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VABK Overview

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Intellectia

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High
39.290
Open
38.110
VWAP
38.69
Vol
12.47K
Mkt Cap
208.50M
Low
38.110
Amount
482.27K
EV/EBITDA(TTM)
8.48
Total Shares
5.39M
EV
224.58M
EV/OCF(TTM)
--
P/S(TTM)
3.95
Virginia National Bankshares Corporation is a bank holding company for Virginia National Bank (the Bank). The Bank is engaged in the commercial and retail banking business. It operates through four segments: Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank’s commercial banking activities involve making loans, taking deposits and offering related services to individuals, businesses and charitable organizations. VNB Trust and Estate Services offers corporate trustee services, trust and estate administration, individual retirement account (IRA) administration and custody services, and offers in-house investment management services. The Masonry Capital segment offers investment management services for separately managed accounts and a private investment fund. It offers a range of banking and related financial services to meet the needs of individuals, businesses, and charitable organizations, including the fiduciary services of VNB Trust and Estate Services.
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Events Timeline

(ET)
2026-01-29
08:40:00
Company Reports Q4 Net Interest Margin at 3.50%
select

News

PRnewswire
5.0
02-05PRnewswire
Virginia National Bankshares Appoints New Director
  • New Board Member: Virginia National Bankshares has appointed Robert Lee Burrows as a director effective February 25, 2026, aiming to leverage his 40+ years of financial services experience to enhance the board's expertise and decision-making capabilities.
  • Rich Industry Background: Burrows founded Banks Street Partners in 2008, a financial services-focused investment banking firm that became a leading investment firm in the Southeast, showcasing his deep roots and influence in the industry.
  • Successful Corporate Transition: In 2019, Banks Street Partners was sold to Chicago-based Performance Trust Capital Partners, where Burrows retired in October 2025 as Vice Chairman of Investment Banking, further proving his leadership skills and industry recognition.
  • Diverse Board Experience: Burrows has served on several corporate boards and in various volunteer capacities, reflecting his extensive connections in the financial sector and contributions to the community, which are expected to support the company's continued growth.
Newsfilter
5.0
02-05Newsfilter
Virginia National Bankshares Appoints New Director
  • New Director Appointment: Virginia National Bankshares announced the appointment of Robert Lee Burrows as a director effective February 25, 2026, bringing over 40 years of experience in the financial services industry, which is expected to provide strategic guidance and industry insights to the company.
  • Extensive Industry Background: Burrows founded Banks Street Partners in 2008 and sold it to Chicago's Performance Trust Capital Partners in 2019, showcasing his success and influence in the investment banking sector.
  • Board Enhancement: Chairman William D. Dittmar stated that Burrows' addition will strengthen the board's knowledge and judgment, supporting the company's continued growth, reflecting the company's emphasis on executive experience.
  • Banking Business Overview: Virginia National Bank operates multiple branches in Virginia, offering a full range of banking and related financial services aimed at meeting the needs of individuals, businesses, and charitable organizations, further solidifying its market position.
seekingalpha
9.5
01-29seekingalpha
Virginia National Bankshares Reports Strong Q4 Earnings
  • Earnings Performance: Virginia National Bankshares reported a Q4 GAAP EPS of $1.10 and revenue of $15.02 million, indicating strong financial performance that is likely to positively impact stock prices.
  • Loan Growth: As of December 31, 2025, total loans reached $814 million, a 13% increase from $721 million on September 30, 2025, and a 21% rise compared to $670 million on December 31, 2024, demonstrating sustained demand for credit.
  • Deposit Increase: Total deposits grew from $1.16 billion on September 30, 2025, to $1.24 billion on December 31, 2025, a 7% increase, and up 43% from $866 million on December 31, 2024, reflecting enhanced customer trust.
  • Stable Asset Quality: The bank reported only $106 thousand in non-performing assets as of December 31, 2025, maintaining sound asset quality, while the allowance for credit losses on loans rose to $7.4 million, up from $7.0 million in the previous quarter, indicating prudent risk management.
PRnewswire
9.5
01-29PRnewswire
Virginia National Bankshares Reports Q4 2025 Net Income Growth
  • Quarterly Net Income Growth: Virginia National Bankshares reported a net income of $6.0 million for Q4 2025, translating to $1.10 per diluted share, which marks a significant increase from $4.6 million and $0.85 per share in Q4 2024, reflecting the company's ability to enhance profitability amid reduced interest expenses.
  • Annual Performance Improvement: For the twelve months ending December 31, 2025, the company achieved a net income of $19.3 million, or $3.55 per diluted share, up from $17.0 million and $3.15 per share in 2024, indicating ongoing improvements in asset quality and capital liquidity.
  • Dividend Declaration: The Board declared a quarterly cash dividend of $0.36 per share on January 27, 2026, payable on February 27, 2026, which represents an annual yield of approximately 3.57% based on the closing price on January 27, enhancing shareholder returns.
  • Efficiency Ratio Improvement: The efficiency ratio improved to 49.5% in Q4 2025 from 60.2% in Q4 2024, indicating that the company has successfully optimized operations and reduced non-interest expenses, thereby enhancing overall operational efficiency.
Newsfilter
9.5
01-29Newsfilter
Virginia National Bank Reports Quarterly Net Income Growth
  • Quarterly Net Income Growth: Virginia National Bank reported a net income of $6.0 million for Q4 2025, translating to $1.10 per diluted share, representing a 30.4% increase from $4.6 million in Q4 2024, highlighting the company's success in reducing interest expenses and enhancing financial stability.
  • Annual Performance Improvement: For the twelve months ending December 31, 2025, the company achieved a net income of $19.3 million, or $3.55 per diluted share, up 13.6% from $17.0 million in 2024, reflecting sustainable growth amid declining interest costs.
  • Dividend Declaration: The Board declared a quarterly cash dividend of $0.36 per share on January 27, 2026, payable on February 27, 2026, which represents an annual yield of approximately 3.57%, further attracting investors and boosting shareholder confidence.
  • Strong Asset Quality: As of December 31, 2025, nonperforming assets accounted for 0.56% of total assets, indicating effective loan quality management, despite an increase in total nonperforming loans, the overall asset quality remains robust.
Yahoo Finance
9.5
2025-10-25Yahoo Finance
Virginia National Bankshares (VABK) Enhances Net Margin, Strengthening Positive Outlook on Quality and Consistency
  • Financial Performance: Virginia National Bankshares (VABK) reported a net profit margin of 31.8%, an increase from 30.4% the previous year, with a consistent five-year annual earnings growth rate of 14.7%.

