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XZO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
15.740
Open
15.530
VWAP
15.05
Vol
900.30K
Mkt Cap
1.34B
Low
14.700
Amount
13.55M
EV/EBITDA(TTM)
--
Total Shares
90.91M
EV
1.03B
EV/OCF(TTM)
--
P/S(TTM)
--
Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty (P&C), insurance ecosystem. Its insurance-as-a-service platform, which it refers to as the Exzeo Platform, includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, it provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents, including quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. The Exzeo Platform has three core components: advanced underwriting solutions, data analytics solutions, and insurance management solutions.
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Events Timeline

(ET)
2026-02-25
17:00:00
Company Reports Q4 Revenue of $53.3M
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2025-12-10 (ET)
2025-12-10
19:20:00
FOMC Cuts Rates for the Third Time to 3.50%-3.75%
select
2025-12-10
16:20:00
Exzeo Reports Q3 Revenue of $55.2M, Below Consensus
select
2025-12-01 (ET)
2025-12-01
07:22:00
William Blair Initiates Outperform Rating on Exzeo with No Price Target
select
2025-12-01
07:18:00
Truist Initiates Buy Rating on Exzeo with $25 Price Target
select
2025-12-01
05:30:00
Exzeo Initiated with Outperform Rating and $27 Price Target by Citizens JMP
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2025-11-05 (ET)
2025-11-05
10:30:15
Exzeo Debuts at $21, IPO Set at $21 per Share
select
2025-11-05
10:23:17
Exzeo Set to Launch with Opening Price Between $22 and $24, IPO Valued at $21
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News

seekingalpha
9.5
02-26seekingalpha
Exzeo Group Reports Strong Q4 2025 Earnings with Significant Growth
  • Significant Revenue Growth: Exzeo Group reported fourth-quarter revenue of $53 million, totaling $217 million for the year, indicating strong market performance that is expected to enhance shareholder returns and increase market share.
  • Improved Profitability: The company achieved pretax income of approximately $29 million in Q4 with diluted earnings per share of $0.25, and over $110 million in pretax income for the full year, reflecting successful operational leverage that strengthens future profitability sustainability.
  • Substantial Increase in Managed Premium: Managed premium reached approximately $1.39 billion by the end of Q4, a significant rise from $580 million last year, with expectations to exceed $1.4 billion by Q1 2026, demonstrating successful expansion in client base and product diversification.
  • Strong Cash Flow: Exzeo generated free cash flow of about $97 million, with cash and cash equivalents totaling $305 million and no debt, while stockholders' equity increased to $254 million, indicating a healthy financial position that provides ample funding for future investments.
seekingalpha
9.5
02-25seekingalpha
Exzeo Group Reports Q4 Earnings Beat Expectations
  • Strong Earnings Performance: Exzeo Group's Q4 GAAP EPS of $0.25 exceeded expectations by $0.08, demonstrating robust profitability that enhances investor confidence in the company's financial health.
  • Significant Revenue Growth: The company reported Q4 revenue of $53.32 million, surpassing market expectations by $7.67 million, indicating a solid business growth trajectory that may attract increased investor interest.
  • Positive Market Reaction: The earnings beat is likely to drive Exzeo Group's stock price upward, further enhancing the company's image and appeal in the capital markets.
  • Optimistic Future Outlook: With the company consistently showcasing strong financial performance, it is expected to lay a solid foundation for future growth, attracting more strategic investments and partnership opportunities.
Newsfilter
2.0
02-04Newsfilter
Exzeo Group to Hold Earnings Call on February 25, 2026
  • Earnings Call Schedule: Exzeo Group will hold an earnings call on February 25, 2026, at 5:45 PM ET to discuss its fourth-quarter and full-year results for the year ending December 31, 2025, reflecting the company's commitment to transparency and investor communication.
  • Participation Details: Interested parties can join the call by dialing 800-715-9871 (toll-free in the U.S.) or +1-646-307-1963 internationally, with Conference ID 2747849, ensuring easy access for investors to the latest company updates.
  • Replay Availability: A replay of the call will be accessible after 8:00 PM ET on the same day on the company's Investor Relations website, enhancing information accessibility for investors who could not attend the live session.
  • Company Overview: Exzeo Group focuses on providing technology solutions for property and casualty insurance carriers, with its
NASDAQ.COM
9.5
2025-12-10NASDAQ.COM
Exzeo Group, Inc. Reports Increase in Q3 Profits
  • Earnings Growth: Exzeo Group, Inc. reported a profit of $21.151 million for Q3, significantly up from $5.257 million in the same period last year.

