Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
  1. Home
  2. Stock
  3. ECPG
ECPG logo

ECPG Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
68.420
Open
67.450
VWAP
67.29
Vol
219.40K
Mkt Cap
1.44B
Low
66.240
Amount
14.76M
EV/EBITDA(TTM)
8.08
Total Shares
21.41M
EV
5.30B
EV/OCF(TTM)
34.57
P/S(TTM)
1.12
Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. It also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.
Show More

Events Timeline

(ET)
2026-02-25
17:00:00
Encore Expects 10% EPS Growth to $12.00 in 2026
select
2026-02-25
16:50:00
Encore Reports Q4 Revenue of $473.55M, Beating Expectations
select
2025-11-05 (ET)
2025-11-05
16:10:09
Encore Capital announces Q3 earnings per share of $3.17, up from $1.26 a year ago.
select

News

seekingalpha
9.5
02-26seekingalpha
Encore Capital Reports Record Performance in Q4 2025 Earnings Call
  • Significant Performance Growth: Encore Capital achieved record portfolio purchases of $1.4 billion in 2025, a 4% increase year-over-year, while collections surged by 20% to $2.6 billion, demonstrating the company's robust performance and growth potential in the U.S. market.
  • Enhanced Strategic Execution: CEO emphasized a three-pillar strategy focusing on the largest markets, developing competitive advantages, and maintaining a strong balance sheet, with 2026 global portfolio purchases expected to range between $1.4 billion and $1.5 billion, further solidifying market position.
  • Improved Cash Efficiency: The cash efficiency margin improved to 57.8% in 2025, with operating expenses decreasing by 1%, indicating effective cost control and resource allocation, which is expected to support future profitability.
  • Accelerated Shareholder Returns: The company accelerated its share repurchase program in Q4 2025, repurchasing 9% of shares for $90 million, reflecting management's confidence in future performance and a strategic shift in capital allocation priorities to enhance shareholder value.
seekingalpha
9.5
02-25seekingalpha
Encore Capital Q4 Earnings Exceed Expectations
  • Strong Earnings Performance: Encore Capital reported a Q4 GAAP EPS of $3.37, beating expectations by $1.14, which highlights a significant improvement in profitability and boosts investor confidence.
  • Substantial Revenue Growth: The company achieved revenue of $473.55 million in Q4, representing a 78.3% year-over-year increase, exceeding expectations by $51.36 million, reflecting robust business expansion and market demand, thereby solidifying its market position.
  • Positive Stock Reaction: Following the earnings report, Encore Capital's shares rose 4.77% in after-hours trading, indicating investor optimism regarding the company's future growth prospects, which may attract more investor interest.
  • Improved Market Ratings: With the enhancement in financial performance, Encore Capital's quantitative rating on Seeking Alpha may also see an upgrade, further increasing the company's recognition and investment appeal in the capital markets.
Globenewswire
9.5
01-15Globenewswire
Encore Capital Group (ECPG) Announces Q4 2025 Earnings Release Date
  • Earnings Release Schedule: Encore Capital Group is set to release its Q4 2025 financial results on February 25, 2026, after market close, demonstrating the company's commitment to financial transparency.
  • Conference Call Details: On the same day at 2:00 PM Pacific Time, Encore will host a conference call featuring its executive team discussing the financial results, enhancing investor communication and trust.
  • Live Webcast Access: The public can access the earnings release webcast via Encore's Investor Relations page, reflecting the company's emphasis on information sharing.
  • Replay Availability: For those unable to attend the live broadcast, a replay will be available shortly after the call concludes, ensuring all stakeholders can access key information.
NASDAQ.COM
3.0
2025-12-15NASDAQ.COM
Top Value Stocks to Consider Purchasing by December 15
  • Stock Recommendation: Encore Capital Group, Inc. (ECPG) is highlighted as a strong buy with a Zacks Rank #1, showing an 18.5% increase in earnings estimates over the past 60 days.

  • Valuation Metrics: The company has a low price-to-earnings ratio of 5.45, significantly lower than the S&P 500's 25.06, and holds a Value Score of A.

  • Investment Opportunities: A list of top-ranked stocks is provided, with potential for significant gains, including companies described as disruptive and poised for growth.

  • Performance History: Previous stock recommendations have seen substantial returns, with some soaring by +171%, +209%, and +232%, indicating a strong track record for investors.

NASDAQ.COM
3.0
2025-11-27NASDAQ.COM
Encore Capital Group (ECPG) Remains a Value Stock Despite Rapid Growth
  • Momentum Investing Strategy: Momentum investors focus on "buying high and selling higher," avoiding traditional strategies like buying low and waiting for recovery, which can be risky if stocks lose momentum.

  • Encore Capital Group (ECPG): ECPG is highlighted as a strong candidate for momentum investing, showing a 21.6% price change over four weeks and a 22.9% increase over 12 weeks, with a favorable Momentum Score of B.

  • Valuation and Earnings Estimates: ECPG is trading at a reasonable Price-to-Sales ratio of 0.73, indicating it is attractively priced, and has a Zacks Rank #1 (Strong Buy) due to positive earnings estimate revisions.

  • Investment Tools and Opportunities: Investors are encouraged to explore various Zacks Premium Screens for stock selection and consider the potential of AI and quantum computing in shaping future investment opportunities.

