Historical Valuation
White Mountains Insurance Group Ltd (WTM) is now in the Overvalued zone, suggesting that its current forward PE ratio of 255.24 is considered Overvalued compared with the five-year average of 185.63. The fair price of White Mountains Insurance Group Ltd (WTM) is between 1044.44 to 1536.54 according to relative valuation methord. Compared to the current price of 2048.45 USD , White Mountains Insurance Group Ltd is Overvalued By 33.32%.
Relative Value
Fair Zone
1044.44-1536.54
Current Price：2048.45
33.32%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
White Mountains Insurance Group Ltd (WTM) has a current Price-to-Book (P/B) ratio of 1.09. Compared to its 3-year average P/B ratio of 1.00 , the current P/B ratio is approximately 9.33% higher. Relative to its 5-year average P/B ratio of 0.97, the current P/B ratio is about 12.02% higher. White Mountains Insurance Group Ltd (WTM) has a Forward Free Cash Flow (FCF) yield of approximately 10.94%. Compared to its 3-year average FCF yield of 11.15%, the current FCF yield is approximately -1.90% lower. Relative to its 5-year average FCF yield of 6.70% , the current FCF yield is about 63.15% lower.
P/B
Median3y
1.00
Median5y
0.97
FCF Yield
Median3y
11.15
Median5y
6.70
Competitors Valuation Multiple
AI Analysis for WTM
The average P/S ratio for WTM competitors is 1.55, providing a benchmark for relative valuation. White Mountains Insurance Group Ltd Corp (WTM.N) exhibits a P/S ratio of 0.00, which is -100% above the industry average. Given its robust revenue growth of -9.38%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for WTM
1Y
3Y
5Y
Market capitalization of WTM increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of WTM in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is WTM currently overvalued or undervalued?
White Mountains Insurance Group Ltd (WTM) is now in the Overvalued zone, suggesting that its current forward PE ratio of 255.24 is considered Overvalued compared with the five-year average of 185.63. The fair price of White Mountains Insurance Group Ltd (WTM) is between 1044.44 to 1536.54 according to relative valuation methord. Compared to the current price of 2048.45 USD , White Mountains Insurance Group Ltd is Overvalued By 33.32% .
What is White Mountains Insurance Group Ltd (WTM) fair value?
WTM's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of White Mountains Insurance Group Ltd (WTM) is between 1044.44 to 1536.54 according to relative valuation methord.
How does WTM's valuation metrics compare to the industry average?
The average P/S ratio for WTM's competitors is 1.55, providing a benchmark for relative valuation. White Mountains Insurance Group Ltd Corp (WTM) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of -9.38%, this premium appears unsustainable.
What is the current P/B ratio for White Mountains Insurance Group Ltd (WTM) as of Jan 10 2026?
As of Jan 10 2026, White Mountains Insurance Group Ltd (WTM) has a P/B ratio of 1.09. This indicates that the market values WTM at 1.09 times its book value.
What is the current FCF Yield for White Mountains Insurance Group Ltd (WTM) as of Jan 10 2026?
As of Jan 10 2026, White Mountains Insurance Group Ltd (WTM) has a FCF Yield of 10.94%. This means that for every dollar of White Mountains Insurance Group Ltd’s market capitalization, the company generates 10.94 cents in free cash flow.
What is the current Forward P/E ratio for White Mountains Insurance Group Ltd (WTM) as of Jan 10 2026?
As of Jan 10 2026, White Mountains Insurance Group Ltd (WTM) has a Forward P/E ratio of 255.24. This means the market is willing to pay $255.24 for every dollar of White Mountains Insurance Group Ltd’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for White Mountains Insurance Group Ltd (WTM) as of Jan 10 2026?
As of Jan 10 2026, White Mountains Insurance Group Ltd (WTM) has a Forward P/S ratio of 0.00. This means the market is valuing WTM at $0.00 for every dollar of expected revenue over the next 12 months.