WBS Valuation

Webster Financial Corp

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57.490

-0.94(-1.609%)1D

Overview
Forecast
Valuation
Earnings

WBS Relative Valuation

WBS's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, WBS is overvalued; if below, it's undervalued.

Historical Valuation

Webster Financial Corp (WBS) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.27 is considered Undervalued compared with the five-year average of 9.30. The fair price of Webster Financial Corp (WBS) is between 72.70 to 92.31 according to relative valuation methord. Compared to the current price of 57.49 USD , Webster Financial Corp is Undervalued By 20.92%.

Relative Value

Fair Zone

72.70-92.31

Current Price：57.49

20.92%

Undervalued

9.27

Trailing

Forward

0.00

EV/EBITDA

Webster Financial Corp. (WBS) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

NaN

EV/EBIT

Webster Financial Corp. (WBS) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.

3.31

Webster Financial Corp. (WBS) has a current PS of 3.31. The 5-year average PS is 2.96. The thresholds are as follows: Strongly Undervalued below 1.92, Undervalued between 1.92 and 2.44, Fairly Valued between 3.49 and 2.44, Overvalued between 3.49 and 4.01, and Strongly Overvalued above 4.01. The current Forward PS of 3.31 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Webster Financial Corp. (WBS) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Webster Financial Corp. (WBS) has a current P/FCF of 0.00. The 5-year average P/FCF is 1.18. The thresholds are as follows: Strongly Undervalued below -9.26, Undervalued between -9.26 and -4.04, Fairly Valued between 6.39 and -4.04, Overvalued between 6.39 and 11.61, and Strongly Overvalued above 11.61. The current Forward P/FCF of 0.00 falls within the Historic Trend Line -Fairly Valued range.

Webster Financial Corp (WBS) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately 7.25% higher. Relative to its 5-year average P/B ratio of 1.14, the current P/B ratio is about -6.64% higher. Webster Financial Corp (WBS) has a Forward Free Cash Flow (FCF) yield of approximately 12.96%. Compared to its 3-year average FCF yield of 12.58%, the current FCF yield is approximately 3.04% lower. Relative to its 5-year average FCF yield of 11.78% , the current FCF yield is about 10.06% lower.

1.06

P/B

Median3y

0.99

Median5y

1.14

12.96

FCF Yield

Median3y

12.58

Median5y

11.78

Competitors Valuation Multiple

The average P/S ratio for WBS's competitors is 4.10, providing a benchmark for relative valuation. Webster Financial Corp Corp (WBS) exhibits a P/S ratio of 3.31, which is -19.25% above the industry average. Given its robust revenue growth of 16.18%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

WBS.N

Webster Financial Corp

Flagstar Financial Inc

Provident Financial Services Inc

Northwest Bancshares Inc

2.58

68.97%

1.76B

Performance Decomposition

Market capitalization of WBS increased by 22.15% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 29.86 to 36.63.

The secondary factor is the Revenue Growth, contributed 16.18%to the performance.

Overall, the performance of WBS in the past 1 year is driven by Margin Expansion. Which is more sustainable.

16.18%

608.24M → 706.67M

Revenue Growth

22.67%

29.86 → 36.63

Margin Expansion

-16.70%

14.04 → 11.70

P/E Change

22.15%