NASDAQ.COM
6.5
2025-11-11NASDAQ.COM
Analysts Predict HAPS Will Hit $37
  • ETF Analysis: The Harbor Human Capital Factor US Small Cap ETF (HAPS) has an implied analyst target price of $37.46, indicating a potential upside of 20.68% from its current trading price of $31.04.

  • Notable Holdings: Key underlying holdings of HAPS, such as Schrodinger Inc (SDGR), Stratasys, Ltd. (SSYS), and Encore Capital Group Inc (ECPG), show significant upside potential based on analyst target prices, with SDGR at 43.14% higher, SSYS at 38.89%, and ECPG at 21.47%.

  • Analyst Target Justification: The article raises questions about whether analysts' target prices are justified or overly optimistic, suggesting that high targets could lead to future downgrades if they do not align with recent developments.

  • Investor Research: Investors are encouraged to conduct further research to assess the validity of analyst targets and their alignment with current market conditions and company performance.

Wall Street analysts forecast ECPG stock price to rise
2 Analyst Rating
Wall Street analysts forecast ECPG stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
70.00
Averages
72.50
High
75.00
Current: 0.000
sliders
Low
70.00
Averages
72.50
High
75.00
Northland
Mike Grondahl
Outperform
maintain
$70 -> $78
AI Analysis
2026-02-26
Reason
Northland
Mike Grondahl
Price Target
$70 -> $78
AI Analysis
2026-02-26
maintain
Outperform
Reason
Northland analyst Mike Grondahl raised the firm's price target on Encore Capital to $78 from $70 and keeps an Outperform rating on the shares following what the firm calls "another solid quarter."
Truist
NULL -> Buy
maintain
$59 -> $80
2026-02-26
Reason
Truist
Price Target
$59 -> $80
2026-02-26
maintain
NULL -> Buy
Reason
Truist raised the firm's price target on Encore Capital to $80 from $59 and keeps a Buy rating on the shares after its Q4 earnings beat. The firm is also raising its 2026 EPS forecast to $11.70 from $7.40 based mainly on the addition of $134 million in changes in recoveries, which is roughly in keeping with management's guidance, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for ECPG
Unlock Now

Valuation Metrics

The current forward P/E ratio for Encore Capital Group Inc (ECPG.O) is 5.94, compared to its 5-year average forward P/E of 7.01. For a more detailed relative valuation and DCF analysis to assess Encore Capital Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.01
Current PE
5.94
Overvalued PE
8.96
Undervalued PE
5.07

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
8.79
Current EV/EBITDA
8.37
Overvalued EV/EBITDA
9.54
Undervalued EV/EBITDA
8.05

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
0.83
Current PS
0.72
Overvalued PS
1.01
Undervalued PS
0.65

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

find me stock that have found their bottom
Intellectia · 25 candidates
Weekly Average Turnover: >= 1,000,000Rsi 14: <= 70Moving Average Relationship: PriceCrossAboveMA20Support Resistance Relationship: PriceAroundSupport
Ticker
Name
Market Cap$
top bottom
SCHW logo
SCHW
Charles Schwab Corp
180.87B
UBS logo
UBS
UBS Group AG
148.23B
BCS logo
BCS
Barclays PLC
89.27B
ING logo
ING
ING Groep NV
83.26B
NSC logo
NSC
Norfolk Southern Corp
64.87B
MFC logo
MFC
Manulife Financial Corp
62.58B

Whales Holding ECPG

S
Stephens Investment Management Group, LLC
Holding
ECPG
+7.72%
3M Return
H
Heartland Advisors, Inc.
Holding
ECPG
+7.57%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Encore Capital Group Inc (ECPG) stock price today?

The current price of ECPG is 67.22 USD — it has decreased -0.88

What is Encore Capital Group Inc (ECPG)'s business?

Encore Capital Group, Inc. is an international specialty finance company. The Company provides debt recovery solutions and other related services for consumers across a range of financial assets. Through its subsidiaries, the Company purchases portfolios of consumer receivables from banks, credit unions, and utility providers. It primarily purchases portfolios of defaulted consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. It also provides debt servicing and other portfolio management services to credit originators for non-performing loans in Europe. The Company’s debt servicing operations include early-stage collections, business process outsourcing and contingent collections for credit originators. The Company mainly provides debt servicing for consumer accounts but also provides services for business-to-business accounts.

What is the price predicton of ECPG Stock?

Wall Street analysts forecast ECPG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for ECPG is72.50 USD with a low forecast of 70.00 USD and a high forecast of 75.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Encore Capital Group Inc (ECPG)'s revenue for the last quarter?

Encore Capital Group Inc revenue for the last quarter amounts to 378.33M USD, increased 100.88

What is Encore Capital Group Inc (ECPG)'s earnings per share (EPS) for the last quarter?

Encore Capital Group Inc. EPS for the last quarter amounts to 3.37 USD, decreased -135.77

How many employees does Encore Capital Group Inc (ECPG). have?

Encore Capital Group Inc (ECPG) has 7350 emplpoyees as of March 12 2026.

What is Encore Capital Group Inc (ECPG) market cap?

Today ECPG has the market capitalization of 1.44B USD.