WSBCO Overview

Dividend Announcement: WesBanco, Inc. has declared a quarterly cash dividend of $0.5326 per depositary share on its 7.375% Non-Cumulative Perpetual Preferred Stock, Series B, payable on January 1, 2026, to shareholders of record on December 15, 2025.

Company Overview: WesBanco, Inc. is a regional financial services provider with over 150 years of experience, offering a range of banking, trust, brokerage, wealth management, and insurance services across a nine-state footprint.

Financial Strength: As of September 30, 2025, WesBanco reported total assets of $27.5 billion, with $7.7 billion in Trust and Investment Services assets under management.

Community Focus: The bank emphasizes building lasting relationships and solutions to empower customers in their financial journeys, aiming to enhance the communities it serves.

Earnings Performance: Wesbanco Inc reported a 68% increase in net income to $90 million, with an EPS of $0.94 excluding merger-related charges and a net interest margin of 3.53%.

Growth Metrics: The company experienced organic loan growth of 4.8% year-over-year and total deposits increased by $573 million, fully funding the loan growth.

Branch Optimization: Wesbanco is closing 27 financial centers to save approximately $6 million annually while focusing on growth in new markets, particularly in healthcare.

Future Outlook: The company anticipates continued loan growth and efficiency improvements, despite facing challenges from commercial real estate payoffs and restructuring expenses.