TRV Earnings Prediction
The chart below shows how TRV performed 10 days before and after its earnings report, based on data from the past quarters. Typically, TRV sees a -2.51% change in stock price 10 days leading up to the earnings, and a +0.64% change 10 days following the report. On the earnings day itself, the stock moves by +1.45%. This data can give you a slight idea of what to expect for the next quarter's release.
TRV Key Earning Data
2024/Q4
Year Over Year
Quarter Over Quarter
Total Revenue
11.91B
11.97%
5.55%
Gross Margin
--
--
--
Operating Margin
13.96%
159.96%
108.98%
Net Margin
10.58%
178.42%
123.68%
EPS
5.42
211.49%
136.68%
No Data Available
TRV Earnings Analysis
Travelers Companies Inc Corporation (TRV.N) Earnings Conference Call
Positive
Core Income Performance: Core income exceeded $1.2 billion, translating to $5.24 per diluted share, with a core return on equity of 16.6%.
Underwriting Income Surge: Underlying underwriting income reached $1.5 billion, a 73% increase year-over-year, supported by record net earned premiums of $10.7 billion, up 10%.
Combined Ratio Improvement: The consolidated combined ratio improved nearly 8 points to 93.2%, with the underlying combined ratio improving 5 points to 85.6%.
Premium Growth Analysis: Net written premiums grew by 8% to $11.3 billion, with Business Insurance segment net written premiums increasing by 9% to over $5.5 billion.
Adjusted Book Value Increase: Adjusted book value per share rose by 4% during the quarter, despite returning $496 million of excess capital to shareholders through share repurchases and dividends.
Negative
Catastrophe Loss Impact: $939,000,000 of pretax catastrophe losses were incurred in Q3, primarily due to Hurricane Helene, significantly impacting financial results.
Asbestos Liability Charge: The Business Insurance segment faced a $242,000,000 charge related to the annual asbestos review, indicating potential liabilities that could affect future earnings.
Combined Ratio Increase: Despite a strong overall performance, the underlying combined ratio in the Bond and Specialty Insurance segment increased by 4.9 points from the prior year, reflecting rising costs and pressures on profitability.
Personal Insurance Combined Ratio: The Personal Insurance segment reported a combined ratio of 92.5%, which, while improved, still indicates a need for ongoing adjustments in pricing and risk management strategies.
Hurricane Milton Loss Estimates: The preliminary range of losses from Hurricane Milton is estimated between $75,000,000 and $175,000,000, adding uncertainty to future financial performance.
TRV FAQs
How does TRV typically perform around its earnings report dates?
Is Earnings call transcript: Travelers Q3 2024 results beat forecasts, stock rises positive or negative?
How can historical earnings data help predict future stock performance?
TRV Earning Call Sentiment
Earnings call transcript: Travelers Q3 2024 results beat forecasts, stock rises
TRV.N
3.81%Positive
The earnings call summary indicates strong financial performance with a 74% increase in core income, improved underwriting results, and robust investment income. Despite geopolitical and inflationary concerns, the company demonstrates resilience and efficiency. Shareholder returns via dividends and repurchases are substantial. While the Q&A reveals some uncertainties, the overall sentiment remains positive due to strong financial metrics and optimistic guidance. The absence of a clear market cap suggests a neutral to positive impact, leaning towards positive due to strong earnings and shareholder returns.