Citizens analyst David Scharf raised the firm's price target on Encore Capital to $108 from $90 and keeps an Outperform rating on the shares. The company started 2026 with a strong beat-and-raise quarter featuring upside across revenue, EPS, and key operating metrics, as ongoing investments in collections and operational efficiency continue to drive higher portfolio yields, record collections and capital deployment, lower leverage, and improved earnings guidance, the analyst tells investors in a research note.