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UBCP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
16.330
Open
16.330
VWAP
16.10
Vol
3.16K
Mkt Cap
95.62M
Low
15.980
Amount
50.87K
EV/EBITDA(TTM)
22.23
Total Shares
5.98M
EV
217.50M
EV/OCF(TTM)
5.67
P/S(TTM)
2.84
United Bancorp, Inc. is a bank holding company. The Company has one wholly owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (the Bank). The Bank serves customers in northeastern, eastern, southeastern and south-central Ohio and the Northern Panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County, West Virginia. The Bank provides a range of banking and financial services, which includes accepting demand, savings and time deposits and granting commercial, real estate and consumer loans. The Bank's loan portfolio includes commercial loans, commercial real estate loans, residential real estate loans and installment loans. The Bank conducts its business through its main office and standalone operations center in Martins Ferry, Ohio and with about 18 branches located in the counties.
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Events Timeline

(ET)
2026-02-19
11:10:00
United Bancorp Declares Special Dividend of $0.1750 per Share
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2025-11-20 (ET)
2025-11-20
11:03:41
United Bancorp increases Q4 cash dividend to 19 cents per share
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2025-08-21 (ET)
2025-08-21
11:05:03
United Bancorp increases Q3 cash dividend to 18.75 cents per share
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2025-04-17 (ET)
2025-04-17
11:05:53
United Bancorp raises Q2 dividend to 18.5c from 17.5c per share
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2025-02-20 (ET)
2025-02-20
11:05:56
United Bancorp board approves special dividend of 17.5c per share
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2024-11-21 (ET)
2024-11-21
10:08:34
United Bancorp raises quarterly dividend to 18c per share
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2024-07-15 (ET)
2024-07-15
03:35:02
United Bancorp raises quarterly dividend to 17.75c per share
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News

Newsfilter
9.5
05-07Newsfilter
United Bancorp Reports Q1 Net Income Growth
  • Earnings Performance Improvement: United Bancorp reported a net income of $1.911 million and diluted earnings per share of $0.33 for Q1 2026, reflecting respective increases of 2.1% and 3.1% over the previous year, indicating the company's ability to maintain profitability amid economic uncertainty.
  • Asset Growth: As of March 31, 2026, total assets reached $858.5 million, a 3.6% year-over-year increase, driven by growth in loans and securities by $3.5 million and $6 million respectively, showcasing the company's proactive business expansion in a challenging market.
  • Significant Deposit Increase: Total deposits grew by $42.6 million, or 6.8%, in Q1, with low-cost deposits comprising 71.2% of the total, which will help reduce interest expenses and enhance net interest income moving forward.
  • Accelerated Technology Investment: The company is intensifying investments in technological infrastructure, including the rollout of AI solutions and an omnichannel account opening system, which are expected to enhance customer experience and drive future revenue growth.
moomoo
9.5
05-07moomoo
UNITED BANCORP REPORTS Q1 BASIC EPS OF USD 0.33
  • Company Overview: United Bancorp reported a basic earnings per share (EPS) of $0.33 for the first quarter.
  • Financial Performance: The earnings reflect the company's financial performance during the specified quarter.
Yahoo Finance
8.0
04-23Yahoo Finance
United Bancorp Declares Q2 Dividend Payment
  • Dividend Increase: United Bancorp declared a second-quarter dividend of $0.1950 per share, reflecting a $0.01 or 5.4% increase over last year's payment, indicating sustained profitability and likely boosting investor confidence.
  • Total Cash Dividends: For the first two quarters of 2026, UBCP has paid total cash dividends of $0.5625, including a special cash dividend of $0.1750 in Q1, demonstrating the company's commitment to shareholder returns.
  • Yield Metrics: At a market value of $15.21, the regular cash dividend yields a forward rate of 5.13%, appealing to income-focused investors and reinforcing the company's market position.
  • Board Elections: During the annual meeting, shareholders elected a new board including Chairman Scott A. Everson, ensuring governance stability and continuity, which is crucial for future strategic initiatives.
Newsfilter
9.5
02-03Newsfilter
United Bancorp Reports Strong 2025 Earnings Growth with Increased Net Income
  • Quarterly Performance Boost: United Bancorp reported net income of $2.035 million and diluted earnings per share of $0.35 for Q4 2025, marking increases of 10% and 12.9% year-over-year, demonstrating the company's ability to maintain profitability amidst economic uncertainty.
  • Annual Financial Performance: For the full year 2025, net income reached $7.753 million and diluted earnings per share were $1.34, reflecting year-over-year growth of 4.7% and 5.5%, indicating successful investments in infrastructure and product development.
  • Interest Income Growth: The company achieved net interest income of $26.460 million in 2025, a 6.7% increase from the previous year, primarily driven by total assets growing by $40.8 million to $857.4 million, showcasing strong demand for loans and deposits.
  • Increased Shareholder Returns: United Bancorp paid total cash dividends of $0.92 in 2025, a 7.6% increase, resulting in a dividend yield of 6.4%, reflecting the company's ongoing commitment to enhancing shareholder value.
Yahoo Finance
9.5
02-03Yahoo Finance
United Bancorp Reports Earnings Growth in 2025 Financial Results
  • Quarterly Earnings Growth: United Bancorp reported a net income of $2.035 million and diluted earnings per share of $0.35 for Q4 2025, reflecting respective increases of 10% and 12.9% over the previous year, demonstrating the company's ability to maintain profitability amid economic uncertainty.
  • Annual Performance Improvement: For the full year 2025, net income reached $7.753 million and diluted earnings per share were $1.34, marking increases of 4.7% and 5.5% year-over-year, reflecting the company's ongoing investments in infrastructure and product development.
  • Interest Income Growth: The company saw a 6.7% year-over-year increase in net interest income to $26.460 million, primarily driven by growth in loans and deposits, showcasing its adaptability in a changing interest rate environment.
  • Enhanced Shareholder Returns: United Bancorp paid total cash dividends of $0.92 in 2025, a 7.6% increase from the previous year, achieving a dividend yield of 6.4%, underscoring the company's commitment and capability to reward its shareholders.
NASDAQ.COM
6.5
2025-10-17NASDAQ.COM
Key Analyst Insights on Home Depot, Boeing, and Progressive
  • Zacks Research Daily Highlights: The report features research on 12 major stocks, including Home Depot, Boeing, and Progressive, along with two micro-cap stocks, Frequency Electronics and United Bancorp, emphasizing unique insights into smaller companies.

