.

What is the current Forward P/E ratio for Navient Corp (NAVI) as of Mar 11 2026?

As of Mar 11 2026, Navient Corp (NAVI) has a Forward P/E ratio of 11.81. This means the market is willing to pay $11.81 for every dollar of Navient Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Navient Corp (NAVI) as of Mar 11 2026?

As of Mar 11 2026, Navient Corp (NAVI) has a Forward P/S ratio of 2.09. This means the market is valuing NAVI at $2.09 for every dollar of expected revenue over the next 12 months.

NAVI Valuation