JCAP PE Ratio & Valuation, Is JCAP Overvalued

Historical Valuation

Jefferson Capital Inc (JCAP) is now in the Undervalued zone, suggesting that its current forward PE ratio of 7.99 is considered Undervalued compared with the five-year average of 6.70. The fair price of Jefferson Capital Inc (JCAP) is between 24.63 to 32.62 according to relative valuation method. Compared to the current price of 21.10 USD , Jefferson Capital Inc By Undervalued By 14.33%.

Relative Value

Fair Zone

24.63-32.62

Current Price：21.10

14.33%

Undervalued

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

Unlock 5-Year Valuation Change

Is Jefferson Capital Inc (JCAP) at a historical peak or a rare bargain? Access the full 5-year trend to find out.

Unlock Now

Jefferson Capital Inc (JCAP) has a current Price-to-Book (P/B) ratio of 2.95. Compared to its 3-year average P/B ratio of 2.38, the current P/B ratio is approximately 23.85% higher. Relative to its 5-year average P/B ratio of 2.38, the current P/B ratio is about 23.85% higher. Jefferson Capital Inc (JCAP) has a Forward Free Cash Flow (FCF) yield of approximately 20.53%. Compared to its 3-year average FCF yield of 20.66%, the current FCF yield is approximately -0.61% lower. Relative to its 5-year average FCF yield of 20.66%, the current FCF yield is about -0.61% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for JCAP competitors is 9.74, providing a benchmark for relative valuation. Jefferson Capital Inc Corp (JCAP.O) exhibits a P/S ratio of 1.95, which is -79.95% above the industry average. Given its robust revenue growth of 33.45%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of JCAP increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of JCAP in the past 1 year(s) is driven by Unknown.

People Also Watch

Frequently Asked Questions

Is JCAP currently overvalued or undervalued?

What is Jefferson Capital Inc (JCAP) fair value?

JCAP's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Jefferson Capital Inc (JCAP) is between 24.63 to 32.62 according to relative valuation method.

How does JCAP's valuation metrics compare to the industry average?

The average P/S ratio for JCAP's competitors is 9.74, providing a benchmark for relative valuation. Jefferson Capital Inc Corp (JCAP) exhibits a P/S ratio of 1.95, which is -79.95% above the industry average. Given its robust revenue growth of 33.45%, this premium appears sustainable.

What is the current P/B ratio for Jefferson Capital Inc (JCAP) as of Mar 05 2026?

As of Mar 05 2026, Jefferson Capital Inc (JCAP) has a P/B ratio of 2.95. This indicates that the market values JCAP at 2.95 times its book value.

What is the current FCF Yield for Jefferson Capital Inc (JCAP) as of Mar 05 2026?

As of Mar 05 2026, Jefferson Capital Inc (JCAP) has a FCF Yield of 20.53%. This means that for every dollar of Jefferson Capital Inc's market capitalization, the company generates 20.53 cents in free cash flow.

What is the current Forward P/E ratio for Jefferson Capital Inc (JCAP) as of Mar 05 2026?

As of Mar 05 2026, Jefferson Capital Inc (JCAP) has a Forward P/E ratio of 7.99. This means the market is willing to pay $7.99 for every dollar of Jefferson Capital Inc's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Jefferson Capital Inc (JCAP) as of Mar 05 2026?

As of Mar 05 2026, Jefferson Capital Inc (JCAP) has a Forward P/S ratio of 1.95. This means the market is valuing JCAP at $1.95 for every dollar of expected revenue over the next 12 months.

JCAP Valuation