Stock Price & Analysis

Hold STBA as the stock shows stability with positive earnings and insider buying. Consider selling if market conditions or company fundamentals deteriorate.

The price prediction for STBA stock in 2025 is expected to reach $40-$42, driven by strong financial performance and insider confidence. However, potential risks could lower it to $34.

The S1 support level for STBA Stock is $36.65 ,The R1 resistant level for STBA Stock is $38.4.

As of the end of day on 2025-03-28, the price of STBA Stock was $37.17.

The target price for STBA Stock according to analyst rating is 44.00, with the highest price target at 44.00 and the lowest at 44.00. Analysts have a Hold rating on STBA Stock overall.

The market cap of STBA is $1.4B.

Analysis and Insights

Valuation Metrics:

S&T Bancorp (STBA) appears to be undervalued based on its current valuation metrics compared to industry averages. The stock has a P/E ratio of 11.22, which is lower than the industry average of 13-15. Additionally, the EV/EBITDA ratio of 8.84 is below the industry average of 10-12, further indicating undervaluation.

Dividend Yield:

STBA offers a dividend yield of 3.92%, which is attractive compared to its peers and provides a stable income stream for investors.

Recent Earnings and Insider Activity:

The company reported strong Q4 earnings, with a GAAP EPS of $0.86, exceeding expectations by $0.09. Despite a slight drop in stock price post-earnings, the overall performance is positive. Insider buying by a director and strong profitability metrics are additional positive signs.

Conclusion:

Based on the analysis, STBA is not overvalued. The stock appears undervalued compared to its peers, making it a potentially attractive investment opportunity.

S&T Bancorp, Inc. is a bank holding company. The Company’s segments include Commercial Real Estate (CRE), Commercial and Industrial (C&I), Commercial Construction, Business Banking, Consumer Real Estate and Other Consumer. The CRE segment includes loans secured by commercial purpose real estate, including both owner-occupied properties and investment properties for various purposes such as hotels, retail, multifamily and healthcare. The C&I segment includes loans made to operating companies or manufacturers for the purpose of production, operating capacity, accounts receivable, inventory, or equipment financing. The Commercial Construction segment includes loans made to finance the construction of buildings or other structures, as well as to finance the acquisition and development of raw land for various purposes. The Business Banking segment includes commercial loans made to small businesses. Consumer Real Estate segment includes loans secured by first and second liens.

The price prediction for STBA stock by 2030 is estimated to range between $55 and $65 per share. This forecast is based on the company's strong earnings performance, with Q4 GAAP EPS of $0.86 beating expectations, and its attractive valuation metrics, including a solid dividend history and insider buying activity. The stock's current price of $37.8, combined with its growth prospects and management's confidence in strategic positioning, supports this long-term bullish outlook.

STBA has a total of 1244 employees.