  • Valuation Insights: The bank's stock trades at $40.24, significantly below its estimated fair value of $66.43, with a Price-to-Earnings ratio of 12.1x, indicating a premium compared to peers and the broader US banking industry.

  • Dividend Policy: VABK maintains an attractive dividend policy, which supports its consistent profit and revenue growth, making it appealing to income-oriented investors seeking stability in regional banking.

  • Market Positioning: The absence of flagged risks and steady earnings growth suggests that the stock's valuation premium reflects genuine quality, positioning VABK as a defensive anchor for portfolios amidst sector volatility.

Valuation Metrics

The current forward P/E ratio for Virginia National Bankshares Corp (VABK.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Virginia National Bankshares Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

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Frequently Asked Questions

What is Virginia National Bankshares Corp (VABK) stock price today?

The current price of VABK is 38.66 USD — it has increased 0.81

What is Virginia National Bankshares Corp (VABK)'s business?

Virginia National Bankshares Corporation is a bank holding company for Virginia National Bank (the Bank). The Bank is engaged in the commercial and retail banking business. It operates through four segments: Bank, VNB Trust and Estate Services, and Masonry Capital. The Bank’s commercial banking activities involve making loans, taking deposits and offering related services to individuals, businesses and charitable organizations. VNB Trust and Estate Services offers corporate trustee services, trust and estate administration, individual retirement account (IRA) administration and custody services, and offers in-house investment management services. The Masonry Capital segment offers investment management services for separately managed accounts and a private investment fund. It offers a range of banking and related financial services to meet the needs of individuals, businesses, and charitable organizations, including the fiduciary services of VNB Trust and Estate Services.

What is the price predicton of VABK Stock?

Wall Street analysts forecast VABK stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for VABK is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Virginia National Bankshares Corp (VABK)'s revenue for the last quarter?

Virginia National Bankshares Corp revenue for the last quarter amounts to 14.06M USD, increased 13.33

What is Virginia National Bankshares Corp (VABK)'s earnings per share (EPS) for the last quarter?

Virginia National Bankshares Corp. EPS for the last quarter amounts to 1.10 USD, increased 30.95

How many employees does Virginia National Bankshares Corp (VABK). have?

Virginia National Bankshares Corp (VABK) has 146 emplpoyees as of March 12 2026.

What is Virginia National Bankshares Corp (VABK) market cap?

Today VABK has the market capitalization of 208.50M USD.