Historical Valuation
Summit State Bank (SSBI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Summit State Bank (SSBI) is between -- to -- according to relative valuation methord.
Relative Value
Fair Zone
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Current Price：12.47
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Summit State Bank (SSBI) has a current Price-to-Book (P/B) ratio of 0.66. Compared to its 3-year average P/B ratio of 0.82 , the current P/B ratio is approximately -19.42% higher. Relative to its 5-year average P/B ratio of 1.03, the current P/B ratio is about -35.73% higher. Summit State Bank (SSBI) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 3.58%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 10.50% , the current FCF yield is about -100.00% lower.
P/B
Median3y
0.82
Median5y
1.03
FCF Yield
Median3y
3.58
Median5y
10.50
Competitors Valuation Multiple
AI Analysis for SSBI
The average P/S ratio for SSBI competitors is 1.48, providing a benchmark for relative valuation. Summit State Bank Corp (SSBI.O) exhibits a P/S ratio of , which is -100% above the industry average. Given its robust revenue growth of 2.10%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for SSBI
1Y
3Y
5Y
Market capitalization of SSBI increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of SSBI in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is SSBI currently overvalued or undervalued?
Summit State Bank (SSBI) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of Summit State Bank (SSBI) is between to according to relative valuation methord.
What is Summit State Bank (SSBI) fair value?
SSBI's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Summit State Bank (SSBI) is between to according to relative valuation methord.
How does SSBI's valuation metrics compare to the industry average?
The average P/S ratio for SSBI's competitors is 1.48, providing a benchmark for relative valuation. Summit State Bank Corp (SSBI) exhibits a P/S ratio of , which is -100.00% above the industry average. Given its robust revenue growth of 2.10%, this premium appears unsustainable.
What is the current P/B ratio for Summit State Bank (SSBI) as of Jan 10 2026?
As of Jan 10 2026, Summit State Bank (SSBI) has a P/B ratio of 0.66. This indicates that the market values SSBI at 0.66 times its book value.
What is the current FCF Yield for Summit State Bank (SSBI) as of Jan 10 2026?
As of Jan 10 2026, Summit State Bank (SSBI) has a FCF Yield of 0.00%. This means that for every dollar of Summit State Bank’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for Summit State Bank (SSBI) as of Jan 10 2026?
As of Jan 10 2026, Summit State Bank (SSBI) has a Forward P/E ratio of 0.00. This means the market is willing to pay $0.00 for every dollar of Summit State Bank’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Summit State Bank (SSBI) as of Jan 10 2026?
As of Jan 10 2026, Summit State Bank (SSBI) has a Forward P/S ratio of 0.00. This means the market is valuing SSBI at $0.00 for every dollar of expected revenue over the next 12 months.