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UNB Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
24.525
Open
24.525
VWAP
24.52
Vol
4.39K
Mkt Cap
113.87M
Low
24.525
Amount
107.57K
EV/EBITDA(TTM)
30.21
Total Shares
4.61M
EV
412.00M
EV/OCF(TTM)
6.51
P/S(TTM)
2.17
Union Bankshares, Inc. is a one-bank holding company for Union Bank. The Union Bank provides full retail, commercial, municipal banking, wealth management and trust services throughout its 18 banking offices and three loan centers covering northern Vermont and northern New Hampshire. It provides retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.
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Events Timeline

(ET)
2025-07-16
17:04:27
Union Bankshares reports Q2 EPS 53c vs. 45c last year
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2024-10-16 (ET)
2024-10-16
16:35:43
Union Bankshares reports Q2 EPS 29c vs. 56c last year
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2024-09-04 (ET)
2024-09-04
15:08:12
Union Bankshares announces balance sheet repositioning
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News

seekingalpha
9.5
04-17seekingalpha
Union Bankshares Reports 8.9% Revenue Growth in Q1
  • Revenue Growth: Union Bankshares reported Q1 revenue of $13.8 million, reflecting an 8.9% year-over-year increase, indicating the company's resilience in the market despite ongoing challenges.
  • Net Income Improvement: For the three months ending March 31, 2026, consolidated net income was $3.0 million, or $0.65 per share, compared to $2.5 million and $0.55 per share in the same period of 2025, showcasing enhanced profitability.
  • Deposit Changes: Total deposits as of March 31, 2026, stood at $1.20 billion, down from $1.81 billion a year earlier, although purchased brokered deposits slightly increased, highlighting liquidity management challenges.
  • Increased Borrowing: Borrowed funds from the Federal Home Loan Bank amounted to $311.0 million as of March 31, 2026, up from $240.7 million in 2025, indicating a rising reliance on external financing sources.
moomoo
5.0
03-24moomoo
UNION BANKSHARES INC NAMES VICE CHAIR TIMOTHY SARGENT AS LEAD INDEPENDENT DIRECTOR IN SEC FILING
  • Union Bank's Leadership Change: Timothy Sargent has been appointed as the lead independent director at Union Bank, indicating a shift in the bank's governance structure.

  • SEC Filing: The announcement of Sargent's designation was made public through a filing with the Securities and Exchange Commission (SEC), highlighting regulatory compliance.

moomoo
5.0
03-24moomoo
David Silverman to Take Over as Board Chair of Union Bankshares Inc. Following Van Dyke's Retirement - SEC Filing
  • Union Bank Leadership Change: David Silverman has been appointed to assume the role of board chair at Union Bank following the retirement of Vandyke.

  • Retirement Announcement: Vandyke's retirement marks a significant transition in the bank's leadership structure, prompting the need for new governance.

Yahoo Finance
9.5
01-21Yahoo Finance
Union Bankshares Reports 26.5% Net Income Growth for 2025 and Declares Dividend
  • Quarterly Net Income Decline: Union Bank reported a net income of $2.7 million for Q4 2025, or $0.60 per share, down from $3.0 million and $0.67 per share in Q4 2024, primarily due to a $1.4 million increase in noninterest expenses, highlighting challenges in cost management.
  • Annual Net Income Growth: For the full year 2025, net income rose to $11.1 million from $8.8 million in 2024, an increase of $2.3 million or 26.5%, reflecting improved profitability post-strategic asset repositioning, despite the prior year's losses from bond sales.
  • Asset and Loan Growth: As of December 31, 2025, total assets reached $1.62 billion, a 5.8% increase, with investment securities rising to $328.3 million and total loans at $1.2 billion, indicating robust expansion and optimized asset allocation in the market.
  • Strengthened Shareholder Equity: By December 31, 2025, book value per share increased by 19.7% to $17.53, partly due to $1.2 million in net proceeds from stock sales, demonstrating proactive capital management and commitment to shareholder returns.
Newsfilter
9.5
2025-04-16Newsfilter
Union Bankshares Announces Earnings for the three months ended March 31, 2025 and Declares Quarterly Dividend
  • Financial Performance: Union Bankshares, Inc. reported a consolidated net income of $2.5 million for Q1 2025, an increase from $2.4 million in Q1 2024, with total assets growing to $1.52 billion and strong loan demand contributing to a 12.3% increase in loans.

  • Dividend Declaration: The Board declared a cash dividend of $0.36 per share, payable on May 1, 2025, to shareholders of record as of April 26, 2025, reflecting the bank's commitment to returning value to its investors.

Newsfilter
9.5
2025-01-15Newsfilter
Union Bankshares Announces Earnings for the three months and year ended December 31, 2024 and Declares Quarterly Dividend
  • Financial Performance: Union Bankshares, Inc. reported a consolidated net income of $3.0 million for Q4 2024, slightly down from the previous year, with an annual net income of $8.8 million, reflecting a decrease due to strategic balance sheet repositioning and increased expenses.

  • Balance Sheet Growth: Total assets grew to $1.53 billion as of December 31, 2024, driven by robust loan demand, while total deposits decreased to $1.17 billion, and the company declared a cash dividend of $0.36 per share for the quarter.

Valuation Metrics

The current forward P/E ratio for Union Bankshares Inc (UNB.O) is 11.72, compared to its 5-year average forward P/E of 0.69. For a more detailed relative valuation and DCF analysis to assess Union Bankshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.69
Current PE
11.72
Overvalued PE
3.43
Undervalued PE
-2.05

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

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Frequently Asked Questions

What is Union Bankshares Inc (UNB) stock price today?

The current price of UNB is 24.525 USD — it has decreased -0.63

What is Union Bankshares Inc (UNB)'s business?

Union Bankshares, Inc. is a one-bank holding company for Union Bank. The Union Bank provides full retail, commercial, municipal banking, wealth management and trust services throughout its 18 banking offices and three loan centers covering northern Vermont and northern New Hampshire. It provides retail banking services to individuals and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, and nonprofit organizations, local municipalities and school districts within its market area. Its products and services include commercial loans for business purposes to business owners and investors for plant and equipment, working capital, real estate renovation and other sound business purposes; commercial real estate loans on income producing properties, including commercial construction loans; online mortgage applications; business checking accounts; online consumer deposit account opening, and others.

What is the price predicton of UNB Stock?

Wall Street analysts forecast UNB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for UNB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Union Bankshares Inc (UNB)'s revenue for the last quarter?

Union Bankshares Inc revenue for the last quarter amounts to 13.51M USD, increased 6.10

What is Union Bankshares Inc (UNB)'s earnings per share (EPS) for the last quarter?

Union Bankshares Inc. EPS for the last quarter amounts to 0.59 USD, decreased -10.61

How many employees does Union Bankshares Inc (UNB). have?

Union Bankshares Inc (UNB) has 195 emplpoyees as of April 20 2026.

What is Union Bankshares Inc (UNB) market cap?

Today UNB has the market capitalization of 113.87M USD.