  • Home Depot's Performance: Home Depot has outperformed its industry with strong sales growth and a focus on digital innovation, although it faces challenges from softer demand in big-ticket items and macroeconomic uncertainties.

  • Boeing's Outlook: Boeing has seen significant stock performance improvements, driven by growing commercial air travel and a positive defense outlook, but it faces risks from labor shortages and trade tensions.

  • Progressive and Micro-Cap Stocks: Progressive's shares have underperformed despite strong premium growth, while micro-cap stocks Frequency Electronics and United Bancorp show promising revenue visibility and stable earnings growth, respectively, but also face specific risks.

Valuation Metrics

The current forward P/E ratio for United Bancorp Inc (UBCP.O) is 10.30, compared to its 5-year average forward P/E of 8.18. For a more detailed relative valuation and DCF analysis to assess United Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
8.18
Current PE
10.30
Overvalued PE
11.72
Undervalued PE
4.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.60
Current EV/EBITDA
20.48
Overvalued EV/EBITDA
12.43
Undervalued EV/EBITDA
-7.23

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.87
Current PS
3.37
Overvalued PS
4.19
Undervalued PS
1.56

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Frequently Asked Questions

What is United Bancorp Inc (UBCP) stock price today?

The current price of UBCP is 16 USD — it has decreased -1.9

What is United Bancorp Inc (UBCP)'s business?

United Bancorp, Inc. is a bank holding company. The Company has one wholly owned subsidiary bank, Unified Bank, Martins Ferry, Ohio (the Bank). The Bank serves customers in northeastern, eastern, southeastern and south-central Ohio and the Northern Panhandle of West Virginia and is engaged in the business of commercial and retail banking in Belmont, Harrison, Jefferson, Tuscarawas, Carroll, Athens, Hocking, and Fairfield counties and the surrounding localities. The bank also operates in Marshall County, West Virginia. The Bank provides a range of banking and financial services, which includes accepting demand, savings and time deposits and granting commercial, real estate and consumer loans. The Bank's loan portfolio includes commercial loans, commercial real estate loans, residential real estate loans and installment loans. The Bank conducts its business through its main office and standalone operations center in Martins Ferry, Ohio and with about 18 branches located in the counties.

What is the price predicton of UBCP Stock?

Wall Street analysts forecast UBCP stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBCP is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is United Bancorp Inc (UBCP)'s revenue for the last quarter?

United Bancorp Inc revenue for the last quarter amounts to 8.57M USD, increased 17.86

What is United Bancorp Inc (UBCP)'s earnings per share (EPS) for the last quarter?

United Bancorp Inc. EPS for the last quarter amounts to 0.35 USD, increased 6.06

How many employees does United Bancorp Inc (UBCP). have?

United Bancorp Inc (UBCP) has 125 emplpoyees as of May 10 2026.

What is United Bancorp Inc (UBCP) market cap?

Today UBCP has the market capitalization of 95.62M USD.