  • Earnings Per Share: The earnings per share (EPS) increased to $0.25, compared to $0.06 in the previous year.

  • Revenue Increase: The company's revenue surged by 89.5% to $55.166 million, up from $29.110 million last year.

  • Financial Summary: Key financial metrics show substantial growth in both earnings and revenue year-over-year.

Benzinga
4.0
2025-12-01Benzinga
William Blair Begins Coverage of Exzeo Group with an Outperform Rating
  • Real-time Intelligence: Benzinga Pro offers fast and accurate stock market intelligence to help traders succeed in the markets.

  • Exclusive Stories: The platform provides exclusive stories generated by Benzinga reporters, enhancing the trading experience for its users.

  • Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, indicating a robust network for sharing insights and strategies.

  • Trade Alerts: Users can receive the fastest news alerts to ensure they never miss a trading opportunity.

Benzinga
4.0
2025-12-01Benzinga
Truist Securities Begins Coverage of Exzeo Group with a Buy Rating and Sets Price Target at $25
  • Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders to stay updated on market movements.

  • Exclusive Content: The platform provides exclusive stories and insights generated by Benzinga reporters for its users.

Wall Street analysts forecast XZO stock price to rise
3 Analyst Rating
Wall Street analysts forecast XZO stock price to rise
3 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
25.00
Averages
26.00
High
27.00
Current: 0.000
sliders
Low
25.00
Averages
26.00
High
27.00
Spin-Off Research
Hold -> Buy
upgrade
$21
AI Analysis
2025-12-11
Reason
Spin-Off Research
Price Target
$21
AI Analysis
2025-12-11
upgrade
Hold -> Buy
Reason
Spin-Off Research upgraded Exzeo to Buy from Hold with a $21 price target.

Valuation Metrics

The current forward P/E ratio for Exzeo Group Inc (XZO.N) is 25.29, compared to its 5-year average forward P/E of 20.72. For a more detailed relative valuation and DCF analysis to assess Exzeo Group Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
20.72
Current PE
25.29
Overvalued PE
25.02
Undervalued PE
16.42

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
14.44
Current EV/EBITDA
17.66
Overvalued EV/EBITDA
17.46
Undervalued EV/EBITDA
11.41

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
8.16
Current PS
9.34
Overvalued PS
10.44
Undervalued PS
5.89

Financials

AI Analysis
Annual
Quarterly

Whales Holding XZO

H
HCI Group, Inc.
Holding
XZO
-33.23%
3M Return

Trading Trends

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Frequently Asked Questions

What is Exzeo Group Inc (XZO) stock price today?

The current price of XZO is 14.71 USD — it has decreased -5.22

What is Exzeo Group Inc (XZO)'s business?

Exzeo Group, Inc. provides turnkey insurance technology and operations solutions to insurance carriers and their agents based on a platform of purpose-built software and data analytics applications that are specifically designed for the property and casualty (P&C), insurance ecosystem. Its insurance-as-a-service platform, which it refers to as the Exzeo Platform, includes nine configurable software and data analytics applications that are purpose-built to serve insurance companies and other customers in the insurance value chain. Through the Exzeo Platform, it provides technology-based solutions and services for all operational and administrative activities and functions needed by P&C insurance carriers and their agents, including quoting and underwriting, policy management, claims processing management, data reporting, and financial reporting. The Exzeo Platform has three core components: advanced underwriting solutions, data analytics solutions, and insurance management solutions.

What is the price predicton of XZO Stock?

Wall Street analysts forecast XZO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for XZO is26.00 USD with a low forecast of 25.00 USD and a high forecast of 27.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Exzeo Group Inc (XZO)'s revenue for the last quarter?

Exzeo Group Inc revenue for the last quarter amounts to NaN USD, decreased

What is Exzeo Group Inc (XZO)'s earnings per share (EPS) for the last quarter?

Exzeo Group Inc. EPS for the last quarter amounts to USD, decreased

How many employees does Exzeo Group Inc (XZO). have?

Exzeo Group Inc (XZO) has 0 emplpoyees as of March 23 2026.

What is Exzeo Group Inc (XZO) market cap?

Today XZO has the market capitalization of 1.34B USD.