USCB Relative Valuation
USCB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, USCB is overvalued; if below, it's undervalued.
Historical Valuation
USCB Financial Holdings Inc (USCB) is now in the Undervalued zone, suggesting that its current forward PE ratio of 8.91 is considered Undervalued compared with the five-year average of 11.46. The fair price of USCB Financial Holdings Inc (USCB) is between 20.49 to 25.76 according to relative valuation methord. Compared to the current price of 18.36 USD , USCB Financial Holdings Inc is Undervalued By 10.41%.
Relative Value
Fair Zone
20.49-25.76
Current Price：18.36
10.41%
Undervalued
8.96
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
USCB Financial Holdings Inc. (USCB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
USCB Financial Holdings Inc. (USCB) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.03
PS
USCB Financial Holdings Inc. (USCB) has a current PS of 3.03. The 5-year average PS is 3.55. The thresholds are as follows: Strongly Undervalued below 2.13, Undervalued between 2.13 and 2.84, Fairly Valued between 4.25 and 2.84, Overvalued between 4.25 and 4.96, and Strongly Overvalued above 4.96. The current Forward PS of 3.03 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
USCB Financial Holdings Inc. (USCB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
USCB Financial Holdings Inc. (USCB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
USCB Financial Holdings Inc (USCB) has a current Price-to-Book (P/B) ratio of 1.58. Compared to its 3-year average P/B ratio of 1.36 , the current P/B ratio is approximately 15.82% higher. Relative to its 5-year average P/B ratio of 1.37, the current P/B ratio is about 15.10% higher. USCB Financial Holdings Inc (USCB) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 10.96%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 10.13% , the current FCF yield is about -100.00% lower.
1.59
P/B
Median3y
1.36
Median5y
1.37
14.80
FCF Yield
Median3y
10.96
Median5y
10.13
Competitors Valuation Multiple
The average P/S ratio for USCB's competitors is 0.00, providing a benchmark for relative valuation. USCB Financial Holdings Inc Corp (USCB) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 15.83%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of USCB increased by 3.44% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 21.55M to 24.96M.
The secondary factor is the Margin Expansion, contributed 11.07%to the performance.
Overall, the performance of USCB in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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